Best Free Savings App

4.8😊(8.8K ratings)

FreeAdsIn-App Purchases

Loot - Savings Goal & Tracker screenshot 1

Loot - Savings Goal & Tracker screenshot 2

Loot - Savings Goal & Tracker screenshot 3

Loot - Savings Goal & Tracker screenshot 4

Loot - Savings Goal & Tracker screenshot 5

Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

🚀 Simple and intuitive
👍 Visually appealing design
💰 Helps track savings progress
🎉 Motivating and fun to use

Room to Improve

🔒 Limited to one goal without paid upgrade
💰 Paid version required for more features
🐛 Bugs with removing/editing goals
💱 Can't add cents, only whole dollars

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan

Strong Contender

4.7😐(289K ratings)

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.

Worth Considering

EveryDollar: Budget Management

4.8😞(8.7M ratings)

Free

#4in Finance

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

💳 Easy money transferring
🚀 Convenient and user-friendly app
🤑 Referral bonuses and discounts
🤑 Free tax filing
🤑 Borrow money feature

Room to Improve

🔒 Security issues and account hacking
🤖 Poor customer service and lack of live support
💰 Unexpected fees and charges
🔍 Unclear account restrictions and limits
🐛 App crashes and technical issues

More Free Savings App apps to explore

Track Income, Bills & Spending

Create custom budgetsTrack expenses and transactionsManage bills and income

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

(84K)

Fleur - Budget Planner App

Bill Organizer & Money Tracker

Log expenses and incomeSet monthly budgetsTrack spending habits

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

(12K)

Goodbudget Budget Planner

Money & Expense Tracker

Virtual envelope budgetingShared budgetsExpense tracking

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Capital One Shopping: Save Now

(13K)

freemium

Coupons, Rewards, and Deals

Automatic coupon applicationEarn shopping rewardsPrice comparison

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

🛍️ Shopping

(1.7M)

ad-supported

Super.com-Cash Advance, Travel

Put more money in your pocket

Save up to 50% on hotelsEarn cashback on purchasesEarn money playing games and completing tasks

This app helps you save money on travel, earn cashback on purchases, and even make extra income by playing games or completing tasks. It also offers tools to build your credit score and manage subscriptions.

Qapital: The Money Saving App

(48K)

freemium

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Fortune City: Expense Tracker

(86K)

subscription

Fun Budget & Spending Manager

Gamified expense trackingCity building simulationIncome and expense recording

This app transforms personal finance management into a fun city-building game. Track income and expenses, categorize transactions, and watch your virtual city grow and flourish as you build good financial habits. Analyze your spending with charts and customize your city with unique buildings and citizens.

(5K)

Credit, Cash back, Savings

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.6M)

PalmСredit: Get Yоur Lоаns

Build savings day by day!

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

AI-powered bookkeepingCustomizable modulesBill and subscription management

(242)

Save, Grow, Secure your Future

Payfax Savings

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

by 6670 Enterprise LLP

🔧 Utilities

Pacy - Smart Savings Tracker

Save smartly for what you want

Stackd: Savings Tracker

Savings Tracker

Log everyday savings actionsAssign dollar values to savingsBuild saving streaks

This app helps you save money by logging everyday choices that reduce spending. Build streaks, assign values to your savings, and transfer funds when ready. It focuses on simple habits without restrictive budgeting.