Best High Yield Apps

97+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Finding the right high yield apps can be overwhelming with so many options. We've analyzed 97+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top High Yield Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Axal: High Yield SavingsAxal: High Yield SavingsFree4.8★ (56)NoNoJul 2026
2Robinhood BankingRobinhood BankingFree4.9★ (61K)YesNoJul 2026
3Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (255K)YesNoJul 2026
4Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (110K)NoNoJul 2026
5AmexAmexFree4.9★ (4.3M)NoNoJul 2026
6Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (17K)YesNoJul 2026
7SuperformSuperformFree4.6★ (18)YesNoJul 2026
8SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026

Top Picks for High Yield

Axal: High Yield Savings#1

Axal: High Yield Savings by Axal

Earn 6-10% APY.
Editor's Choice
💰 Finance
4.8(56 ratings)
Free
Axal: High Yield Savings screenshot 1
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Axal: High Yield Savings screenshot 3
Axal: High Yield Savings screenshot 4
Axal: High Yield Savings screenshot 5
Axal: High Yield Savings screenshot 6

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

Robinhood Banking#2

Robinhood Banking by Robinhood Markets Inc

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(61K ratings)
FreeAds
Robinhood Banking screenshot 1
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Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(255K ratings)
FreeAds
Marcus by Goldman Sachs® screenshot 1
Marcus by Goldman Sachs® screenshot 2
Marcus by Goldman Sachs® screenshot 3
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features

More High Yield apps to explore

4
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
5
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
6
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
7
Superform
Superform
Superform
Grow your wealth
Free

This app helps users grow their wealth by providing access to onchain opportunities. Users can deposit funds from their bank or wallet to earn interest through lending and staking vaults. It offers self-custodial control of assets, secured by multi-factor authentication and biometrics.

Onchain earning opportunitiesDeposit from bank or walletSelf-custodial asset control
💰 Finance
(18)
ad-supported
8
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
9
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
by Juicestand Inc
Free

Discover top dividend stock ideas across various industries with this app. It offers streaming business radio, informative videos, and timely notifications for new recommendations. An optional Pro version removes ads and unlocks more content.

Latest dividend stock ideasSector-specific investment ideasStreaming business radio
📡 News
(35)
free with in-app purchases
10
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(955K)
subscription
11
Yelp: Food, Services & Reviews
Yelp: Food, Services & Reviews
Yelp: Food, Services & Reviews
Discover Restaurants Around Me
Free

Discover local businesses, from restaurants to service providers, with millions of user reviews and photos. Find places to eat, shop, drink, and relax, and book appointments or order delivery directly through the app.

Find restaurants and businesses nearbyRead millions of user reviewsBook appointments and order delivery
🍔 Food & Drink
(2M)
ad-supported
12
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
Yield, Cash, Crypto, Stocks
Free

Consolidate your banking, brokerage, and crypto into a single platform. Earn competitive yields on cash and investments, trade stocks and crypto commission-free, and automate your investing strategy.

All-in-one wealth managementEarn yield on cash and investmentsCommission-free stock and ETF trading
💰 Finance
(359)
free with in-app purchases
13
High Yield AG MyFarm
High Yield AG MyFarm
High Yield AG MyFarm
Irrigation Management
Free
💼 Business
(0)
14
Bravewood: Earn. Invest. Grow.
Bravewood: Earn. Invest. Grow.
Bravewood: Earn. Invest. Grow.
Safe Investments in Nigeria
Free

This app provides a secure platform for users in Nigeria to grow their wealth through high-yield investment options. It offers automated investing, flexible withdrawals, and various investment products with competitive interest rates, all regulated by the Central Bank of Nigeria.

Automated weekly/monthly investingInvestments starting from N50,000Higher interest rates than banks
💰 Finance
(5)
free
15
Tellus: Earn More Daily
Tellus: Earn More Daily
Tellus: Earn More Daily
Build wealth. No fees.
Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

Earn high APY on savingsDaily interest paymentsNo fees for transfers or withdrawals
💰 Finance
(2.5K)
free
16
Seeking Alpha: News & Analysis
Seeking Alpha: News & Analysis
Seeking Alpha: News & Analysis
Stock Market Portfolio, Alerts
Free

Access real-time financial news, market analysis, and expert investment insights. Track your portfolio, set customizable alerts, and discover stock ratings. This platform empowers active investors with tools previously available only to institutions.

Real-time financial newsMarket-moving analysisStock ratings and insights
💰 Finance
(125K)
freemium
17
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
18
Nook Earn App
Nook Earn App
Nook Earn App
Earn up to 7.6% APY
Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

Earn up to 7.6% APYImmediate payouts every 16 secondsConnect via Plaid, Coinbase, or USDC
💰 Finance
(326)
free
19
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Step 1 prep, high yield
Free

Prepare for USMLE Step 1 with a comprehensive collection of high-yield multiple-choice questions. The content is organized by subject chapters, covering a wide range of medical topics essential for exam success.

Extensive MCQs for USMLE Step 1Questions organized by chapterCovers Behavioral Science
📚 Education
(58)
free
20
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
💰 Finance
(35K)
free

FAQ about High Yield

What are the best high yield apps for iPhone?
Axal: High Yield Savings tops our high yield apps ranking as of July 2026, with a 4.8-star average from 56 App Store ratings, and it's free to download.
Yes — 20 of the top high yield apps we rank are free to download, including Axal: High Yield Savings and Robinhood Banking.
Axal: High Yield Savings has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 97+ high yield apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Axal is a finance application designed to help users earn higher yields on their savings, offering up to 10% APY. It utilizes stablecoins for security and employs automated rebalancing to optimize fund placement for better returns.
Funds are kept in trusted stablecoins, which are designed to be protected from volatility and are fully compliant. While stablecoin yields are not FDIC insured or bank guaranteed and may lose value, the app aims to provide a secure environment for your savings.

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