Best American Funds 401K Apps

250+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our american funds 401k list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top American Funds 401K Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8โ˜… (11K)NoNoSep 2026
2Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7โ˜… (11K)NoNoSep 2026
3Transamerica Retirement AppTransamerica Retirement AppFree2.9โ˜… (3.2K)NoNoSep 2026
4M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7โ˜… (75K)YesNoSep 2026
5Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoSep 2026
6Ameriprise FinancialAmeriprise FinancialFree4.9โ˜… (37K)NoNoSep 2026
7Private Client ServicesPrivate Client ServicesFree4.4โ˜… (10)NoNoMay 2026
8T. Rowe Price PersonalยฎT. Rowe Price PersonalยฎFree4.6โ˜… (23K)NoNoSep 2026

Top Picks for American Funds 401K

Capital Group PlanPremier401k#1

Capital Group PlanPremier401k by Empower Retirement, LLC

Manage your 401k
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(11K ratings)
Free
Capital Group PlanPremier401k screenshot 1
Capital Group PlanPremier401k screenshot 2
Capital Group PlanPremier401k screenshot 3
Capital Group PlanPremier401k screenshot 4
Capital Group PlanPremier401k screenshot 5

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

What We Love

  • ๐Ÿ‘ User friendly
  • ๐Ÿš€ Easy to make changes
  • ๐Ÿ’ก Allows to review investments and make changes

Room to Improve

  • ๐Ÿ› Glitchy, freezes up
  • ๐Ÿ› Keeps crashing
  • ๐Ÿ› Login doesn't work
  • ๐Ÿ› Unresponsive after updates
  • ๐Ÿ› Force closes when reviewing balance
Capital Group RKDirect 401k#2

Capital Group RKDirect 401k by SS&C Technologies, Inc.

Manage your 401k
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
Free
Capital Group RKDirect 401k screenshot 1
Capital Group RKDirect 401k screenshot 2
Capital Group RKDirect 401k screenshot 3
Capital Group RKDirect 401k screenshot 4

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Clean portfolio
  • ๐Ÿ‘ Excellent support
  • ๐Ÿ‘ Great app
  • ๐Ÿ‘ Truly excellent

Room to Improve

  • ๐Ÿ› Biometrics issues
  • ๐Ÿ› Login issues
  • ๐Ÿ› App not working
  • ๐Ÿ› Buggy UI
  • ๐Ÿ› Lack of features
  • ๐Ÿ› Slow performance
  • ๐Ÿ’ฐ High fees
2.9๐Ÿ˜ž(3.2K ratings)
Free
Transamerica Retirement App screenshot 1
Transamerica Retirement App screenshot 2
Transamerica Retirement App screenshot 3
Transamerica Retirement App screenshot 4
Transamerica Retirement App screenshot 5

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Sleek and modern design
  • ๐Ÿš€ Quick access to account information
  • ๐Ÿ‘ Intuitive navigation
  • ๐Ÿš€ Efficient app performance

Room to Improve

  • ๐Ÿ› Frequent crashes and bugs
  • ๐Ÿ”’ Lack of security features (e.g., 2FA)
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿ” Difficult to find specific account details
  • ๐Ÿ” Outdated and clunky user interface

More American Funds 401K apps to explore

FAQ about American Funds 401K

What are the best american funds 401k apps for iPhone?
Capital Group PlanPremier401k tops our american funds 401k apps ranking as of August 2026, with a 4.8-star average from 11K App Store ratings, and it's free to download.
Yes โ€” 20 of the top american funds 401k apps we rank are free to download, including Capital Group PlanPremier401k and Capital Group RKDirect 401k.
Capital Group PlanPremier401k has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ american funds 401k apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is specifically designed for participants of Capital Group PlanPremier employer-sponsored retirement plans. It allows you to manage your 401k account, view key financial details, and make adjustments to your contributions and investments.
Key features include viewing personalized retirement income estimates, checking your personal rate of return, managing contribution amounts, rebalancing your investment portfolio, updating beneficiaries, and accessing/downloading plan forms.