DATCU Mobile Banking vs GoColonial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DATCU Mobile Banking
Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.
- Biometric sign-in (Touch ID/Face ID)
- Quick Balance viewing
- Fund transfers
- Bill payments
- Mobile check deposit
- Loan payments
- Accessibility features
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Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!
GoColonial
Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.
- Loan account management
- Mortgage payment assistance
- Refinancing opportunities
- Insurance services
- Customer support for loan questions
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Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.
Screenshots
Verdict
The clearest difference is rating: GoColonial at 4.7 against DATCU Mobile Banking's 2.9. GoColonial also leads on review sentiment (40% vs 15%) and ratings volume (699 vs 171). DATCU Mobile Banking's advantage is update cadence (every 2 weeks vs every 7 months) and device support (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GoColonial holds the better App Store score, 4.7 against 2.9. Both are backed by a comparable volume of ratings — 171 and 699 respectively. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 40% of GoColonial's.
DATCU Mobile Banking ships an update every 2 weeks, GoColonial every 7 months. The most recent releases landed on October 27, 2026 and October 20, 2026 respectively.
| Parameter | DATCU Mobile Banking | GoColonial |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (171 ratings) | 4.7 (699 ratings) — better |
| Positive reviews | 15.3% of reviews | 40.0% of reviews — better |
| Number of ratings | 171 | 699 — better |
| Update frequency | Every 2 weeks — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 143 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | DATCU Credit Union | Colonial Savings, F. A. |
Customer experience
DATCU Mobile Banking
GoColonial
User reviews
DATCU Mobile Banking
From 171 App Store ratingsWhat we love
- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)
Room to improve
- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works
GoColonial
From 699 App Store ratingsWhat we love
- 👍 Easy to use website
- 🚀 Nicely done app improvements
Room to improve
- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use
Bugs and requests
DATCU Mobile Banking
Reported bugs
67 issues- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips
Show 62 moreShow fewer
- Transaction list limited
- Confusing balance display
- Wasted screen space
- Horrible new layout
- App is trash
- App is worthless
- Server error on login
- Card controls difficult
- Loan payments not visible
- Cannot see account balances on transfer
- Less user friendly
- Obscure info layout
- Not easy to use anymore
- Takes more steps
- Cannot transfer funds to credit card/loan
- Too busy interface
- Missing pending transaction info
- No balance after payment
- Missing loan payoff details
- App is crap
- Cloudflare blocking access
- App support page not found
- Frozen account
- App crashes instantly
- Outdated look
- Lacks basic features
- Antiquated feel
- Limited features and accessibility
- Cannot make payments with external account
- No help on login screen
- App isn't working with update
- Doesn't accept login info
- Asks for PIN
- Froze up
- App looks outdated
- Not as clean without screen real estate
- Antiquated feel
- Needs updating
- Very limited to features and accessibility
- Lack of app updates
- App not working on iPhone 4
- Crashes immediately loading presets
- Cannot get it to work after OS update
- Needs to be more secure
- Graphs feature doesn't work
- Needs new features
- Sleeker interface needed
- Not all inclusive
- Doesn't show pending deposits or withdrawals
- Doesn't show credit card account
- Not much more functional than mobile website
- App isn't working
- Useless app
- Cannot log in
- Account freeze on login attempt
- Bugs need to be worked out
- Incorrect balances shown
- Payment selection not working
- Cannot transfer money externally
- Mobile deposit never works
- App rarely works
- Show incorrect balances
Requested features
37 requests- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions
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- Access to bill pay
- See captured transactions without desktop login
- See pending transactions without desktop login
- Password feature on startup for security
- Check images
- New features
- Sleeker interface
- More all inclusive features
- Show pending deposits or withdrawals
- Show credit card account
- Ability to see pending ACH withdrawals
- Ability to see balance as each item cleared
- Access desktop version on iPhone
- 4-digit passcode entry
- Option for both or either passcode/password
- Photograph checks for deposit
- New look for the app
- Face ID for fast login
- Support for passwords via Apple keyboard
- Layout for X and XR phones
- Show savings from paying off early
- Show current loan amount
- Show pending transactions on mobile
- Show posted balances
- Show available balances
- Transfer funds from checking to credit card/loan
- Mobile deposit
- Access to account number
- Dark mode option
- Advanced analytics dashboard
- Dark mode option
- Advanced analytics dashboard
GoColonial
Reported bugs
2 issues- App refuses to update
- Spinning wheel of death on login
Requested features
2 requests- Easier access to auto-pay settings
- Remove need to re-enter verified accounts
In-app purchases
DATCU Mobile Banking
No in-app purchases
GoColonial
No in-app purchases
Questions
Is DATCU Mobile Banking free?
Is GoColonial free?
Which has better reviews, DATCU Mobile Banking or GoColonial?
Do DATCU Mobile Banking or GoColonial have ads?
Which is updated more often, DATCU Mobile Banking or GoColonial?
Other comparisons
