Best Accrue 401K Apps

204+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Guideline is the household name in accrue 401k, but it's far from the only option. We track 204+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Accrue 401K

Guideline#1

Guideline by Gusto, inc.

Access your 401(k) anytime
Editor's Choice
💰 Finance
4.9😞(1.8K ratings)
FreeAds
Guideline screenshot 1
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Manage your 401(k) easily with the Guideline app. Set up, track, and adjust your retirement savings conveniently from your phone. Ensure security with mobile-first features. Visit guideline.com to learn more.

What We Love

  • 👍 Simple and easy to use UI
  • 💡 Streamlined app experience
  • 🚀 Excellent app performance

Room to Improve

  • 🐛 Login and authentication issues
  • 🔋 Frequent app crashes and freezes
  • 💰 Increasing account fees
Vestwell#2

Vestwell by Vestwell Holdings Inc.

For the future.
Strong Contender
💰 Finance
4.3(120 ratings)
Free
Vestwell screenshot 1
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Vestwell screenshot 6

Experience a one-stop financial solution with a versatile platform that simplifies savings for all life's milestones. Track goals, manage accounts, access funds, and get personalized support easily. Join over one million savers and start building your financial future confidently with the mobile app.

What We Love

  • 👍 Easy to use and intuitive
  • 👍 Clean and simple design
  • 👍 Mirrors desktop version well
  • 👍 Convenient to manage retirement and emergency savings

Room to Improve

  • 🐛 Login issues and app freezing
  • 🔒 Lack of biometric login options
  • 🔒 Requires MFA code every time
Empower ®#3

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(386K ratings)
FreeAds
#64in Finance
Empower ® screenshot 1
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Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More Accrue 401K apps to explore

4
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

💰 Finance
(28K)
5
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
6
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(227K)
7
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

💰 Finance
(3.2M)
8
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
9
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

This app is designed for participants in American Funds RecordkeeperDirect 401k plans to manage their retirement accounts. Users can view account details, make changes to their account, and access various account management features provided by Capital Group, home of American Funds. Contact your employer to determine if this app is suitable for your plan.

💰 Finance
(10K)
10
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free
💰 Finance
(10)
11
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Track your financial goals with a secure mobile app that helps you manage your retirement savings with features like viewing account activity, balances, and asset allocation. Invest with confidence and take control of your financial future.

💰 Finance
(23K)
12
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(187K)
13
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access your retirement plan information easily on the go with an app designed for participants in employer-sponsored plans managed by Milliman. Stay engaged with your account, view details, make changes, and ensure security through multi-factor authentication. Visit the full site for advanced functionalities.

💰 Finance
(6.5K)
14
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement account easily with the Alerus Retirement mobile app. Check balances, view investment performance, receive alerts, and manage contributions securely. Take control of your retirement planning today!

💰 Finance
(997)
15
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings easily with our mobile app - view account balance, adjust investments, get personalized recommendations, and more. Take control of your financial future now!

💰 Finance
(16)
16
Public: Invest & Trade
Public: Invest & Trade
Public: Invest & Trade
Stocks, Crypto, Options, Bonds
Free

An all-in-one investing application where you can trade options with rebates, earn high APY on a cash account, buy bonds, utilize AI investment analysis, manage portfolios with advanced tools, and access pre-market trading sessions. Take control of your investments and dive deep into financial analysis with ease.

💰 Finance
(83K)
17
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

An application for saving, investing, and trading in stocks with high interest rates for cash savings, automated portfolio management for low-risk bond ETFs, personalized automated index fund investments, and commission-free stock investing. It offers a streamlined approach to managing finances and building wealth in one place. Start managing your finances smarter today!

💰 Finance
(17K)
18
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

💰 Finance
(4.2K)
19
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free
🔧 Utilities
(13)
20
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

💰 Finance
(8.4K)