Best Federal Credit Union Apps

244+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Out of 244+ federal credit union apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Federal Credit Union Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoJul 2026
2United Federal Credit UnionUnited Federal Credit UnionFree4.5★ (6.7K)YesNoJul 2026
3A+ MobileA+ MobileFree4.6★ (7.6K)YesNoJul 2026
4Capital One MobileCapital One MobileFree4.8★ (11M)YesNoJul 2026
5Arkansas FCU Mobile BankingArkansas FCU Mobile BankingFree4.9★ (26K)YesNoJul 2026
6My CFCU MobileMy CFCU MobileFree4.8★ (6K)NoNoJul 2026
7Teachers FCUTeachers FCUFree4.8★ (22K)YesNoJul 2026
8PenFed MobilePenFed MobileFree4.8★ (55K)NoNoJul 2026

Top Picks for Federal Credit Union

Navy Federal Credit Union#1

Navy Federal Credit Union by Navy Federal Credit Union

Our Members are the Mission
Editor's Choice
💰 Finance
4.9😐(815K ratings)
Free
#67in Finance
Navy Federal Credit Union screenshot 1
Navy Federal Credit Union screenshot 2
Navy Federal Credit Union screenshot 3
Navy Federal Credit Union screenshot 4
Navy Federal Credit Union screenshot 5

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

What We Love

  • 🚀 Convenient banking features
  • 🔒 Robust security
  • 👍 Excellent customer service
  • 🚀 Seamless mobile experience

Room to Improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inconsistent account balance display
  • 🐛 Buggy app updates
4.5😐(6.7K ratings)
FreeAds
United Federal Credit Union screenshot 1
United Federal Credit Union screenshot 2
United Federal Credit Union screenshot 3

Access your accounts securely and conveniently from your mobile device. Manage balances, view history, transfer funds, and deposit checks on the go. Stay connected with secure messaging and find nearby branches and ATMs.

What We Love

  • 🚀 Easy to use
  • 🔒 Secure banking
  • 👍 Convenient features
  • 👍 Reliable app

Room to Improve

  • 🐛 Slow performance
  • 🐛 Buggy app
  • 🐛 Inconsistent UI
A+ Mobile#3

A+ Mobile by A Plus Federal Credit Union

Worth Considering
💰 Finance
4.6😊(7.6K ratings)
FreeAds
A+ Mobile screenshot 1
A+ Mobile screenshot 2
A+ Mobile screenshot 3
A+ Mobile screenshot 4
A+ Mobile screenshot 5

Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💳 Helpful for managing accounts
  • 🔒 Secure banking

Room to Improve

  • 🐛 Occasional crashes or glitches
  • ⏱️ Slow transaction updates
  • 🔍 Difficulty finding certain features

More Federal Credit Union apps to explore

4
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
5
Arkansas FCU Mobile Banking
Arkansas FCU Mobile Banking
Arkansas FCU Mobile Banking
by Arkansas Federal Credit Union
Free

Manage your finances securely from anywhere. Monitor your credit score, track spending, deposit checks, send money, and apply for loans. Access account balances quickly and control your debit/credit cards.

Biometric and password loginSnapshot balance viewMobile check deposit
💰 Finance
(26K)
free
6
My CFCU Mobile
My CFCU Mobile
My CFCU Mobile
by Certified Federal Credit Union
Free

Securely manage your finances on the go. This banking app lets you check balances, review transactions, transfer funds, and make payments. It also supports mobile check deposits and card management.

View account balancesView recent transactionsTransfer funds
💰 Finance
(6K)
free
7
Teachers FCU
Teachers FCU
Teachers FCU
by Teachers Federal Credit Union
Free

Manage your accounts, pay bills, and deposit checks conveniently from your mobile device. Access account balances, transaction history, and find nearby branches and ATMs. Bank securely and efficiently anytime, anywhere.

Check account balancesView transaction historyPay bills and credit cards
💰 Finance
(22K)
free
8
PenFed Mobile
PenFed Mobile
PenFed Mobile
by pentagon federal credit union
Free

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

Mobile deposits and paymentsBill payment servicesAccount and statement management
💰 Finance
(55K)
free
9
ORNL Federal Credit Union
ORNL Federal Credit Union
ORNL Federal Credit Union
by ORNL Federal Credit Union
Free

Manage your finances on the go with this mobile banking application. View transactions, transfer funds, pay bills, and deposit checks conveniently from your device. It offers secure access and essential features for everyday banking needs.

