Best 9Payment Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Finding the right 9payment apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top 9Payment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bank9jaBank9jaFree2.7★ (9)NoNoAug 2026
29jaPay Business9jaPay BusinessFreeNoNoAug 2026
3walletwise - seamless paymentwalletwise - seamless paymentFree4.4★ (105)NoNoAug 2026
4PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoAug 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
69OnePay9OnePayFree3.5★ (4)NoNoMay 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
8SmartHubSmartHubFree2.7★ (1.9K)NoNoAug 2026

Top Picks for 9Payment

Bank9ja#1

Bank9ja by 9 Payment Service Bank (9PSB)

Editor's Choice
💰 Finance
2.7(9 ratings)
Free
Bank9ja screenshot 1
Bank9ja screenshot 2
Bank9ja screenshot 3
Bank9ja screenshot 4
Bank9ja screenshot 5

A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.

More 9Payment apps to explore

4
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(170K)
free with in-app purchases
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
9OnePay
9OnePay
9OnePay
by SHWE NAN OO COMPANY LIMITED
Free

This platform empowers agents to sell mobile phone and internet packages. It provides a streamlined way to manage and offer various telecommunication services.

Sell mobile phone packagesSell internet packagesAgent platform
💼 Business
(4)
free
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
8
SmartHub
SmartHub
SmartHub
by National Information Solutions Cooperative
Free

Manage your utility and telecommunications accounts with ease. View usage, billing, and payment history. Report service issues, receive important company news, and manage your WiFi network all from your mobile device.

View and manage bills and paymentsMonitor energy usage trendsContact customer service easily
🔧 Utilities
(1.9K)
free
9
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
💰 Finance
(21K)
subscription
10
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(450K)
free with in-app purchases
11
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
12
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.8K)
free
13
Octopus 八達通
Octopus 八達通
Octopus 八達通
by Octopus Cards
Free

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

Top up Octopus cardsCheck expenses and subsidiesMobile Octopus for iPhone/Apple Watch
💰 Finance
(2.5K)
free with in-app purchases
14
Cloud9 Money
Cloud9 Money
Cloud9 Money
Your everything money app.
Free
💰 Finance
(0)
15
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
16
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(152K)
subscription
17
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
18
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free
19
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
20
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(196K)
free

FAQ about 9Payment

What are the best 9payment apps for iPhone?
Bank9ja tops our 9payment apps ranking as of August 2026, with a 2.7-star average from 9 App Store ratings, and it's free to download.
Yes — 20 of the top 9payment apps we rank are free to download, including Bank9ja and 9jaPay Business.
Bank9ja has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ 9payment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Bank9ja offers a seamless and secure digital banking experience, allowing users to set up profiles quickly, send money for free, buy data, and pay bills without visiting a bank branch or requiring paperwork. Users can also enjoy various freebies like bonus airtime and cashback.
Yes, Bank9ja is designed with security in mind, featuring secure and faster login options including passcode and biometric authentication. The platform aims to make daily banking activities easier, seamless, and secure for its users.