Best Business Credit Builder Apps

D-U-N-S Number access and applicationCredit score and rating monitoringTimely alerts for score changes

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

Kikoff – Build Credit Quickly

(46)

ad-supported

Equifax, Experian + TransUnion

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

(268K)

Self - Credit Builder & Cards

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(329K)

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Blinq: Digital Business Card

(258K)

subscription

Card Scanner & AI Notes

Digital business card creationCustomizable with 20+ fieldsMultiple sharing options (text, email, URL, QR)

Create and share a professional digital business card in minutes. Customize with over 20 fields, including social media and unique links. Share via text, email, QR code, or NFC for seamless networking.

(131K)

Novo - Small Business Checking

Built for modern businesses

Online account applicationFree banking toolsDebit card control

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Save, Spend & Grow Your Credit

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

News for business credit pros

Business Credit

Stay informed on business credit newsAccess NACM publicationsContent for financial professionals

Access NACM publications for business credit and financial professionals. Stay informed on industry news and updates. Membership is required to use the app.

Banking, Bookkeeping, & Taxes

(1)

free

Found: Business Banking

Business checking accountAutomated expense trackingDigital receipt saving

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

(34K)

Track sales and Send invoices

PayPal Business

Create and send invoicesTrack sales trendsManage money and sales

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

(29K)

Banking for small businesses

Lili - Business Banking

Business checking accountSmart bookkeeping toolsTax preparation features

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

(6.9K)

Arcane: Build Credit. Quick.

Grow & Track Your Credit Score

Report rent and bill paymentsNo credit check requiredSecure bank account linking

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

(4)

Perpay - Shop and Build Credit

Shop, pay later, build credit

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

(16K)

Manage Your Cardiff Account

Cardiff Client Portal

Account overview and monitoringRepayment progress trackingEligibility for renewals and add-ons

Manage your business financing on the go with this dedicated client portal. Access account details, monitor repayment progress, and explore eligibility for additional funding or renewals. Connect with your dedicated portfolio manager instantly.

Business Credit Monitoring

Business credit monitoringCashflow insightsCurated credit card and loan offers

Monitor your business credit and cash flow with curated financial offers. Access personal and business credit reports, gain insights into your finances, and build business credit. Offers identity theft protection and secure login.

Seen Mobile - Build Credit

(41)

free

Spend, Track & Build Credit

Manage credit card accountTrack spending and transactionsBuild credit history

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.