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Best Auto Loans Apps

197+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Looking for free auto loans apps? 20 of our 197+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Auto Loans Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingTree SpringLendingTree SpringFree4.8★ (38K)NoNoAug 2026
2OneMainOneMainFree4.8★ (88K)NoNoAug 2026
3Westlake MyAccountWestlake MyAccountFree4.7★ (188K)NoNoAug 2026
4Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (305K)NoNoAug 2026
5Capital One Shopping: Save NowCapital One Shopping: Save NowFree4.9★ (1.6M)YesNoAug 2026
6Capital Auto LoanCapital Auto LoanFree2.7★ (10)NoNoMay 2026
7CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8★ (405K)YesNoAug 2026
8Cinch Auto FinanceCinch Auto FinanceFree2.4★ (40)NoNoAug 2026

Top Picks for Auto Loans

LendingTree Spring#1

LendingTree Spring by LendingTree

Loans, credit score and more
Editor's Choice
💰 Finance
4.8😐(38K ratings)
Free
LendingTree Spring screenshot 1
LendingTree Spring screenshot 2
LendingTree Spring screenshot 3
LendingTree Spring screenshot 4
LendingTree Spring screenshot 5
LendingTree Spring screenshot 6

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

What We Love

  • 💯 Excellent credit monitoring and reporting
  • 💳 Helpful in getting approved for credit cards and loans
  • 📈 Useful for improving and tracking credit score
  • 💰 Provides valuable financial insights and savings opportunities

Room to Improve

  • 🐛 Login and account verification issues
  • 🔄 Inaccurate or outdated account and credit information
  • 📞 Excessive sales calls and spam after signing up
OneMain#2

OneMain by One Main Financial

Personal & Auto Loans
Strong Contender
💰 Finance
4.8😐(88K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Westlake MyAccount#3

Westlake MyAccount by Westlake Services, Llc

Worth Considering
💰 Finance
4.7😞(188K ratings)
Free
Westlake MyAccount screenshot 1
Westlake MyAccount screenshot 2
Westlake MyAccount screenshot 3
Westlake MyAccount screenshot 4
Westlake MyAccount screenshot 5
Westlake MyAccount screenshot 6

Manage your Westlake Financial Services accounts on the go. Make payments, set up recurring payments, and access payoff information easily from your mobile device.

What We Love

  • 🚀 Convenient payment options
  • 👍 User-friendly app
  • 🤝 Helpful customer service
  • 💳 Easy account management

Room to Improve

  • 🐛 Buggy app with login issues
  • 💸 Excessive fees and charges
  • 🔍 Lack of transparency in billing

More Auto Loans apps to explore

4
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
🛍️ Shopping
(305K)
free with in-app purchases
5
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.6M)
ad-supported
6
Capital Auto Loan
Capital Auto Loan
Capital Auto Loan
by Capital Eleven Auto, LLC
Free

Manage your bills and make payments directly from your mobile device. Securely set up payments using various account types, including credit, debit, checking, and savings.

Mobile bill paymentView billsSet up payments
💰 Finance
(10)
free
7
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
🌟 Lifestyle
(405K)
free with in-app purchases
8
Cinch Auto Finance
Cinch Auto Finance
Cinch Auto Finance
by CULS
Free

Manage your auto loan payments conveniently. Schedule payments, view your transaction history, and communicate directly with your finance provider. This app offers a fast and straightforward way to handle your auto financing.

Make real-time paymentsSchedule future paymentsView payment history
💰 Finance
(40)
free
9
JioPay Business
JioPay Business
JioPay Business
Simple, instant UPI payments
Free
💰 Finance
(0)
10
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
11
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
12
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported
13
edumerge
edumerge
edumerge
by edumerge Solutions Private Limited
Free

This app facilitates communication between students, teachers, parents, and management within educational institutions. It offers a dashboard for performance summaries, attendance, tests, fees, and notices, along with instant notification capabilities.

Dashboard for performance summariesTile-based functional area layoutInstant notifications for users
📚 Education
(5)
free
14
Toyota Financial Services
Toyota Financial Services
Toyota Financial Services
Manage your vehicle lease/loan
Free

Easily manage your auto lease or loan with this app. Make payments, view account details, and set up recurring transactions. The redesigned interface offers quick navigation and a clear overview of your financial commitments.

Frictionless paymentsRecurring payment setupAccount Snapshot view
💰 Finance
(474K)
free
15
Lexus Financial Services
Lexus Financial Services
Lexus Financial Services
Manage your vehicle lease/loan
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, recurring payment options, and a clear snapshot of your account details. Navigate your finances effortlessly with a redesigned interface and quick access to key features.

Frictionless paymentsRecurring payment setupAccount snapshot view
💰 Finance
(76K)
free
16
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
17
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
18
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(313)
ad-supported
19
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
🔧 Utilities
(228)
free with in-app purchases
20
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported

FAQ about Auto Loans

What are the best auto loans apps for iPhone?
LendingTree Spring tops our auto loans apps ranking as of June 2026, with a 4.8-star average from 38K App Store ratings, and it's free to download.
Yes — 20 of the top auto loans apps we rank are free to download, including LendingTree Spring and OneMain.
LendingTree Spring has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 197+ auto loans apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
LendingTree Spring helps you manage your money by providing free credit score updates and alerts, personalized saving insights, and a platform to shop for loans and credit cards. It also offers credit monitoring to help protect you from fraud and provides expert advice to improve your financial health.
Key features include free credit score tracking and analysis, personalized financial tips and recommendations, the ability to compare personal loans, mortgages, and business loans, and instant credit monitoring alerts for changes to your credit file.

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capital eleven auto loans