Best Freedom Debt Relief App

206+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Freedom Debt Relief is the household name in freedom debt relief app, but it's far from the only option. We track 206+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Freedom Debt Relief App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (18K)NoNoJul 2026
2FDR CommunityFDR CommunityFree4.5★ (27)YesNoJul 2026
3Relief: Get out of debtRelief: Get out of debtFree4.6★ (1.8K)NoNoJul 2026
4Achieve GOOD: Get Out Of DebtAchieve GOOD: Get Out Of DebtFree4.7★ (809)YesNoJul 2026
5Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026
6Debt Master Payoff PlannerDebt Master Payoff PlannerFree5.0★ (1)NoYesMay 2026
7Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
8YNABYNABFree4.8★ (61K)YesYesJul 2026

Top Picks for Freedom Debt Relief App

Freedom Debt Relief#1

Freedom Debt Relief by Freedom Debt Relief LLC

Client Dashboard
Editor's Choice
💰 Finance
4.9😊(18K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly
FDR Community#2

FDR Community by Freedom Debt Relief LLC

Client Community
Strong Contender
💰 Finance
4.5(27 ratings)
FreeAds
FDR Community screenshot 1
FDR Community screenshot 2
FDR Community screenshot 3
FDR Community screenshot 4

Connect with peers and financial experts for support and guidance on your debt relief journey. Access a network for instant knowledge, growth, and encouragement to achieve your financial goals. This free app offers a trusted space for sharing experiences and gaining insights.

Relief: Get out of debt#3

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Worth Considering
💰 Finance
4.6😊(1.8K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees

More Freedom Debt Relief App apps to explore

4
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported
5
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.3K)
free with in-app purchases
6
Debt Master Payoff Planner
Debt Master Payoff Planner
Debt Master Payoff Planner
Debt Payoff Planner & Tracker
Free

Organize and manage all your personal debts, including mortgages, auto loans, and credit cards. Optimize your repayment with smart strategies like Snowball and Avalanche to reduce interest and achieve financial freedom faster.

Comprehensive debt managementMultiple repayment strategies (Snowball, Avalanche, Fixed, Cascade)Insightful forecasts and analytics
💰 Finance
(1)
free with in-app purchases
7
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
8
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
9
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

View upcoming payments and historyUpload documentsTrack settlement progress
💰 Finance
(1.3K)
free
10
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
11
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
12
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(80K)
free
13
Achieve MoLO - Money Left Over
Achieve MoLO - Money Left Over
Achieve MoLO - Money Left Over
Manage Money, Beat Debt, Save
Free

This app simplifies money management by connecting your financial accounts to track spending and predict your money left over each month. It helps you improve spending habits, increase savings, and take control of your finances with automatic tracking and personalized notifications.

Connect all financial accountsTrack spending automaticallyPredict money left over
💰 Finance
(554)
free with in-app purchases
14
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Payoff loans & credit cards
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
15
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.4K)
subscription
16
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.4K)
free with in-app purchases
17
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
18
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
The best way to see the debt
Free

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

Daily US National Debt displayInteractive debt trending charts30-year historical debt data
💰 Finance
(772)
ad-supported
19
CobrApp: Loan Management
CobrApp: Loan Management
CobrApp: Loan Management
For lenders - Track & collect
Free

This app helps lenders and collection businesses manage daily loans, track payments, and calculate interest. It offers features like route optimization, customizable receipts, and portfolio analysis for efficient financial management.

Loan and collection managementOptimized collection routesCustomizable PDF receipts
💰 Finance
(32)
free with in-app purchases
20
Planara: Debt Payoff Planner
Planara: Debt Payoff Planner
Planara: Debt Payoff Planner
Plan money. Pay off faster.
Free

This app helps you create a clear financial plan for each paycheck, focusing on future money movement. It guides you to pay off debt faster using popular strategies and track bills without stress.

Paycheck planning systemDebt payoff strategies (snowball/avalanche)Bill and expense tracking
💰 Finance
(4)
freemium

FAQ about Freedom Debt Relief App

What is the best freedom debt relief app for iPhone?
Freedom Debt Relief tops our freedom debt relief app ranking as of July 2026, with a 4.9-star average from 18K App Store ratings, and it's free to download.
Yes — 20 of the top freedom debt relief app we rank are free to download, including Freedom Debt Relief and FDR Community.
Freedom Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 206+ freedom debt relief app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include instant push notifications for settlement offers, the ability to review and authorize offers with a single tap, a comprehensive overview of deposits and account balances, tracking of enrolled debts and active settlements, and a view of your total savings.
This app is designed for existing clients of Freedom Debt Relief who are enrolled in a debt relief plan. It provides them with a convenient way to monitor and manage their plan's progress directly from their mobile device.