Best American Funds 401K Apps

250+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our american funds 401k list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top American Funds 401K Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8โ˜… (11K)NoNoAug 2026
2Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7โ˜… (11K)NoNoAug 2026
3Transamerica Retirement AppTransamerica Retirement AppFree2.9โ˜… (3.2K)NoNoAug 2026
4M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7โ˜… (74K)YesNoAug 2026
5Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoAug 2026
6Ameriprise FinancialAmeriprise FinancialFree4.9โ˜… (37K)NoNoAug 2026
7Private Client ServicesPrivate Client ServicesFree4.4โ˜… (10)NoNoMay 2026
8T. Rowe Price PersonalยฎT. Rowe Price PersonalยฎFree4.6โ˜… (23K)NoNoAug 2026

Top Picks for American Funds 401K

Capital Group PlanPremier401k#1

Capital Group PlanPremier401k by Empower Retirement, LLC

Manage your 401k
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(11K ratings)
Free
Capital Group PlanPremier401k screenshot 1
Capital Group PlanPremier401k screenshot 2
Capital Group PlanPremier401k screenshot 3
Capital Group PlanPremier401k screenshot 4
Capital Group PlanPremier401k screenshot 5

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

What We Love

  • ๐Ÿ‘ User friendly
  • ๐Ÿš€ Easy to make changes
  • ๐Ÿ’ก Allows to review investments and make changes

Room to Improve

  • ๐Ÿ› Glitchy, freezes up
  • ๐Ÿ› Keeps crashing
  • ๐Ÿ› Login doesn't work
Capital Group RKDirect 401k#2

Capital Group RKDirect 401k by SS&C Technologies, Inc.

Manage your 401k
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
Free
Capital Group RKDirect 401k screenshot 1
Capital Group RKDirect 401k screenshot 2
Capital Group RKDirect 401k screenshot 3
Capital Group RKDirect 401k screenshot 4

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Clean portfolio
  • ๐Ÿ‘ Excellent support
  • ๐Ÿ‘ Great app

Room to Improve

  • ๐Ÿ› Biometrics issues
  • ๐Ÿ› Login issues
  • ๐Ÿ› App not working
2.9๐Ÿ˜ž(3.2K ratings)
Free
Transamerica Retirement App screenshot 1
Transamerica Retirement App screenshot 2
Transamerica Retirement App screenshot 3
Transamerica Retirement App screenshot 4
Transamerica Retirement App screenshot 5

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Sleek and modern design
  • ๐Ÿš€ Quick access to account information
  • ๐Ÿ‘ Intuitive navigation

Room to Improve

  • ๐Ÿ› Frequent crashes and bugs
  • ๐Ÿ”’ Lack of security features (e.g., 2FA)
  • ๐Ÿ” Limited functionality compared to website

More American Funds 401K apps to explore

4
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
๐Ÿ’ฐ Finance
(74K)
free with in-app purchases
5
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
๐Ÿ’ฐ Finance
(3.3M)
free with in-app purchases
6
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise Financial, Inc.
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
๐Ÿ’ฐ Finance
(37K)
free
7
Private Client Services
Private Client Services
Private Client Services
Client portal
Free

Access your investment account information on the go. View balances, review asset allocation, check transactions, and assess results. Stay informed with research insights and easily contact your team.

Secure Multi-Factor AuthenticationComprehensive account overviewInvestment results and holdings
๐Ÿ’ฐ Finance
(10)
free
8
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
INVEST WITH CONFIDENCEยฎ
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
๐Ÿ’ฐ Finance
(23K)
free
9
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance
Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

Account balance viewingAsset class breakdownsContribution management
๐Ÿ’ฐ Finance
(23K)
free
10
Ameritas MyPlanConnection
Ameritas MyPlanConnection
Ameritas MyPlanConnection
by Ameritas Life Insurance Corp.
Free
๐Ÿ’ฐ Finance
(0)
11
Chhimek - MoBank
Chhimek - MoBank
Chhimek - MoBank
Chhimek mobile banking app
Free

Manage your finances on the go with this mobile banking application. View account details, check balances, and perform various transactions securely. Designed for users of financial institutions.

View account detailsCheck balance statementsPerform various transactions
๐Ÿ’ฐ Finance
(1)
free
12
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
๐Ÿ’ฐ Finance
(29K)
free
13
Oriental 401K Plan
Oriental 401K Plan
Oriental 401K Plan
To access your 401K account in
Free

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

Secure account accessView balance and performanceTrack investment mix
๐Ÿ’ฐ Finance
(5)
free
14
CrisisGo
CrisisGo
CrisisGo
by The Tech Road, Inc.
Free

This app digitizes emergency response plans, making them accessible on mobile devices and desktops. It facilitates real-time alerts, communication, and access to critical information like maps and rosters during crises.

Digital emergency response plansAlert notifications to respondersCrisis checklists and communication
๐Ÿ“š Education
(108)
free
15
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
16
Invisor 401k
Invisor 401k
Invisor 401k
by Schwab Retirement Technologies Inc.
Free
๐Ÿ’ฐ Finance
(0)
17
BPAS University
BPAS University
BPAS University
The Road to Financial Security
Free

This app simplifies retirement and benefit planning with educational resources and tools. Access a virtual classroom, savings calculators, and risk assessment to optimize your financial future. Learn about investing, health savings accounts, and more to achieve financial security.

Virtual classroom with educational multimediaSavings calculators and planning guidesSocial Security estimates
๐Ÿ“š Education
(1.6K)
free
18
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your investments by copying experienced traders in real-time. Connect your existing portfolio and let expert "pilots" guide your trades. Access exclusive perks and future trades with a premium club membership.

Automate portfolio by copying tradersReal-time trade copyingPolitician trade tracker
๐Ÿ’ฐ Finance
(21K)
free with in-app purchases
19
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Consolidate 401(k)s and IRAsChoose Traditional, Roth, or SEP IRA1% rollover match available
๐Ÿ’ฐ Finance
(13)
ad-supported
20
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your childโ€™s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
๐Ÿ’ฐ Finance
(12K)
free

FAQ about American Funds 401K

What are the best american funds 401k apps for iPhone?
Capital Group PlanPremier401k tops our american funds 401k apps ranking as of August 2026, with a 4.8-star average from 11K App Store ratings, and it's free to download.
Yes โ€” 20 of the top american funds 401k apps we rank are free to download, including Capital Group PlanPremier401k and Capital Group RKDirect 401k.
Capital Group PlanPremier401k has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ american funds 401k apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is specifically designed for participants of Capital Group PlanPremier employer-sponsored retirement plans. It allows you to manage your 401k account, view key financial details, and make adjustments to your contributions and investments.
Key features include viewing personalized retirement income estimates, checking your personal rate of return, managing contribution amounts, rebalancing your investment portfolio, updating beneficiaries, and accessing/downloading plan forms.