Best Free Savings App

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

If you already know SaveTogether, this is the deeper bench. 249+ free savings app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Free Savings App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SaveTogether: Savings TrackerSaveTogether: Savings TrackerFree4.9★ (7)NoNoOct 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoNov 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (9.1K)YesYesNov 2026
4Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoNov 2026
5Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
6Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (14K)NoYesNov 2026
7Thrift Savings PlanThrift Savings PlanFree4.8★ (151K)NoNoNov 2026
8NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (126K)YesNoNov 2026

Top Picks for Free Savings App

Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
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Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Loot - Savings Goal & Tracker#3

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Worth Considering
💰 Finance
4.8😊(9.1K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
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Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars

More Free Savings App apps to explore

FAQ about Free Savings App

What is the best free savings app for iPhone?
SaveTogether: Savings Tracker tops our free savings app ranking as of October 2026, with a 4.9-star average from 7 App Store ratings, and it's free to download.
SaveTogether: Savings Tracker has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free savings app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.