Best Debtapp Apps

204+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our debtapp list covers 204+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Debtapp

DebtApp#1

DebtApp by DebtApp, LLC

Editor's Choice
💰 Finance
4.0(54 ratings)
Free
DebtApp screenshot 1
DebtApp screenshot 2
DebtApp screenshot 3
DebtApp screenshot 4
DebtApp screenshot 5

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#72in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Debtapp apps to explore

4
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
5
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.2K)
free with in-app purchases
6
Debt Eraser
Debt Eraser
Debt Eraser
Track & Settle Debt
Free
💰 Finance
(5)
7
Debt Crusher
Debt Crusher
Debt Crusher
by Asset Planet
Free
💰 Finance
(0)
8
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1K)
free with in-app purchases
9
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
10
Bill Karma - Budget Planner
Bill Karma - Budget Planner
Bill Karma - Budget Planner
Smart Money & Personal Finance
Free

Manage your budget, track spending, and discover savings opportunities. This app helps you find and cancel unwanted subscriptions and improve your credit score by managing credit card information.

Budget managementSpending tracking by categorySubscription discovery and cancellation
💰 Finance
(26)
free
11
Paid - Debt Tracker
Paid - Debt Tracker
Paid - Debt Tracker
Debts tracked. Money back.
Free

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

Intuitive debt trackingOne-tap payment remindersAI Receipt Splitter
💰 Finance
(6)
free
12
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
13
Mercury Cards
Mercury Cards
Mercury Cards
Manage your account on the go
Free

Manage your credit card account with features designed to help you pay smarter, achieve financial goals, and stay in control. Track transactions, set up payments, monitor your credit score, and access customer service easily.

Personalized payment amountsSchedule and split paymentsAutomated monthly payments
💰 Finance
(107K)
free with in-app purchases
14
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(437K)
freemium
15
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(187K)
free
16
iCreditWorks
iCreditWorks
iCreditWorks
The smartest way to pay.
Free

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

Apply for financingAffordable interest ratesLow monthly payments
💰 Finance
(1.1K)
free
17
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Organizer, Budget Planner
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.7K)
subscription
18
UFB Direct®
UFB Direct®
UFB Direct®
by Axos Bank
Free

Manage your personal and business finances on the go. This app allows you to bank, borrow, and plan by linking accounts, tracking savings, and moving money. It also offers bill pay and credit score monitoring for comprehensive financial management.

Mobile check depositEarly direct depositBill pay
💰 Finance
(20K)
free with in-app purchases
19
Newrez
Newrez
Newrez
by Newrez LLC
Free

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

View loan balance and payment detailsMake one-time or scheduled paymentsEdit autopay settings
💰 Finance
(40K)
free
20
IOUOI
IOUOI
IOUOI
by Sucheta Khot
Free

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

Track money and item borrowings/lendingsAssign monetary value to itemsOrganize by category
💰 Finance
(7)
free

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