Best Debtapp Apps

200+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our debtapp list covers 200+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Debtapp Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1DebtAppDebtAppFree4.0★ (54)NoNoJul 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
3Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoJul 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesJul 2026
5Debtr - Track Debts & ExpensesDebtr - Track Debts & ExpensesFree was $1.99NoYesJul 2026
6Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (19K)NoNoJul 2026
7YNABYNABFree4.8★ (61K)NoYesJul 2026
8SpenDebtSpenDebtFree4.6★ (7)NoNoMay 2026

Top Picks for Debtapp

DebtApp#1

DebtApp by DebtApp, LLC

Editor's Choice
💰 Finance
4.0(54 ratings)
Free
DebtApp screenshot 1
DebtApp screenshot 2
DebtApp screenshot 3
DebtApp screenshot 4
DebtApp screenshot 5

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#59in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Changed: Automate Debt Payoff#3

Changed: Automate Debt Payoff by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
💰 Finance
4.6😐(5.4K ratings)
FreeAds
Changed: Automate Debt Payoff screenshot 1
Changed: Automate Debt Payoff screenshot 2
Changed: Automate Debt Payoff screenshot 3
Changed: Automate Debt Payoff screenshot 4
Changed: Automate Debt Payoff screenshot 5
Changed: Automate Debt Payoff screenshot 6

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees

More Debtapp apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
5
Debtr - Track Debts & Expenses
Debtr - Track Debts & Expenses
Debtr - Track Debts & Expenses
Track personal finances
Free
$1.99 | 100% OFF
💰 Finance
(0)
6
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(19K)
free
7
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
8
SpenDebt
SpenDebt
SpenDebt
by SpenDebt LLC
Free

This app automates debt and bill repayment by rounding up everyday transactions and contributing the difference towards your balance. It helps build financial discipline and improve your financial health through consistent, on-time payments.

Automated debt repaymentMicropayments from transactionsBuilds financial discipline
💰 Finance
(7)
free
9
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
11
Debt Crusher
Debt Crusher
Debt Crusher
by Asset Planet
Free
💰 Finance
(0)
12
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Track money you owe or lend
Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders
💰 Finance
(1)
freemium
13
InDebt
InDebt
InDebt
Debts with interest
Free

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

Interest and penalty calculationSupport for any currencyData backup and restore
💰 Finance
(18)
free with in-app purchases
14
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
15
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Expense Manager & Planner App
Free

Track expenses, manage budgets, and monitor assets with this comprehensive financial management tool. It offers customizable categories, multi-currency support, and detailed statistical charts. Secure your data with password protection and iCloud synchronization.

Customizable categoriesMulti-currency supportBudget and asset management
💰 Finance
(348)
free with in-app purchases
16
Debts Monitor
Debts Monitor
Debts Monitor
Payment Track, Snowball Method
Free

Organize and track all your debts in one place. This app uses the popular Snowball method to help you manage and pay off your debts efficiently. Visualize your progress, see payoff dates, and receive payment reminders to reduce financial stress.

Total debt status overviewTrack unlimited debtsPayment due date notifications
💰 Finance
(50)
ad-supported
17
Savvy Debt Payoff Planner
Savvy Debt Payoff Planner
Savvy Debt Payoff Planner
Debt and Spending Tracker
Free

This app helps you pay off debt faster and cheaper by providing personalized payoff strategies and insights into your spending. It offers encouragement and a clear financial outlook to guide you towards debt freedom.

Personalized debt payoff strategiesInterest savings insightsBudgeting and financial outlook
💰 Finance
(23)
free with in-app purchases
18
MyLoanCenter
MyLoanCenter
MyLoanCenter
by American Financial Resources, Inc.
Free

Manage your mortgage loan application on the go. Upload documents, receive real-time status updates, and communicate with your broker or lender directly from your phone. Streamline the loan processing experience for speed and convenience.

Upload documents via camera or file attachmentReceive real-time loan status updatesInteract with broker or lender
💰 Finance
(24)
free
19
가계부·용돈기입장 Money Flow
가계부·용돈기입장 Money Flow
가계부·용돈기입장 Money Flow
지출·수입 기록, 장부·목표·저축, 예산·재무 관리자
Free

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

Quick transaction addingCustomizable accounts and categoriesDevice synchronization
💰 Finance
(718)
free with in-app purchases
20
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free

FAQ about Debtapp

What are the best debtapp apps for iPhone?
DebtApp tops our debtapp apps ranking as of July 2026, with a 4.0-star average from 54 App Store ratings, and it's free to download.
Yes — 20 of the top debtapp apps we rank are free to download, including DebtApp and Debt Payoff Planner & Tracker.
DebtApp has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 200+ debtapp apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
DebtApp is a mobile application designed to help users manage their unsecured debt, track their savings, and view settlement offers negotiated with creditors.
DebtApp is compatible with iOS devices, specifically iPhones and iPads.

Related searches