Best Free Savings App

236+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know Loot, this is the deeper bench. 236+ free savings app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Free Savings App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.7K)YesYesJul 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)YesNoJul 2026
3Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)NoYesJul 2026
4Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (321K)YesNoJul 2026
5Super.com - Hotel DealsSuper.com - Hotel DealsFree4.7★ (45K)NoNoJul 2026
6Kudos: Put Your Wallet to WorkKudos: Put Your Wallet to WorkFree4.8★ (9.2K)NoYesJul 2026
7Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
8Cash AppCash AppFree4.8★ (8.6M)NoNoJul 2026

Top Picks for Free Savings App

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.7K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc.

Build savings, track your loan
Strong Contender
💰 Finance
4.7😐(289K ratings)
FreeAds
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
Budget Planner App - Fleur#3

Budget Planner App - Fleur by Akash Jain

Money Finance & Bills Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#45in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Free Savings App apps to explore

4
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(321K)
subscription
5
Super.com - Hotel Deals
Super.com - Hotel Deals
Super.com - Hotel Deals
Your everyday savings sidekick
Free

This app helps you save money on travel, earn cashback on purchases, and even make extra income by playing games or completing tasks. It also offers tools to build your credit score and manage subscriptions.

Save up to 50% on hotelsEarn cashback on purchasesEarn money playing games and completing tasks
💰 Finance
(45K)
freemium
6
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
💰 Finance
(9.2K)
free with in-app purchases
7
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
8
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
9
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
10
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
11
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
生活收支消费记录,宠物养成记帐软件
Free

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

AI-powered expense trackingVirtual pet养成 and interactionChatbot for emotional support
💰 Finance
(87)
free with in-app purchases
12
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.6M)
ad-supported
13
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
14
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(375K)
free with in-app purchases
15
Cookie - Budget & Expense
Cookie - Budget & Expense
Cookie - Budget & Expense
Track Expenses & Save Money
Free

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

Customizable income/expense categoriesBudget goal settingSavings plan creation
💰 Finance
(320)
free with in-app purchases
16
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
17
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(391K)
free with in-app purchases
18
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(4.7K)
free with in-app purchases
19
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
20
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Savings. Deals. Coupons. Shop.
Free

Discover daily deals, coupons, and freebies to save significantly on everyday essentials and favorite brands. Learn couponing strategies and find the best savings from major retailers.

Daily deals and freebie offersCouponing guides and tutorialsSavings from major retailers
🛍️ Shopping
(2.8K)
free with in-app purchases

FAQ about Free Savings App

What is the best free savings app for iPhone?
Loot - Savings Goal & Tracker tops our free savings app ranking as of July 2026, with a 4.8-star average from 8.7K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 236+ free savings app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.