Best Emergency Loans Apps

126+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Looking for free emergency loans apps? 20 of our 126+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Emergency Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
3Fast Payday LoansFast Payday LoansFree4.7★ (851)NoNoSep 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
5Payday LoansPayday LoansFree1.0★ (1)NoNoAug 2026
6Cash Advance Now: Borrow MoneyCash Advance Now: Borrow MoneyFree3.1★ (48)NoNoSep 2026
7Lendee AppLendee AppFree3.2★ (105)NoNoSep 2026
8Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (6.8K)NoNoSep 2026

Top Picks for Emergency Loans

Together Loans#1

Together Loans by Transform Credit

Editor's Choice
💰 Finance
4.3(388 ratings)
Free
Together Loans screenshot 1
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This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(43K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 4
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Fast Payday Loans#3

Fast Payday Loans by Rainbow UK Ltd

Worth Considering
💰 Finance
4.7(851 ratings)
Free
Fast Payday Loans screenshot 1
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Access quick cash with this app, allowing you to borrow between £100 and £1000. It connects you with top UK lenders through a simple form, matching you to the most suitable loan provider.

More Emergency Loans apps to explore

FAQ about Emergency Loans

What are the best emergency loans apps for iPhone?
Together Loans tops our emergency loans apps ranking as of September 2026, with a 4.3-star average from 388 App Store ratings, and it's free to download.
Yes — 20 of the top emergency loans apps we rank are free to download, including Together Loans and Upstart: Personal Loans + More.
Together Loans has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 126+ emergency loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Together Loans is a lender that offers a different approach to personal loans. Instead of relying solely on your credit history, they base loan decisions on trust and your ability to afford monthly payments. They aim to provide fair, simple, and transparent loans.
The app allows you to view your loan details like never before, quickly access your statement, and make payments simply and securely. You can also top up your existing loan and borrow more directly through the app.

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