Comparison

AUB vs eCebuana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AUB

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

Highlights
  • Mobile banking account access
  • Fund transfers via InstaPay and PESONet
  • Online bills payment
  • Virtual teller queueing
  • PDC management
  • Credit card management
  • Loan application
Features
Read full description

Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!

About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

Screenshots

AUB4 screens
eCebuana4 screens

Verdict

The call

The clearest difference is review sentiment: AUB at 62% against eCebuana's 0%. AUB also leads on rating (4.8 vs 1.7) and ratings volume (574 vs 31). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AUB holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 0% of eCebuana's.

UpkeepUpdate frequency

AUB ships an update every 3 weeks, eCebuana every 2 months. The most recent releases landed on October 10, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
AUB versus eCebuana: the parameters behind the verdict, then further details
ParameterAUBeCebuana
PriceFreeFree
Rating4.8 (574 ratings) — better1.7 (31 ratings)
Positive reviews61.9% of reviews — better0.0% of reviews
Number of ratings574 — better31
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size50 MB162 MB
Age rating4+4+
DeveloperAsia United BankNetworld Capital Ventures, Inc.

Customer experience

AUB

All ratings574 ratings
Positive95.8%
Neutral1.6%
Negative2.6%
Written reviews63 reviews
Positive61.9%
Neutral6.3%
Negative31.7%

eCebuana

All ratings31 ratings
Positive16.1%
Neutral0.0%
Negative83.9%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

AUB

No in-app purchases

None

eCebuana

No in-app purchases

Questions

Is AUB free?
AUB is free to download, with no in-app purchases.
Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Which has better reviews, AUB or eCebuana?
AUB is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while eCebuana averages 1.7 from 31 ratings.
Do AUB or eCebuana have ads?
Neither AUB nor eCebuana shows ads.
Which is updated more often, AUB or eCebuana?
AUB ships an update every 3 weeks, and eCebuana every 2 months. Most recently, AUB was updated on October 10, 2026 and eCebuana on October 1, 2026.

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