Best First Loan Apps

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Whether you're new to first loan or looking for an upgrade, our curated collection of 245+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top First Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LoanNow by First Heritage MtgLoanNow by First Heritage MtgFree4.6★ (20)NoNoJul 2026
2FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
3iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
4First Capital Bank MortgageFirst Capital Bank MortgageFreeNoJul 2026
5Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoSep 2026
6Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026

Top Picks for First Loan

FairMoney: Save, Spend, Credit#2

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Strong Contender
💰 Finance
4.6😐(14K ratings)
Free
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FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(67K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
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This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking
  • 🚀 Improved compared to previous versions

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
  • 🐛 Slow performance and lagging
  • 🐛 Frequent login and registration issues
  • 🐛 Buggy and unstable app

More First Loan apps to explore

FAQ about First Loan

What are the best first loan apps for iPhone?
LoanNow by First Heritage Mtg tops our first loan apps ranking as of September 2026, with a 4.6-star average from 20 App Store ratings, and it's free to download.
Yes — 20 of the top first loan apps we rank are free to download, including LoanNow by First Heritage Mtg and FairMoney: Save, Spend, Credit.
LoanNow by First Heritage Mtg has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ first loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
LoanNow is a mobile application designed to guide users through the mortgage loan process. It allows for exploring mortgage options, managing applications, and tracking loan progress in real-time.
Currently, LoanNow is supported on iPhone devices. Information regarding Android or other platform availability is not provided.