Best First Monie Apps

229+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our first monie list covers 229+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top First Monie Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Firstmonie WalletFirstmonie WalletFree3.1★ (62)NoNoMay 2026
2FirstMobile AppFirstMobile AppFree3.1★ (2K)NoNoAug 2026
3FirstMonie DRCFirstMonie DRCFreeNoNoMay 2026
4FirstTokenFirstTokenFree2.3★ (77)NoNoAug 2026
5Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
6Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026
7First Financial Bank TexasFirst Financial Bank TexasFree4.6★ (11K)NoNoAug 2026
8First Financial Bank MobileFirst Financial Bank MobileFree4.7★ (9.3K)YesNoAug 2026

Top Picks for First Monie

Firstmonie Wallet#1

Firstmonie Wallet by First Bank of Nigeria Limited

First Bank Nigeria
Editor's Choice
💰 Finance
3.1(62 ratings)
Free
Firstmonie Wallet screenshot 1
Firstmonie Wallet screenshot 2
Firstmonie Wallet screenshot 3

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

FirstMobile App#2

FirstMobile App by First Bank of Nigeria Limited

Strong Contender
💰 Finance
3.1😞(2K ratings)
Free
FirstMobile App screenshot 1
FirstMobile App screenshot 2
FirstMobile App screenshot 3
FirstMobile App screenshot 4

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

What We Love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable

Room to Improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance

More First Monie apps to explore

4
FirstToken
FirstToken
FirstToken
by First Bank of Nigeria Limited
Free

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

Generate one-time passcodesSecure online transaction authenticationEliminates need for hardware token
💰 Finance
(77)
free
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
6
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
7
First Financial Bank Texas
First Financial Bank Texas
First Financial Bank Texas
by First Financial Bank National Association
Free

Manage your finances securely and conveniently with a suite of mobile banking tools. Track accounts, pay bills, deposit checks, and control debit cards. Offers features for both individual and business customers.

Debit Card ControlsMobile Check DepositBill Pay
💰 Finance
(11K)
free
8
First Financial Bank Mobile
First Financial Bank Mobile
First Financial Bank Mobile
by First Financial Bank
Free

Manage your finances on the go with this comprehensive banking app. Check balances, transfer funds, pay bills, deposit checks, and track spending. Get real-time alerts and secure your accounts with card controls.

Check account balancesSearch transaction historySet up personalized alerts
💰 Finance
(9.3K)
free
9
First Bank MS On the Go Mobile
First Bank MS On the Go Mobile
First Bank MS On the Go Mobile
by First Bank
Free

Manage your bank accounts conveniently from your mobile device. View balances, transaction history, and statements. Initiate transfers, pay bills, and deposit checks remotely. Locate branches and ATMs easily.

View account balances and transaction historyInitiate account transfersPay bills
💰 Finance
(1.1K)
free
10
GTWorld
GTWorld
GTWorld
by Guaranty Trust Bank PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(45K)
free
11
Bank First goBank
Bank First goBank
Bank First goBank
by Bank First Corporation
Free

Manage your bank accounts, control your cards, and make payments securely from your mobile device. This app offers real-time transaction monitoring, budgeting tools, and credit score tracking to help you stay on top of your finances anytime, anywhere.

Real-time account balances and transaction historyInstant card lock/unlock and transaction limitsBill Pay and Zelle® money transfers
💰 Finance
(3.3K)
free
12
First American Bank and Trust
First American Bank and Trust
First American Bank and Trust
by First American Bank & Trust
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like fingerprint and facial recognition enhance your banking experience.

Check account balancesSearch recent transactionsTransfer cash between accounts
💰 Finance
(3.1K)
free
13
AmFirst Digital Banking
AmFirst Digital Banking
AmFirst Digital Banking
by America’s First Federal Credit Union
Free

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

View account balancesMobile check depositFund transfers
💰 Finance
(42K)
free with in-app purchases
14
First United Bank Mobile
First United Bank Mobile
First United Bank Mobile
by First United Bank
Free

Manage your finances on the go with this mobile banking app. Access account balances, view transactions, and transfer funds securely. Find branch locations and hours easily.

Check balances 24/7View pending transactionsCreate, approve, cancel funds transfers
💰 Finance
(3.8K)
free
15
First Bank Online
First Bank Online
First Bank Online
by First Bank
Free

Manage your bank accounts securely and conveniently on the go. This app offers free access to check balances, view transactions, transfer funds, and pay bills. It also provides features like debit card control and alert messages for 24/7 financial management.

Check account balancesView transactionsTransfer money
💰 Finance
(2.1K)
free
16
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by First Bancorp
Free

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile
💰 Finance
(5.7K)
free with in-app purchases
17
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
💰 Finance
(4.7K)
free
18
Michigan First App
Michigan First App
Michigan First App
by Michigan First Credit Union
Free

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

View account balancesCheck transaction historyTransfer funds
💰 Finance
(26K)
free
19
FNBT & FCB Mobile
FNBT & FCB Mobile
FNBT & FCB Mobile
Banking on the Go!
Free

Manage your finances conveniently with this banking application. It allows for easy fund transfers, bill payments, and mobile check deposits. Securely access account information, manage debit cards, and even open new accounts or apply for loans.

Mobile Check DepositFund TransfersBill Pay
💰 Finance
(141K)
free
20
First Community CU (MO)
First Community CU (MO)
First Community CU (MO)
by FIRST COMMUNITY CREDIT UNION INC
Free

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

View account balances and transaction historyTransfer funds between accountsDeposit checks remotely
💰 Finance
(24K)
free

FAQ about First Monie

What are the best first monie apps for iPhone?
Firstmonie Wallet tops our first monie apps ranking as of July 2026, with a 3.1-star average from 62 App Store ratings, and it's free to download.
Yes — 20 of the top first monie apps we rank are free to download, including Firstmonie Wallet and FirstMobile App.
Firstmonie Wallet has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 229+ first monie apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Firstmonie Wallet app allows you to send and receive money to any mobile number or bank account in Nigeria. You can also purchase airtime and data for any network, pay utility bills, cable TV subscriptions, and make purchases from Firstmonie merchants.
No, you do not need a bank account to use Firstmonie Wallet. The app is designed to provide a convenient mobile money service that can be accessed and used without a traditional bank account.

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