Best First Loan Apps

246+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

Whether you're new to first loan or looking for an upgrade, our curated collection of 246+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top First Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LoanNow by First Heritage MtgLoanNow by First Heritage MtgFree4.6★ (20)NoNoJul 2026
2Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
3iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
4First Capital Bank MortgageFirst Capital Bank MortgageFreeNoJul 2026
5FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoAug 2026
6Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026
7Loan In TouchLoan In TouchFreeNoNoMay 2026
8Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026

Top Picks for First Loan

Carbon: Mobile Banking & Loans#2

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Strong Contender
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(66K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience

More First Loan apps to explore

4
First Capital Bank Mortgage
First Capital Bank Mortgage
First Capital Bank Mortgage
by First Capital Bank Carolinas
Free
💰 Finance
(0)
5
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
6
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(40K)
free
7
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
8
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
9
Loan One Mobile Access
Loan One Mobile Access
Loan One Mobile Access
by ORIGIN MORTGAGE MANAGEMENT SERVICES PTY LTD
Free

Manage your home loan account on the go. Easily pay bills, transfer funds across Australia, and redraw from your home loan account with daily limits. Enjoy secure access to your account balance and transaction history.

Pay billsTransfer fundsAccess account balance
💰 Finance
(1)
free
10
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
11
First Financial Bank Mtg Loan
First Financial Bank Mtg Loan
First Financial Bank Mtg Loan
by First Financial Corporation
Free
💰 Finance
(0)
12
Amory First Savings & Loan
Amory First Savings & Loan
Amory First Savings & Loan
by Amory First Savings & Loan Bank
Free
💰 Finance
(0)
13
FAHM Loans
FAHM Loans
FAHM Loans
Get a Home Loan the easy way
Free
💰 Finance
(0)
14
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
15
Tower Loan
Tower Loan
Tower Loan
by Tower Loan
Free

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements
💰 Finance
(42)
free
16
My Personal Loan
My Personal Loan
My Personal Loan
by Advanced Financial Software Ltd. Co.
Free
💰 Finance
(0)
17
First Fed Bank
First Fed Bank
First Fed Bank
by First Federal Savings & Loan Assn
Free

Manage your finances conveniently on the go. Check balances, view transaction history, transfer funds, and pay bills. Activate cash back offers and easily contact customer service for support.

Check available balancesView transaction historyTransfer funds between accounts
💰 Finance
(1.4K)
ad-supported
18
LoanTrail Auto Loan Tracker
LoanTrail Auto Loan Tracker
LoanTrail Auto Loan Tracker
Car loan charts & payoff
Free
💰 Finance
(0)
19
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
20
Interest Calculator All in One
Interest Calculator All in One
Interest Calculator All in One
Calculate any type of interest
Free

Manage loans and interest rates with this comprehensive financial calculator. It offers flexible rate management, detailed payment schedules, and visual insights to help you plan and compare loan options effectively. Also includes a savings calculator for integrated financial planning.

Flexible interest rate calculationDetailed payment schedulesVisual loan insights with pie charts
💰 Finance
(40)
free with in-app purchases

FAQ about First Loan

What are the best first loan apps for iPhone?
LoanNow by First Heritage Mtg tops our first loan apps ranking as of August 2026, with a 4.6-star average from 20 App Store ratings, and it's free to download.
Yes — 20 of the top first loan apps we rank are free to download, including LoanNow by First Heritage Mtg and Carbon: Mobile Banking & Loans.
LoanNow by First Heritage Mtg has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 246+ first loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
LoanNow is a mobile application designed to guide users through the mortgage loan process. It allows for exploring mortgage options, managing applications, and tracking loan progress in real-time.
Currently, LoanNow is supported on iPhone devices. Information regarding Android or other platform availability is not provided.