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Best Car Finance Apps

218+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

The best car finance apps on iPhone average 4.7★ across 218+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Car Finance

CarMax: Used Cars for Sale#1

CarMax: Used Cars for Sale by CarMax Business Services, LLC

Search Used Cars, SUVs, Trucks
Editor's Choice
🌟 Lifestyle
4.8😐(404K ratings)
FreeAds
#53in Lifestyle
CarMax: Used Cars for Sale screenshot 1
CarMax: Used Cars for Sale screenshot 2
CarMax: Used Cars for Sale screenshot 3
CarMax: Used Cars for Sale screenshot 4
CarMax: Used Cars for Sale screenshot 5
CarMax: Used Cars for Sale screenshot 6

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

What We Love

  • 🚀 Excellent navigation and features
  • 👍 No unnecessary marketing emails
  • 👍 Helpful reminder messages
  • 👍 Great selection of vehicles

Room to Improve

  • 🐛 Incorrect information provided
  • 🐛 Overpricing of vehicles
  • 🐛 Unreliable search results
CarGurus: Used & New Cars#2

CarGurus: Used & New Cars by CarGurus LLC

Shop, finance, or sell today.
Strong Contender
🛍️ Shopping
4.9😐(648K ratings)
FreeAds
#44in Shopping
CarGurus: Used & New Cars screenshot 1
CarGurus: Used & New Cars screenshot 2
CarGurus: Used & New Cars screenshot 3
CarGurus: Used & New Cars screenshot 4
CarGurus: Used & New Cars screenshot 5
CarGurus: Used & New Cars screenshot 6

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient car search
  • 💡 Helpful filters
  • 🔍 Detailed vehicle information

Room to Improve

  • 🐛 Buggy app experience
  • 🔄 Inconsistent search results
  • 🔍 Missing/inaccurate vehicle details
Car & Auto Payment Calculator#3

Car & Auto Payment Calculator by ChuChu Train Productions

Auto Lease & Loan Calc Tracker
Worth Considering
💰 Finance
4.1😞(2.2K ratings)
FreeAdsIn-App Purchases
Car & Auto Payment Calculator screenshot 1
Car & Auto Payment Calculator screenshot 2
Car & Auto Payment Calculator screenshot 3
Car & Auto Payment Calculator screenshot 4
Car & Auto Payment Calculator screenshot 5

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

What We Love

  • ⭐ Best Car Payment App!
  • 👍 Easy to use

Room to Improve

  • 💸 Too many ads
  • 🤯 Confusing interface
  • 🐛 Doesn't work as expected

More Car Finance apps to explore

4
CARFAX - New & Used Cars
CARFAX - New & Used Cars
CARFAX - New & Used Cars
Shop CARFAX with Confidence
Free

Browse new, used, and certified pre-owned vehicles from dealerships near you. Access free CARFAX Vehicle History Reports with every used car listing, view price history, and compare vehicles with detailed information and photos.

Free CARFAX Vehicle History Report with used carsSave favorites and get price drop alertsView car value based on history
🛍️ Shopping
(368K)
free with in-app purchases
5
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
🛍️ Shopping
(299K)
free with in-app purchases
6
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
7
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Swift & flexible car loans
Free

Easily secure upfront car finance for your next vehicle. Get a personalized budget in seconds, explore options from reputable dealerships, and manage your loan payments all within the app. Offers flexible repayment plans and UK-based support.

Get car finance upfrontInstant budget for new carChoose from reputable dealerships
💰 Finance
(5)
free with in-app purchases
8
CarFinance 247
CarFinance 247
CarFinance 247
by Carfinance247 Ltd.
Free

Discover thousands of cars from reputable dealerships and manage your car finance application seamlessly. Connect with your dedicated advisor via in-app chat and easily upload necessary documents to expedite the process. Find your perfect vehicle and secure financing all in one place.

Exclusive car search with thousands of listingsChat with your dedicated finance advisorUpload documents directly within the app
💰 Finance
(2)
free
9
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Shop new & used cars for sale
Free

Explore millions of new and used cars for sale with advanced search filters. Compare vehicles, read dealership reviews, and get personalized financing and selling offers. Find your next car with confidence.

Millions of new and used car listingsAdvanced search and filteringDealership reviews and ratings
🛍️ Shopping
(606K)
free with in-app purchases
10
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
by DriveTime Automotive Group, Inc.
Free

Easily search and shop for used cars, trucks, and SUVs from one of the nation's largest retailers. Get personalized financing options and find local dealerships. All vehicles include a free history report and a 5-day return policy.

Search over 14,000 used vehicles nationwideComprehensive vehicle filtersPersonalized financing options
💼 Business
(9.9K)
free
11
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported
12
MyMazda
MyMazda
MyMazda
by Mazda Motor Corporation
Free

Manage your Mazda ownership with ease. Schedule service, find dealers, access manuals, and get roadside assistance. Enhance your experience with remote start, lock/unlock, and vehicle health monitoring for connected vehicles.

Schedule online service appointmentsLocate nearby dealersDownload owner's manuals
🌟 Lifestyle
(199K)
free
13
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
14
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
15
Cazoo: Used Cars, Vans & Bikes
Cazoo: Used Cars, Vans & Bikes
Cazoo: Used Cars, Vans & Bikes
Browse 250,000+ Used Cars
Free

Discover and compare over 250,000 used cars and 30,000 vans from UK dealerships. Utilize advanced filters, AI-powered recommendations, and car finance options to find your perfect vehicle.

Browse 250,000+ used cars and vansAdvanced search filtersAI-powered car recommendations
🛍️ Shopping
(34)
free with in-app purchases
16
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
💰 Finance
(3.9K)
free with in-app purchases
17
GM Financial
GM Financial
GM Financial
MyAccount
Free

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

Make paymentsSet up auto payView payment history
💰 Finance
(51K)
free
18
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
19
Beepz
Beepz
Beepz
Pay weekly, Own fully
Free

This app offers a new way to buy and sell cars. Buyers can get instant approval for weekly payments with no credit check or down payment. Sellers can list cars quickly and receive automatic weekly payouts.

Weekly car paymentsNo credit check for buyersNo down payment for buyers
🛍️ Shopping
(126)
free with in-app purchases
20
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
💰 Finance
(3.2K)
free

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