Best 401K.com Apps

0+ iOS apps curated and reviewed

4.4 avg rating

19 free apps

Updated September 2026

NetBenefits is the household name in 401k.com, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top 401K.com Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	NetBenefits	Free	4.6★ (29K)	No	No	Sep 2026
2	Fidelity Investments	Free	4.8★ (3.3M)	No	No	Sep 2026
3	401k: Your Retirement Guide	Free	4.8★ (13)	No	Yes	Sep 2026
4	Empower ®	Free	4.8★ (412K)	No	No	Sep 2026
5	401GO	Free	4.8★ (16)	No	No	Jun 2026
6	1st 401k	Free	3.0★ (1)	No	No	May 2026
7	Fidelity Health®	Free	4.9★ (26K)	No	No	Sep 2026
8	Acorns: Save & Invest Money	Free	4.7★ (958K)	No	No	Sep 2026

Top Picks for 401K.com

NetBenefits by Fidelity Investments

Fidelity workplace benefits

Editor's Choice

💰 Finance

4.6😞(29K ratings)

Free

#54in Finance

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

👍 Easy to use
🚀 Convenient mobile access
🔒 Secure document upload
💡 Helpful retirement planning tools

Room to Improve

🐛 Buggy and glitchy
🕸️ Feels like a mobile website, not a true app
🤔 Confusing navigation and user experience
⏱️ Slow performance and long load times

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.

Strong Contender

💰 Finance

4.8😐(3.3M ratings)

Free

#14in Finance

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

🚀 Efficient app with quick access to accounts
🔒 Secure login process
👍 Comprehensive research and data tools
💡 Ability to link external accounts for full financial view
👍 Reliable and trustworthy platform

Room to Improve

🐛 Inaccurate account information and performance data
🔍 Cluttered and unintuitive user interface
🔍 Difficult to navigate and find desired features
🔍 Lacking key features for active traders
🐛 Buggy app with frequent crashes and performance issues

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro

Worth Considering

🔧 Utilities

4.8(13 ratings)

FreeIn-App Purchases

401k: Your Retirement Guide screenshot 1

401k: Your Retirement Guide screenshot 2

401k: Your Retirement Guide screenshot 3

401k: Your Retirement Guide screenshot 4

401k: Your Retirement Guide screenshot 5

401k: Your Retirement Guide screenshot 6

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

More 401K.com apps to explore

Empower ®

Plan, save, invest, retire

Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking

💰 Finance

(412K)

free with in-app purchases

401GO

401k plan management

Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections

by 1st Source Corporation

Free

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

Retirement plan managementAccount reviewEmployer-sponsored plan access

Health benefits + expenses

Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances

💰 Finance

(26K)

free

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments

💰 Finance

(958K)

subscription

PensionBee: Roll over 401(k)s

Roll over your old 401(k)s

Free

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Consolidate 401(k)s and IRAsChoose Traditional, Roth, or SEP IRA1% rollover match available

💰 Finance

(15)

ad-supported

Asset Recovery: Lost 401k

Find Old Retirement Accounts

Free

💰 Finance

(0)

Fidelity Mobile Banking

by FIDELITY DEPOSIT & DISCOUNT BANK, THE:

Free

Access your bank accounts on your iPhone to check balances, view transactions, and transfer funds. Securely pay bills, find nearby branches, and deposit checks remotely.

Check account balancesView recent transactionsTransfer money

💰 Finance

(140)

ad-supported

Capital Group PlanPremier401k

Manage your 401k

Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts

Self-Employed Retirement

Robinhood: Trading & Investing

Stocks, ETFs, Crypto & Options

Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators

💰 Finance

(4.8M)

freemium

Capital Group RKDirect 401k

Manage your 401k

Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history

by FBMC Benefits Management, Inc

Free

💼 Business

(0)

John Hancock Retirement

by John Hancock

Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates

💰 Finance

(37K)

free

Vanguard: Save, Invest, Retire

Investing, Advice, Retirement

Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details

by Schwab Retirement Technologies Inc.

Free

Manage your retirement savings on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Access financial learning resources and manage account settings securely.

Retirement plan enrollmentIncome forecastInvestment monitoring

💰 Finance

(1)

free

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

💰 Finance

(385K)

free with in-app purchases

FAQ about 401K.com

What are the best 401k.com apps for iPhone?

NetBenefits tops our 401k.com apps ranking as of September 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.

Are there free 401k.com apps for iPhone?

Yes — 19 of the top 401k.com apps we rank are free to download, including NetBenefits and Fidelity Investments.

Does NetBenefits have ads or in-app purchases?

NetBenefits has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

What can I do with the NetBenefits app?

The NetBenefits app allows you to conveniently manage your Fidelity workplace benefits. You can view retirement savings, stock options, health insurance details, HSA balances and investments, and more. It also provides tools for personalized financial planning and access to educational materials.

Who is the NetBenefits app intended for?

This app is designed for individuals who are participants in workplace benefit programs offered by Fidelity Investments. This includes managing retirement accounts like 401(k) and 403(b), health savings accounts (HSAs), stock plans, and health insurance.

Best 401K.com Apps

Compare top 401K.com Apps (September 2026)

Top Picks for 401K.com

What We LoveHighlights summarized from real App Store user reviews

Room to ImproveCommon complaints summarized from real App Store user reviews

What We LoveHighlights summarized from real App Store user reviews

Room to ImproveCommon complaints summarized from real App Store user reviews

More 401K.com apps to explore

FAQ about 401K.com

What We Love

Room to Improve

What We Love

Room to Improve