Best Auto Loans Apps

247+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Looking for free auto loans apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Auto Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OneMainOneMainFree4.8★ (91K)NoNoAug 2026
2Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (311K)NoNoAug 2026
3Capital One TravelCapital One TravelFree4.9★ (21K)NoNoAug 2026
4Westlake MyAccountWestlake MyAccountFree4.7★ (188K)NoNoAug 2026
5Credit Acceptance MobileCredit Acceptance MobileFree4.4★ (4.1K)NoNoAug 2026
6Capital Auto LoanCapital Auto LoanFree2.7★ (10)NoNoMay 2026
7Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoAug 2026
8TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7★ (47K)YesNoAug 2026

Top Picks for Auto Loans

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
💰 Finance
4.8😐(91K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Carvana: Buy/Sell Used Cars#2

Carvana: Buy/Sell Used Cars by Carvana

Thousands of Vehicle Options
Strong Contender
🛍️ Shopping
4.8😐(311K ratings)
Free
#56in Shopping
Carvana: Buy/Sell Used Cars screenshot 1
Carvana: Buy/Sell Used Cars screenshot 2
Carvana: Buy/Sell Used Cars screenshot 3
Carvana: Buy/Sell Used Cars screenshot 4
Carvana: Buy/Sell Used Cars screenshot 5
Carvana: Buy/Sell Used Cars screenshot 6

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

What We Love

  • 🚀 Seamless buying process
  • 👍 Convenient delivery
  • 💡 Innovative car vending machine
  • 🚗 Wide selection of vehicles

Room to Improve

  • 🐛 Delivery delays and rescheduling issues
  • 🔧 Mechanical issues with purchased vehicles
  • 🤖 Poor customer service and communication
Capital One Travel#3

Capital One Travel by Capital One

Flights, Hotels & Rewards
Worth Considering
✈️ Travel
4.9(21K ratings)
Free
#38in Travel
Capital One Travel screenshot 1
Capital One Travel screenshot 2
Capital One Travel screenshot 3
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Capital One Travel screenshot 6

Plan, book, and manage all your travel needs in one app. Discover flights, hotels, rental cars, and activities, and receive real-time trip updates. Access airport lounges and track your rewards easily.

More Auto Loans apps to explore

4
Westlake MyAccount
Westlake MyAccount
Westlake MyAccount
by Westlake Services, Llc
Free

Manage your Westlake Financial Services accounts on the go. Make payments, set up recurring payments, and access payoff information easily from your mobile device.

Manage accounts on mobileMake paymentsSign up for recurring payments
💰 Finance
(188K)
free
5
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
💰 Finance
(4.1K)
free with in-app purchases
6
Capital Auto Loan
Capital Auto Loan
Capital Auto Loan
by Capital Eleven Auto, LLC
Free

Manage your bills and make payments directly from your mobile device. Securely set up payments using various account types, including credit, debit, checking, and savings.

Mobile bill paymentView billsSet up payments
💰 Finance
(10)
free
7
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
8
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
9
LeftLane Customer
LeftLane Customer
LeftLane Customer
by Friday Systems Inc.
Free
💰 Finance
(0)
10
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
🌟 Lifestyle
(405K)
free with in-app purchases
11
Auto Loan Car Calc
Auto Loan Car Calc
Auto Loan Car Calc
by AutoLoans.com
Free

This app helps you research auto loan options before visiting a dealership. It provides tools to look up interest rates, calculate monthly payments, and determine affordability based on your budget.

Interest rate lookup by credit typeMonthly payment calculatorAffordability calculator
💰 Finance
(9)
free
12
Aqua credit card
Aqua credit card
Aqua credit card
Build better credit with Aqua
Free

Easily manage your credit card account on the go. View balances, transactions, and make payments. Set up Direct Debits, manage statements, and update your contact details. Get support and access FAQs directly within the app.

View balance and credit limitTrack transactions (pending and posted)Make payments
💰 Finance
(325)
free
13
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
14
Cinch Auto Finance
Cinch Auto Finance
Cinch Auto Finance
by CULS
Free

Manage your auto loan payments conveniently. Schedule payments, view your transaction history, and communicate directly with your finance provider. This app offers a fast and straightforward way to handle your auto financing.

Make real-time paymentsSchedule future paymentsView payment history
💰 Finance
(40)
free
15
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported
16
CarCard
CarCard
CarCard
CarCard - Simplifying payments
Free

Easily manage your auto loan payments and stay up-to-date with your account. Make one-time or automatic payments, and access exclusive discounts and coupons. Registration with a participating auto lender is required.

On-demand paymentsAutomatic payment schedulingAccount activity viewing
💰 Finance
(9)
ad-supported
17
Auto Loan Calculator Pro
Auto Loan Calculator Pro
Auto Loan Calculator Pro
Car Payment & Interest
Free
📊 Productivity
(0)
18
Mazda Financial Services
Mazda Financial Services
Mazda Financial Services
by Toyota Motor Credit Corporation
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, account overviews, and convenient ways to track your balance and loan details.

Frictionless paymentsSchedule one-time paymentsSnapshot account view
💰 Finance
(40K)
free
19
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
20
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free

FAQ about Auto Loans

What are the best auto loans apps for iPhone?
OneMain tops our auto loans apps ranking as of August 2026, with a 4.8-star average from 91K App Store ratings, and it's free to download.
Yes — 20 of the top auto loans apps we rank are free to download, including OneMain and Carvana: Buy/Sell Used Cars.
OneMain has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ auto loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.
This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

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