Best First Loan Apps

243+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated November 2026

Whether you're new to first loan or looking for an upgrade, our curated collection of 243+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top First Loan Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (71K)NoNoNov 2026
2LoanNow by First Heritage MtgLoanNow by First Heritage MtgFree4.6★ (21)NoNoOct 2026
3FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (15K)NoNoNov 2026
4Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoNov 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (49K)NoNoNov 2026
6Loan One Mobile AccessLoan One Mobile AccessFree1.0★ (1)NoNoNov 2026
7First Financial Bank Mtg LoanFirst Financial Bank Mtg LoanFree—NoNoSep 2026
8Amory First Savings & LoanAmory First Savings & LoanFree——NoJul 2026

Top Picks for First Loan

iMobile: Loan, Cards & Banking#1

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Editor's Choice
💰 Finance
4.8😞(71K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This official banking app provides over 400 services for managing accounts, transferring funds, and applying for loans and credit cards. It offers features for investments, bill payments, mobile recharges, and travel bookings, accessible to both bank customers and non-customers.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking
  • 🚀 Improved compared to previous versions

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
  • 🐛 Slow performance and lagging
  • 🐛 Frequent login and registration issues
  • 🐛 Buggy and unstable app
FairMoney: Save, Spend, Credit#3
4.6😐(15K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
FairMoney: Save, Spend, Credit screenshot 2
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FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds

More First Loan apps to explore

FAQ about First Loan

What are the best first loan apps for iPhone?
iMobile: Loan, Cards & Banking tops our first loan apps ranking as of November 2026, with a 4.8-star average from 71K App Store ratings, and it's free to download.
Yes — 20 of the top first loan apps we rank are free to download, including iMobile: Loan, Cards & Banking and LoanNow by First Heritage Mtg.
iMobile: Loan, Cards & Banking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 243+ first loan apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.