Best Free Savings App

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

If you already know Loot, this is the deeper bench. 250+ free savings app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Free Savings App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesOct 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoOct 2026
3Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoOct 2026
4Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesOct 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
6Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesOct 2026
7Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
8Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7★ (73K)NoNoOct 2026

Top Picks for Free Savings App

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
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This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Qapital: The Money Saving App#3

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Worth Considering
💰 Finance
4.8😊(86K ratings)
Free
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Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules
  • 💳 Convenient debit card
  • 🚀 Easy to use interface

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
  • 🤝 Lack of visibility into joint goal contributions
  • 🤖 Inflexible savings rules

More Free Savings App apps to explore

FAQ about Free Savings App

What is the best free savings app for iPhone?
Loot - Savings Goal & Tracker tops our free savings app ranking as of October 2026, with a 4.8-star average from 8.8K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free savings app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.