Best Disability Insurance Apps

31+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Looking for free disability insurance apps? 20 of our 31+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Disability Insurance Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyUnum for MembersMyUnum for MembersFree4.8★ (14K)NoNoSep 2026
2GUARDIAN® Accounts & PoliciesGUARDIAN® Accounts & PoliciesFree4.7★ (9.6K)NoNoAug 2026
3Guardian®Guardian®Free4.6★ (43K)NoNoSep 2026
4MetLife US AppMetLife US AppFree4.2★ (25K)NoNoSep 2026
5Health Insurance PortalHealth Insurance PortalFree4.8★ (2K)NoNoSep 2026
6The HartfordThe HartfordFree4.8★ (12K)NoNoSep 2026
7Principal®Principal®Free4.8★ (235K)NoNoSep 2026
8MyAflacMyAflacFree4.4★ (6.4K)NoNoSep 2026

Top Picks for Disability Insurance

MyUnum for Members#1

MyUnum for Members by Unum Group

Claim and leave management
Editor's Choice
💼 Business
4.8😞(14K ratings)
Free
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Manage your claims and leave requests with ease. Access your benefits dashboard 24/7, track submissions, and receive faster payments via direct deposit. Submit new requests, view balances, and photograph documents directly within the app.

What We Love

  • 👍 Helpful and understanding
  • 👍 Easy to upload documents
  • 👍 Grateful for assistance during difficult times

Room to Improve

  • 🐛 Technical difficulties and crashes
  • 🐛 Inability to upload documents
  • 🐛 Unreliable app functionality
  • 🐛 Confusing and not user-friendly
  • 🐛 Lack of communication and customer support
GUARDIAN® Accounts & Policies#2

GUARDIAN® Accounts & Policies by Guardian Life Insurance Company of America

Manage & Pay Securely
Strong Contender
💰 Finance
4.7😞(9.6K ratings)
Free
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Manage your individual life and disability insurance policies. View policy details, make secure payments, update billing, and access payment history. You can also manage your profile and opt for electronic statements.

What We Love

  • 👍 Easy to use and understand
  • 🚀 Convenient mobile access
  • 💡 Helpful for managing policies

Room to Improve

  • 🐛 Frequent bugs and crashes
  • 🔒 Security issues with login
  • 💻 Limited website and app functionality
  • 🕰️ Unreliable and slow performance
Guardian®#3

Guardian® by Guardian Life Insurance Company of America

Insurance | Wealth | Benefits
Worth Considering
🏥 Medical
4.6😞(43K ratings)
Free
#35in Medical
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Access your dental and vision benefit details, find participating providers, and view your ID cards. Track your dental claims and review your plan information.

What We Love

  • 💡 Easy to find dentist
  • 👍 ID card in same place

Room to Improve

  • 🐛 Doesn't show plan benefits
  • 🐛 Non-functional app
  • 🐛 Device passcode required
  • 🐛 Out-of-date provider information
  • 🐛 Garbage app
  • 🐛 Issues accessing ID cards
  • 🐛 Limited search options
  • 🐛 Registration issues
  • 🐛 Buggy
  • 🐛 Adding to Apple Wallet issues
  • 🐛 Member ID not visible
  • 🐛 No account information
  • 🐛 Clunky and difficult to use
  • 🐛 Claims and benefits not available
  • 🐛 ID cards disappeared after update
  • 🐛 Login issues
  • 🐛 Useless app
  • 🐛 Text not showing
  • 🐛 Redirects to website instead of working in-app
  • 🐛 Dentist search results inaccurate

More Disability Insurance apps to explore

FAQ about Disability Insurance

What are the best disability insurance apps for iPhone?
MyUnum for Members tops our disability insurance apps ranking as of June 2026, with a 4.8-star average from 14K App Store ratings, and it's free to download.
Yes — 20 of the top disability insurance apps we rank are free to download, including MyUnum for Members and GUARDIAN® Accounts & Policies.
MyUnum for Members has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 31+ disability insurance apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The MyUnum for Members app helps you manage your benefit claims and leave requests. It provides a personalized dashboard for 24/7 access to your benefits, allows you to submit new claims or leave requests, and track the status of existing ones.
Key features include a guided process for submitting claims and leave requests, viewing leave balances and history, a 'save-for-later' option, direct deposit for faster payments, the ability to photograph and attach documents, and real-time status updates via email or text alerts.