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Best Credit Card Reader App

203+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 203+ credit card reader app apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Credit Card Reader App

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
šŸ’¼ Business
4.8šŸ˜(602K ratings)
FreeAds
#18in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • šŸ‘ Convenient and easy to use
  • šŸš€ Quick transactions and payouts
  • šŸ’” Useful reporting and inventory management features
  • šŸ‘ Professional and sleek hardware design

Room to Improve

  • šŸ› Connectivity issues with card readers
  • šŸ”’ Concerns over account deactivation and fund holds
  • šŸ¤– Poor customer service and lack of live support
Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
šŸ’¼ Business
4.8šŸ˜ž(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • šŸ‘ Convenient and easy to use
  • šŸš€ Facilitates transactions efficiently
  • šŸ’” Versatile for various business needs

Room to Improve

  • šŸ› Payments not received or delayed
  • šŸ”’ Difficult to close accounts
  • šŸ’° Unexpected charges and fees
Credit Card Reader and Wallet#3

Credit Card Reader and Wallet by MaxSoft EOOD

Quickly scan your cards
Worth Considering
šŸ’° Finance
4.1(37 ratings)
FreeIn-App Purchases
Credit Card Reader and Wallet screenshot 1
Credit Card Reader and Wallet screenshot 2
Credit Card Reader and Wallet screenshot 3
Credit Card Reader and Wallet screenshot 4
Credit Card Reader and Wallet screenshot 5
Credit Card Reader and Wallet screenshot 6

Securely store and manage your credit and debit cards. This app offers features like card scanning, expiration alerts, and emergency contact information for each card. All your financial data is encrypted and stored locally for your privacy.

More Credit Card Reader App apps to explore

4
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM VisaĀ® Prepaid card
šŸ’° Finance
(9.2K)
free with in-app purchases
5
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
šŸ’° Finance
(6.7M)
free
6
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
šŸ’¼ Business
(8.9K)
free with in-app purchases
7
NFC Reader - Mobile Wallet
NFC Reader - Mobile Wallet
NFC Reader - Mobile Wallet
Store NFC Credit Card, eWallet
Free

Scan and securely store public data from NFC-enabled credit and debit cards. Access card details, loyalty cards, and travel documents instantly on your iPhone. All data remains on your device for maximum privacy.

Scan NFC credit and debit cardsStore loyalty, gift, and travel cardsView card number and expiry date
šŸ”§ Utilities
(76)
free with in-app purchases
8
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
šŸ’¼ Business
(6.4K)
free with in-app purchases
9
NFC Reader - Bank Card Wallet
NFC Reader - Bank Card Wallet
NFC Reader - Bank Card Wallet
NFC Scan Credit Card Reader
Free
šŸ’° Finance
(0)
10
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
šŸ’° Finance
(2.1K)
free with in-app purchases
11
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Swipe Point of Sale (Stripe)
Free

Transform your mobile device into a portable credit card reader. Accept payments anywhere, swipe or key in card details, and manage transactions securely. Send digital receipts with location data and capture tips or sales tax.

Accept credit card paymentsSwipe or key in card detailsCapture tips and sales tax
šŸ’¼ Business
(14)
free
12
Card Lookup
Card Lookup
Card Lookup
by Pratheesh Bennet
Free

This utility app uses on-device AI and computer vision to extract credit or debit card details like card number, expiry date, and cardholder name from an image. It prioritizes data privacy and security by processing information locally on your device.

On-device AI processingExtracts card number, expiry, and nameUses Apple's computer vision
šŸ”§ Utilities
(1)
ad-supported
13
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
šŸ’¼ Business
(16K)
free with in-app purchases
14
ReadID Me
ReadID Me
ReadID Me
NFC identity document reader
Free

This app reads the NFC chip in your passport or identity card using your iPhone's NFC capability. It verifies the authenticity of chipped identity documents by scanning the Machine Readable Zone for access to the chip. Personal data remains on your device.

Read NFC chip in passports/ID cardsVerify document authenticityScan Machine Readable Zone
šŸ’¼ Business
(4.8K)
free
15
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
šŸ’° Finance
(571K)
free
16
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
šŸ’° Finance
(12K)
free
17
CardPointers for Credit Cards
CardPointers for Credit Cards
CardPointers for Credit Cards
Earn more points & cashback
Free

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Automatic category bonus trackingReal-time card recommendationsOffer management and activation
šŸ’° Finance
(9.7K)
free with in-app purchases
18
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
šŸ’° Finance
(25K)
free
19
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
šŸ’° Finance
(25K)
free
20
MSR Control - Read & Write
MSR Control - Read & Write
MSR Control - Read & Write
Magnetic Card Writer
Free

This utility app allows users to manage magnetic cards using a Bluetooth-enabled MSR device. It provides functionality to read, write, and duplicate various types of magnetic stripe cards with a focus on ease of use and secure operations.

Bluetooth connectivity for MSR devicesRead, write, and copy magnetic cardsUser-friendly interface
šŸ”§ Utilities
(31)
free with in-app purchases

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