Best First Loan Apps

244+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated October 2026

Whether you're new to first loan or looking for an upgrade, our curated collection of 244+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top First Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LoanNow by First Heritage MtgLoanNow by First Heritage MtgFree4.6★ (20)NoNoJul 2026
2FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
3iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoOct 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoOct 2026
5Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoOct 2026
6First Capital Bank MortgageFirst Capital Bank MortgageFree—NoNoSep 2026
7Big Loan PH Online Utang CashBig Loan PH Online Utang CashFree—NoNoOct 2026
8Loan One Mobile AccessLoan One Mobile AccessFree1.0★ (1)NoNoAug 2026

Top Picks for First Loan

FairMoney: Save, Spend, Credit#2
4.6😐(14K ratings)
Free
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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(67K ratings)
Free
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This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking
  • 🚀 Improved compared to previous versions

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
  • 🐛 Slow performance and lagging
  • 🐛 Frequent login and registration issues
  • 🐛 Buggy and unstable app

More First Loan apps to explore

FAQ about First Loan

What are the best first loan apps for iPhone?
LoanNow by First Heritage Mtg tops our first loan apps ranking as of October 2026, with a 4.6-star average from 20 App Store ratings, and it's free to download.
Yes — 20 of the top first loan apps we rank are free to download, including LoanNow by First Heritage Mtg and FairMoney: Save, Spend, Credit.
LoanNow by First Heritage Mtg has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 244+ first loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.