Best Car Finance Apps

248+ iOS apps curated and reviewed

4.3 avg rating
19 free apps
Updated August 2026

The best car finance apps on iPhone average 4.3★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Car Finance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CarGurus: Used & New CarsCarGurus: Used & New CarsFree4.9★ (655K)YesNoAug 2026
2CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8★ (405K)YesNoAug 2026
3CARFAX - New & Used CarsCARFAX - New & Used CarsFree4.9★ (368K)YesYesAug 2026
4Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (304K)NoNoAug 2026
5DriveTime Used Cars for SaleDriveTime Used Cars for SaleFree4.8★ (9.9K)YesNoAug 2026
6Cars.com - New & Used CarsCars.com - New & Used CarsFree4.8★ (608K)YesNoAug 2026
7TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7★ (47K)YesNoAug 2026
8Carmoola - Used Car FinanceCarmoola - Used Car FinanceFree4.8★ (5)NoNoJul 2026

Top Picks for Car Finance

CarGurus: Used & New Cars#1

CarGurus: Used & New Cars by CarGurus

Shop, finance, or sell today.
Editor's Choice
🛍️ Shopping
4.9😐(655K ratings)
FreeAds
#50in Shopping
CarGurus: Used & New Cars screenshot 1
CarGurus: Used & New Cars screenshot 2
CarGurus: Used & New Cars screenshot 3
CarGurus: Used & New Cars screenshot 4
CarGurus: Used & New Cars screenshot 5
CarGurus: Used & New Cars screenshot 6

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient car search
  • 💡 Helpful filters
  • 🔍 Detailed vehicle information

Room to Improve

  • 🐛 Buggy app experience
  • 🔄 Inconsistent search results
  • 🔍 Missing/inaccurate vehicle details
CarMax: Used Cars for Sale#2

CarMax: Used Cars for Sale by CarMax

Search Used Cars, SUVs, Trucks
Strong Contender
🌟 Lifestyle
4.8😐(405K ratings)
FreeAds
#54in Lifestyle
CarMax: Used Cars for Sale screenshot 1
CarMax: Used Cars for Sale screenshot 2
CarMax: Used Cars for Sale screenshot 3
CarMax: Used Cars for Sale screenshot 4
CarMax: Used Cars for Sale screenshot 5
CarMax: Used Cars for Sale screenshot 6

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

What We Love

  • 🚀 Excellent navigation and features
  • 👍 No unnecessary marketing emails
  • 👍 Helpful reminder messages
  • 👍 Great selection of vehicles

Room to Improve

  • 🐛 Incorrect information provided
  • 🐛 Overpricing of vehicles
  • 🐛 Unreliable search results
CARFAX - New & Used Cars#3

CARFAX - New & Used Cars by CARFAX, Inc.

Shop CARFAX with Confidence
Worth Considering
🛍️ Shopping
4.9😊(368K ratings)
FreeAdsIn-App Purchases
#2in Shopping
CARFAX - New & Used Cars screenshot 1
CARFAX - New & Used Cars screenshot 2
CARFAX - New & Used Cars screenshot 3
CARFAX - New & Used Cars screenshot 4
CARFAX - New & Used Cars screenshot 5
CARFAX - New & Used Cars screenshot 6

Browse new, used, and certified pre-owned vehicles from dealerships near you. Access free CARFAX Vehicle History Reports with every used car listing, view price history, and compare vehicles with detailed information and photos.

What We Love

  • 🚀 Easy to use and navigate
  • 🔓 Detailed vehicle history reports
  • 💰 Helps find good deals on used cars
  • 🔍 Comprehensive search filters

Room to Improve

  • 🐛 Bugs and crashes reported
  • 🕰️ Delays in accessing vehicle reports
  • 🔍 Inaccurate or incomplete search results

More Car Finance apps to explore

4
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
🛍️ Shopping
(304K)
free with in-app purchases
5
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
by DriveTime Automotive Group, Inc.
Free

Easily search and shop for used cars, trucks, and SUVs from one of the nation's largest retailers. Get personalized financing options and find local dealerships. All vehicles include a free history report and a 5-day return policy.

