Best 401K.com Apps

245+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated October 2026

NetBenefits is the household name in 401k.com, but it's far from the only option. We track 245+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top 401K.com Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NetBenefitsNetBenefitsFree4.6★ (29K)NoNoOct 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoOct 2026
3401k: Your Retirement Guide401k: Your Retirement GuideFree4.8★ (13)NoYesSep 2026
4Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
5401GO401GOFree4.8★ (16)NoNoJun 2026
6Fidelity Health®Fidelity Health®Free4.9★ (27K)NoNoOct 2026
7Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7★ (12K)NoNoOct 2026
8PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.3★ (22)YesNoSep 2026

Top Picks for 401K.com

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
💰 Finance
4.6😞(29K ratings)
Free
#43in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2
NetBenefits screenshot 3
NetBenefits screenshot 4
NetBenefits screenshot 5
NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.3M ratings)
Free
#15in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view
  • 👍 Reliable and trustworthy platform

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
  • 🔍 Lacking key features for active traders
  • 🐛 Buggy app with frequent crashes and performance issues
401k: Your Retirement Guide#3

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro
Worth Considering
🔧 Utilities
4.8(13 ratings)
FreeIn-App Purchases
401k: Your Retirement Guide screenshot 1
401k: Your Retirement Guide screenshot 2
401k: Your Retirement Guide screenshot 3
401k: Your Retirement Guide screenshot 4
401k: Your Retirement Guide screenshot 5
401k: Your Retirement Guide screenshot 6

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

More 401K.com apps to explore

FAQ about 401K.com

What are the best 401k.com apps for iPhone?
NetBenefits tops our 401k.com apps ranking as of October 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.
Yes — 19 of the top 401k.com apps we rank are free to download, including NetBenefits and Fidelity Investments.
NetBenefits has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 245+ 401k.com apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.