Biometric loginView account balances and historyTransfer funds and make loan payments
💰 Finance
(21K)
free
10
Barksdale Federal Credit Union
Barksdale Federal Credit Union
Barksdale Federal Credit Union
by Barksdale Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and make deposits. Locate nearby branches and ATMs, and easily contact customer support.

Check account balancesView recent transactionsTransfer money between accounts
💰 Finance
(14K)
free
11
SAFE Federal Credit Union
SAFE Federal Credit Union
SAFE Federal Credit Union
SAFE FCU Mobile Banking
Free

Manage your finances conveniently on the go. This app allows credit union members to check balances, view transactions, transfer funds, and pay bills securely from their mobile device. It also helps locate ATMs and branches.

Check account balancesView recent transactionsTransfer money between accounts
💰 Finance
(8.8K)
free with in-app purchases
12
Ascend Federal Credit Union
Ascend Federal Credit Union
Ascend Federal Credit Union
Manage your finances anywhere
Free

Manage your finances on the go with convenient tools for deposits, transfers, and bill payments. Securely access your accounts, control your cards, and find nearby locations. Enjoy free, convenient, and secure banking services.

Mobile check depositSecure login (Touch ID/facial recognition)Online bill pay
💰 Finance
(32K)
free
13
Neches Federal Credit Union
Neches Federal Credit Union
Neches Federal Credit Union
by Neches Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and access cash back offers. Locate nearby ATMs and branches easily.

Check available balancesView transaction historyTransfer funds between accounts
💰 Finance
(7.5K)
free with in-app purchases
14
Tower Federal Credit Union
Tower Federal Credit Union
Tower Federal Credit Union
by Tower Federal Credit Union
Free

Manage your finances conveniently on the go with this banking application. Easily check balances, transfer funds, pay bills, and deposit checks remotely. Stay informed with real-time alerts and secure access to your accounts.

Check account balancesTransfer moneyPay bills
💰 Finance
(4.8K)
free with in-app purchases
15
Fibre Federal/TLC Credit Union
Fibre Federal/TLC Credit Union
Fibre Federal/TLC Credit Union
by Fibre Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, and locate ATMs and branches easily. Access current rates and more from any mobile device.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(15K)
free with in-app purchases
16
State Farm Fed Credit Union
State Farm Fed Credit Union
State Farm Fed Credit Union
by State Farm IL Fed Credit Union
Free

Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and apply for loans. Features biometric login for secure and easy access.

Manage accounts and balancesTransfer moneyDeposit checks remotely
💰 Finance
(14K)
free
17
America First Credit Union
America First Credit Union
America First Credit Union
Mobile Banking
Free

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

Customizable dashboardMobile check depositBudget and spending tracking
💰 Finance
(64K)
free
18
NIH Federal Credit Union
NIH Federal Credit Union
NIH Federal Credit Union
by NIH Federal Credit Union
Free

Manage your credit cards, share accounts, and loans securely and conveniently from your mobile device. Check balances, pay bills, deposit checks, and view transaction history with ease. Open new accounts and apply for loans directly through the app.

View account balances and payment activityMake instant account transfersPay bills and manage payees
💰 Finance
(7.5K)
free with in-app purchases
19
Greylock Federal Credit Union
Greylock Federal Credit Union
Greylock Federal Credit Union
by Greylock Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Access account information and utilize payment services securely. This app brings the power of online banking to your fingertips.

Bank from anywhereAccess account informationUtilize payment services
💰 Finance
(3.8K)
free
20
Rutgers Federal Credit Union
Rutgers Federal Credit Union
Rutgers Federal Credit Union
by Rutgers Federal Credit Union
Free

Access your credit union accounts 24/7 from your smartphone or tablet. Safely check balances, monitor activity, transfer funds, pay bills, and deposit checks. Enjoy quick access with fingerprint activation and locate free ATMs and branches.

Check account balancesMonitor account activityTransfer funds between accounts
💰 Finance
(247)
free

FAQ about Federal Credit Union

What are the best federal credit union apps for iPhone?
Navy Federal Credit Union tops our federal credit union apps ranking as of July 2026, with a 4.9-star average from 815K App Store ratings, and it's free to download.
Yes — 20 of the top federal credit union apps we rank are free to download, including Navy Federal Credit Union and United Federal Credit Union.
Navy Federal Credit Union has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 244+ federal credit union apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your accounts, make payments to loans and other companies, transfer money between accounts, and deposit checks remotely. You can also apply for new accounts and loans, manage your credit and debit cards, and find nearby branches or ATMs.
Yes, the app is designed to be safe and secure, providing 24-hour access to your accounts. It offers quick sign-in options like Touch ID® and Face ID®, and provides security tips for managing your username and password.

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