Search over 14,000 used vehicles nationwideComprehensive vehicle filtersPersonalized financing options
💼 Business
(9.9K)
free
6
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Shop new & used cars for sale
Free

Explore millions of new and used cars for sale with advanced search filters. Compare vehicles, read dealership reviews, and get personalized financing and selling offers. Find your next car with confidence.

Millions of new and used car listingsAdvanced search and filteringDealership reviews and ratings
🛍️ Shopping
(608K)
free with in-app purchases
7
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
8
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Swift & flexible car loans
Free

Easily secure upfront car finance for your next vehicle. Get a personalized budget in seconds, explore options from reputable dealerships, and manage your loan payments all within the app. Offers flexible repayment plans and UK-based support.

Get car finance upfrontInstant budget for new carChoose from reputable dealerships
💰 Finance
(5)
free with in-app purchases
9
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
10
Car Loan Calculator Tools
Car Loan Calculator Tools
Car Loan Calculator Tools
Auto Loan Calculator
Free

This app helps potential car buyers estimate car loan details. It calculates monthly installments, loan amounts, and total interest paid without needing an internet connection. It's intended for general awareness and not as financial advice.

Car loan calculationMonthly installment estimationLoan amount calculation
🔧 Utilities
(4)
free
11
LMG Finance Mobile App
LMG Finance Mobile App
LMG Finance Mobile App
by LMG Finance Inc.
Free
💰 Finance
(0)
12
CarChamp
CarChamp
CarChamp
Buy the car. Skip the wait.
Free
💰 Finance
(0)
13
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
14
Gear: Car Finance Simulator
Gear: Car Finance Simulator
Gear: Car Finance Simulator
Cash, leasing or renting?
$2.99
🗺️ Navigation
(0)
15
Ndai: Cars for Drivers
Ndai: Cars for Drivers
Ndai: Cars for Drivers
Cars for drivers
Free
💰 Finance
(0)
16
CarCard
CarCard
CarCard
CarCard - Simplifying payments
Free

Easily manage your auto loan payments and stay up-to-date with your account. Make one-time or automatic payments, and access exclusive discounts and coupons. Registration with a participating auto lender is required.

On-demand paymentsAutomatic payment schedulingAccount activity viewing
💰 Finance
(8)
ad-supported
17
Car Payment Calculator US
Car Payment Calculator US
Car Payment Calculator US
Auto Loan Calculator & Compare
Free

Easily calculate your car loan payments and compare different financing options. This tool helps you understand the full cost of a vehicle, including taxes, fees, and insurance, before you buy.

Instant monthly payment calculationsCompare up to 3 financing scenariosUS state tax rates included
💰 Finance
(1)
ad-supported
18
Cinch Auto Finance
Cinch Auto Finance
Cinch Auto Finance
by CULS
Free

Manage your auto loan payments conveniently. Schedule payments, view your transaction history, and communicate directly with your finance provider. This app offers a fast and straightforward way to handle your auto financing.

Make real-time paymentsSchedule future paymentsView payment history
💰 Finance
(40)
free
19
Car Badger
Car Badger
Car Badger
Master Your Car Payments
Free
$6.99 | 100% OFF
💰 Finance
(0)
20
True Finance
True Finance
True Finance
True Finance
Free
💰 Finance
(0)

FAQ about Car Finance

What are the best car finance apps for iPhone?
CarGurus: Used & New Cars tops our car finance apps ranking as of August 2026, with a 4.9-star average from 655K App Store ratings, and it's free to download.
Yes — 19 of the top car finance apps we rank are free to download, including CarGurus: Used & New Cars and CarMax: Used Cars for Sale.
CarGurus: Used & New Cars shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ car finance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The CarGurus app helps users find new and used cars by providing a large selection, trusted deal ratings, and tools for financing and selling. It aims to simplify the car buying and selling process by offering transparent information and convenient features.
Key features include access to millions of car listings, deal ratings based on price and history, financing pre-qualification, a Dealership Mode for side-by-side comparisons, real-time alerts for price drops, and tools for selling your car with instant offers and valuations.

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