Best Africa Bank Apps

248+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

Whether you're new to africa bank or looking for an upgrade, our curated collection of 248+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Africa Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BMCE DirectBMCE DirectFree4.5★ (2.3K)NoNoAug 2026
2African BankAfrican BankFree3.9★ (7)NoNoAug 2026
3Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
4Fidelity Bank GhanaFidelity Bank GhanaFree4.6★ (4.9K)NoNoAug 2026
5Standard Bank / Stanbic BankStandard Bank / Stanbic BankFree4.7★ (5.5K)YesNoAug 2026
6ALATALATFree3.5★ (2.3K)NoNoAug 2026
7Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (84K)NoNoAug 2026
8MyBOA - Mobile BankingMyBOA - Mobile BankingFree4.6★ (287)NoNoAug 2026

Top Picks for Africa Bank

BMCE Direct#1

BMCE Direct by BMCE Bank

BANK OF AFRICA
Editor's Choice
💰 Finance
4.5(2.3K ratings)
Free
BMCE Direct screenshot 1
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BMCE Direct screenshot 6

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

African Bank#2

African Bank by African Bank

African Bank App
Strong Contender
💰 Finance
3.9(7 ratings)
Free
African Bank screenshot 1
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African Bank screenshot 5

Manage your finances securely with this mobile banking app. Perform payments, transfers, manage cards, and access investment services. It offers convenient banking features for everyday financial needs.

Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
💰 Finance
4.3😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
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Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Africa Bank apps to explore

4
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.

Account accessSecure transactionsPayments
💰 Finance
(4.9K)
free
5
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by Standard Bank Group
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.5K)
free
6
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
7
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
8
MyBOA - Mobile Banking
MyBOA - Mobile Banking
MyBOA - Mobile Banking
My Bank Of Africa
Free

Manage your bank accounts with ease. Check balances, view recent transactions, and securely transfer funds. Find nearby branches and ATMs, and stay updated on bank news.

Check account balanceView recent transactionsPerform bank transfers
💰 Finance
(287)
free
9
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
10
GoTyme Bank | South Africa
GoTyme Bank | South Africa
GoTyme Bank | South Africa
by Tyme Bank Ltd
Free

A digital bank offering secure and simple financial services, including high-interest savings accounts, fee-free international payments, and instant local transfers. Manage your money globally with features designed for ease and growth.

High-interest savings accounts (up to 10% p.a.)Up to 10 customizable savings pocketsFixed deposit options
💰 Finance
(11)
free
11
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
More Than Banking...
Free

Manage your Access Bank Ghana accounts on the go. Perform transfers, locate branches and ATMs, and access banking services in real-time. Subscription to this service is free for all account holders.

Real-time account accessTransfers to Access Bank accountsTransfers to other Nigerian banks
💰 Finance
(10)
free
12
Absa Banking
Absa Banking
Absa Banking
by Absa Bank Limited
Free

Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.

Approve/reject transactionsFacial biometrics securityVirtual assistant (Abby)
💰 Finance
(5.1K)
free
13
African Bank Business
African Bank Business
African Bank Business
African Bank Business Banking
Free
💰 Finance
(0)
14
UBA Internet Banking
UBA Internet Banking
UBA Internet Banking
by United Bank For Africa
Free

Access your bank accounts securely from your mobile device. This application provides on-the-go access to your internet banking services, making financial management convenient and safe.

Mobile banking accessSecure transactionsOn-the-go financial management
💰 Finance
(44)
free
15
BANK OF AFRICA BUSINESS ONLINE
BANK OF AFRICA BUSINESS ONLINE
BANK OF AFRICA BUSINESS ONLINE
by EURAFRIC INFORMATION SA
Free

Access and manage all your business accounts globally in real-time. Submit and approve transactions, view statements, and manage payments securely from any device.

Global account viewReal-time transaction accessOnline instruction submission and approval
💰 Finance
(1)
free
16
NAB Mobile
NAB Mobile
NAB Mobile
by NORTH AFRICA BANK
Free

Manage your bank accounts and perform various transactions directly from your mobile device. Check balances, request statements, transfer funds, apply for loans, and pay bills with ease.

Account balance inquiryBank statement requestsFund transfers
💰 Finance
(260)
free
17
UBA RedPay Banking App
UBA RedPay Banking App
UBA RedPay Banking App
RedPay Banking App
Free

This app simplifies access to digital banking services, enabling users across Africa to send, spend, and manage their money seamlessly. It offers features for local payments, cross-border transfers, and financial tracking, providing control anytime, anywhere.

Digital banking accessSend and spend moneyManage finances
💰 Finance
(5)
ad-supported
18
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
19
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
20
YONO SBI South Africa
YONO SBI South Africa
YONO SBI South Africa
by State Bank of India
Free

This mobile banking application allows retail internet banking users to manage both Indian and South African SBI accounts in one place. It offers features like consolidated account viewing, fixed deposit opening, and instant money remittance for a convenient banking experience.

Consolidated account viewing (India & South Africa)Open Fixed DepositsInstant money remittance
💰 Finance
(0)
free

FAQ about Africa Bank

What are the best africa bank apps for iPhone?
BMCE Direct tops our africa bank apps ranking as of August 2026, with a 4.5-star average from 2.3K App Store ratings, and it's free to download.
Yes — 20 of the top africa bank apps we rank are free to download, including BMCE Direct and African Bank.
BMCE Direct has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ africa bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
BMCE Direct allows you to manage your finances 24/7. You can view account balances and history, make secure transfers, pay bills, recharge prepaid cards, order checkbooks, subscribe to new products, and manage your cards. It also enables you to download documents and update your contact information.
If you need assistance, you can contact their advisors 7 days a week from 8 a.m. to 10 p.m. The contact numbers are 080 100 8100 from Morocco or +212 5 22 42 15 42 from abroad.

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