Best Bad Credit Repair Apps

202+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated April 2026

Lexington Law is the household name in bad credit repair, but it's far from the only option. We track 202+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Bad Credit Repair

Lexington Law - Credit Repair#1

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports
Editor's Choice
💰 Finance
4.8😐(109K ratings)
FreeAds
Lexington Law - Credit Repair screenshot 1
Lexington Law - Credit Repair screenshot 2
Lexington Law - Credit Repair screenshot 3
Lexington Law - Credit Repair screenshot 4
Lexington Law - Credit Repair screenshot 5

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

What We Love

  • 🚀 Removed negative items
  • 🚀 Improved credit scores
  • 👍 Helpful and professional staff
  • 👍 Comprehensive credit repair services

Room to Improve

  • 🐛 Slow progress or no results
  • 💰 Expensive monthly fees
  • 🔒 Difficult to cancel or get refunds
CreditRepair#2

CreditRepair by Creditrepair.com, Inc.

Strong Contender
💰 Finance
4.7😞(11K ratings)
FreeAds
CreditRepair screenshot 1
CreditRepair screenshot 2
CreditRepair screenshot 3
CreditRepair screenshot 4

Track and enhance your credit repair journey with a comprehensive app featuring tools to monitor and boost your credit score. Benefit from a user-friendly interface, biometric login options, personalized game plans, credit score tracking, and secure access for a seamless experience.

What We Love

  • 👍 Comprehensive customer relations
  • 👍 Interactive and user-friendly
  • 👍 Great communication
  • 👍 Helpful and informative service

Room to Improve

  • 🐛 App is glitchy and outdated
  • 🐛 App doesn't work properly
  • 🐛 Inability to log in or access account
Self – Credit Builder & Cash#3

Self – Credit Builder & Cash by Self Lender, Inc.

Build credit or get cash now.
Worth Considering
💰 Finance
4.9😊(305K ratings)
FreeAds
Self – Credit Builder & Cash screenshot 1
Self – Credit Builder & Cash screenshot 2
Self – Credit Builder & Cash screenshot 3
Self – Credit Builder & Cash screenshot 4
Self – Credit Builder & Cash screenshot 5
Self – Credit Builder & Cash screenshot 6

Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges

More Bad Credit Repair apps to explore

4
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

💰 Finance
(21K)
5
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

An AI-powered credit app that helps you repair, build, monitor, and protect your credit score for free. It offers credit monitoring, alerts, scores, and personalized tips, with over 3,000,000 total points increased. Join now to achieve major life milestones with better credit.

💰 Finance
(62K)
6
Credit repair & Score Check
Credit repair & Score Check
Credit repair & Score Check
Credit score repair guide
Free

Learn how to understand and improve your credit score with this comprehensive guide, covering topics such as credit report data, score calculation, and repair steps. Take control of your financial future by downloading this valuable resource and gaining the knowledge you need to make informed decisions.

💰 Finance
(4)
7
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

💰 Finance
(248K)
8
Credit Repair Letters
Credit Repair Letters
Credit Repair Letters
For Credit Related Issues
Free

This application provides financial education to individuals dealing with credit-related issues, offering tools and resources to help them navigate and repair their credit. Download now to take control of your financial future and start improving your credit score today.

💰 Finance
(16)
9
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

💰 Finance
(7.6M)
10
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
11
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(8.4K)
12
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

💰 Finance
(9.9K)
13
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

💰 Finance
(306K)
14
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

💰 Finance
(437K)
15
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

💰 Finance
(30K)
16
Bolster: Get Your Credit Right
Bolster: Get Your Credit Right
Bolster: Get Your Credit Right
Build credit, Dispute errors
Free

A comprehensive finance app providing expert guidance to help you reach your financial goals. Easily manage your credit and finances, dispute credit issues digitally, gain spending insights, and receive customized tips and recommendations tailored to your financial situation. Stay ahead of credit updates and spending changes effortlessly.

💰 Finance
(511)
17
The Credit Pros
The Credit Pros
The Credit Pros
Credit Repair and Education
Free

The application offers credit repair services and education to improve credit profiles, providing features like credit report access, credit repair assistance, contact center for notifications and uploads, and a training center with personal finance content. To learn more, visit the website or call for a free credit consultation at (800) 411-3050.

💰 Finance
(284)
18
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Access credit and build your financial future with Arro. Apply for a credit card in under 5 minutes, regardless of your credit score. Use the virtual card instantly while waiting for the physical one to arrive, and start managing your finances efficiently.

💰 Finance
(1.7K)
19
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
20
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Help build your credit for free with an innovative application that uses your subscriptions to boost your credit score quickly across all major credit bureaus. By simply applying for a Grow MasterCard, linking your bank account, and adding subscriptions like Netflix and Spotify, you can start improving your creditworthiness without impacting your score. Start your journey to better financial opportunities today!

💰 Finance
(10K)