Best First Loan Apps

220+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Whether you're new to first loan or looking for an upgrade, our curated collection of 220+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for First Loan

FairMoney: Loan App In Nigeria#1

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Editor's Choice
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
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FairMoney: Loan App In Nigeria screenshot 6

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
💰 Finance
4.9😞(35K ratings)
Free
#67in Finance
Upstart: Personal Loans + More screenshot 1
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An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(63K ratings)
Free
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Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience

More First Loan apps to explore

4
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(77K)
5
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Experience fast and seamless mobile banking with integrated services like One-Swipe Banking and Seamless Payments. Manage your savings, payments, and loans easily. Download now for effortless banking on the go!

💰 Finance
(2.7K)
6
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
7
LoanNow by First Heritage Mtg
LoanNow by First Heritage Mtg
LoanNow by First Heritage Mtg
by First Heritage Mortgage
Free

This mobile application guides borrowers through the loan process, providing real-time updates and a hassle-free lending experience. It offers various features, including mortgage calculators, application tracking, document management, and direct communication with loan officers, allowing users to manage their home loan on their mobile device.

💰 Finance
(20)
8
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Get quick cash on the go with an app offering payday loans between £100 and £1000. Simply fill out a form, and be matched with a top UK lender for fast cash. Just fill, submit, and get money easily!

💰 Finance
(851)
9
First Federal Savings & Loan
First Federal Savings & Loan
First Federal Savings & Loan
by First Federal Savings and Loan Association of Bath
Free

This mobile banking app allows users to manage their accounts, perform transactions, and access banking services on-the-go. With it, you can check balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs, all safely and conveniently.

💰 Finance
(119)
10
First Financial Bank Mtg Loan
First Financial Bank Mtg Loan
First Financial Bank Mtg Loan
by First Financial Corporation
Free
💰 Finance
(0)
11
Webster First Home Loans
Webster First Home Loans
Webster First Home Loans
by Webster First Federal Credit Union
Free
💰 Finance
(0)
12
FAHM Loans
FAHM Loans
FAHM Loans
Get a Home Loan the easy way
Free
💰 Finance
(0)
13
OurFirstFed Mobile Banking
OurFirstFed Mobile Banking
OurFirstFed Mobile Banking
by First Federal Savings & Loan Association of Port Angeles
Free

Access your account balances, transfer funds, pay bills, and more with our convenient mobile banking app. Manage your finances on the go – download now!

💰 Finance
(1.4K)
14
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

💰 Finance
(28K)
15
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
by Muthoot Finance Limited
Free

This digital platform allows users to apply for instant loans, manage and repay various types of loans, pay utility bills, recharge mobiles, and shop online, all from one secure app. With features like smart loan management, exclusive offers, and personalized notifications, users can easily manage their finances and get instant access to a wide range of loan products.

💰 Finance
(144)
16
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
17
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(445K)
18
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

💰 Finance
(398)
19
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Get quick access to instant loans with low interest rates using our user-friendly platform. Simply fill out an application online and receive funds deposited directly into your account within 24 hours. Fast, secure, and reliable financial assistance at your fingertips.

💰 Finance
(8)
20
Loan One Mobile Access
Loan One Mobile Access
Loan One Mobile Access
by Origin Mortgage Management Services Pty Ltd
Free
💰 Finance
(0)