Best Advance Loans Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

B9 is the household name in advance loans, but it's far from the only option. We track 230+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Advance Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1B9: Cash AdvanceB9: Cash AdvanceFree4.5★ (20K)YesNoAug 2026
2Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (36K)NoNoAug 2026
3Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
4Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (214K)NoNoAug 2026
5True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (67K)YesNoAug 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (367K)YesNoAug 2026
7Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (545K)NoNoAug 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026

Top Picks for Advance Loans

B9: Cash Advance#1

B9: Cash Advance by B9, Inc.

No Credit Check Payday Advance
Editor's Choice
💰 Finance
4.5😞(20K ratings)
FreeAds
B9: Cash Advance screenshot 1
B9: Cash Advance screenshot 2
B9: Cash Advance screenshot 3
B9: Cash Advance screenshot 4
B9: Cash Advance screenshot 5
B9: Cash Advance screenshot 6

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

What We Love

  • 🚀 Early paycheck access
  • 💰 Cash advances
  • 💳 Debit card with cashback
  • 👍 Easy to use

Room to Improve

  • 💸 High fees for transfers
  • 🔒 Difficulty closing account
  • 🤔 Unclear advance repayment process
Vola: Cash Advance & Credit#2

Vola: Cash Advance & Credit by Checler Inc

Instant Cash & Expense Tracker
Strong Contender
💰 Finance
4.6😞(36K ratings)
Free
Vola: Cash Advance & Credit screenshot 1
Vola: Cash Advance & Credit screenshot 2
Vola: Cash Advance & Credit screenshot 3
Vola: Cash Advance & Credit screenshot 4
Vola: Cash Advance & Credit screenshot 5
Vola: Cash Advance & Credit screenshot 6

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

What We Love

  • 👍 Helpful for financial emergencies
  • 🚀 Quick response from customer service
  • 💡 Flexible repayment options

Room to Improve

  • 🐛 Inconsistent app functionality
  • 🔒 Concerns about data privacy and security
  • 💤 Slow fund disbursement
Possible: Fast Cash & Credit#3

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Worth Considering
💰 Finance
4.8😐(134K ratings)
Free
#84in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates

More Advance Loans apps to explore

4
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(214K)
free with in-app purchases
5
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(67K)
subscription
6
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(367K)
free with in-app purchases
7
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(545K)
free with in-app purchases
8
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(40K)
free
9
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(29K)
free with in-app purchases
10
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(453K)
subscription
11
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(32K)
free with in-app purchases
12
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
13
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(40K)
free with in-app purchases
14
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(151K)
subscription
15
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(119K)
free with in-app purchases
16
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
17
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(29K)
subscription
18
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
💰 Finance
(25K)
free with in-app purchases
19
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(448K)
free with in-app purchases
20
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free

FAQ about Advance Loans

What are the best advance loans apps for iPhone?
B9: Cash Advance tops our advance loans apps ranking as of August 2026, with a 4.5-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top advance loans apps we rank are free to download, including B9: Cash Advance and Vola: Cash Advance & Credit.
B9: Cash Advance shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 230+ advance loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
B9 is a mobile banking app that provides early access to your paycheck through cash advances. It allows you to grow your advance limit with consistent direct deposits and offers features like cashback rewards and opportunities to earn extra money.
To get a cash advance, you need to download the B9 app, open an account, and set up direct deposit for your paycheck to your B9 account. Your advance limit will grow with your direct deposits, and you can cash out the available amount whenever you need it. A plan subscription is required to request cash advances.

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