Best High Yield Apps

95+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Finding the right high yield apps can be overwhelming with so many options. We've analyzed 95+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top High Yield Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Axal: High Yield SavingsAxal: High Yield SavingsFree4.8★ (80)NoNoAug 2026
2SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
3Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoSep 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5High Yield AG MyFarmHigh Yield AG MyFarmFreeNoNoMay 2026
6Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoSep 2026
7Robinhood BankingRobinhood BankingFree4.9★ (81K)NoNoSep 2026
8Multipl: High Yield AccountMultipl: High Yield AccountFree3.8★ (5)NoNoAug 2026

Top Picks for High Yield

Axal: High Yield Savings#1

Axal: High Yield Savings by Axal

Earn 6-10% APY.
Editor's Choice
💰 Finance
4.8(80 ratings)
Free
Axal: High Yield Savings screenshot 1
Axal: High Yield Savings screenshot 2
Axal: High Yield Savings screenshot 3
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Axal: High Yield Savings screenshot 5
Axal: High Yield Savings screenshot 6

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

SoFi: Bank, Invest & Crypto#2

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Strong Contender
💰 Finance
4.7😐(385K ratings)
Free
#23in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(265K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features

More High Yield apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
5
High Yield AG MyFarm
High Yield AG MyFarm
High Yield AG MyFarm
Irrigation Management
Free
💼 Business
(0)
6
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
7
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(81K)
free with in-app purchases
8
Multipl: High Yield Account
Multipl: High Yield Account
Multipl: High Yield Account
~7%* Returns · Brand Discounts
Free

Earn up to 7% annually on your idle cash through AMFI-regulated liquid mutual funds. Enjoy instant withdrawals and exclusive discounts at over 100 top Indian brands. Manage your earnings and spending from a single, convenient account.

Up to 7% annualized returnsInstant withdrawals, no lock-in2-20% discounts at 100+ brands
💰 Finance
(5)
free
9
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
by Juicestand Inc
Free

Discover top dividend stock ideas across various industries with this app. It offers streaming business radio, informative videos, and timely notifications for new recommendations. An optional Pro version removes ads and unlocks more content.

Latest dividend stock ideasSector-specific investment ideasStreaming business radio
📡 News
(36)
free with in-app purchases
10
Superform
Superform
Superform
Grow your wealth
Free

This app helps users grow their wealth by providing access to onchain opportunities. Users can deposit funds from their bank or wallet to earn interest through lending and staking vaults. It offers self-custodial control of assets, secured by multi-factor authentication and biometrics.

Onchain earning opportunitiesDeposit from bank or walletSelf-custodial asset control
💰 Finance
(18)
ad-supported
11
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
12
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Step 1 prep, high yield
Free

Prepare for USMLE Step 1 with a comprehensive collection of high-yield multiple-choice questions. The content is organized by subject chapters, covering a wide range of medical topics essential for exam success.

Extensive MCQs for USMLE Step 1Questions organized by chapterCovers Behavioral Science
📚 Education
(58)
free
13
Microgreens Farm Hub
Microgreens Farm Hub
Microgreens Farm Hub
Grow, Track & Sell Microgreens
Free
🔧 Utilities
(0)
14
Reviero: Real Estate Investing
Reviero: Real Estate Investing
Reviero: Real Estate Investing
High-Yield Properties for Sale
Free
💰 Finance
(0)
15
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(958K)
subscription
16
Tea-Fi
Tea-Fi
Tea-Fi
Tea-Fi
Free
💰 Finance
(0)
17
Solid: Earn USDC & Stablecoin
Solid: Earn USDC & Stablecoin
Solid: Earn USDC & Stablecoin
Crypto savings wallet & card
Free

Earn competitive yields on your stablecoins through secure DeFi strategies, combined with the safety of traditional banking. Access your funds instantly via a virtual debit card and track all activity with full transparency.

Smart Savings Vaults for stablecoinsBank-grade security with multi-signature walletsInstant virtual debit card top-up
💰 Finance
(2)
ad-supported
18
US Crop Yields
US Crop Yields
US Crop Yields
Corn & Soybean Yield History
Free
🔍 Reference
(0)
19
Battle Bank - Mobile
Battle Bank - Mobile
Battle Bank - Mobile
Battling for Better Banking.
Free

This app offers a modern digital banking experience with enhanced control and diverse financial tools. It allows users to manage everyday banking, invest in precious metals and global currencies, and access retirement solutions, all within a secure mobile platform.

Manage personal and business accountsBuy, sell, and hold precious metalsAccess 20 global currencies
💰 Finance
(5)
ad-supported
20
FS Yield Estimator
FS Yield Estimator
FS Yield Estimator
by GROWMARK, Inc.
Free

Calculate estimated crop yields directly on your iOS device. Input key metrics like ear kernel length and girth, plant population, and kernels per bushel. The app also uses GPS to georeference each estimation for advanced reporting.

Estimate crop yieldsInput ear kernel length and girthCalculate plant population
💼 Business
(5)
free

FAQ about High Yield

What are the best high yield apps for iPhone?
Axal: High Yield Savings tops our high yield apps ranking as of August 2026, with a 4.8-star average from 80 App Store ratings, and it's free to download.
Yes — 20 of the top high yield apps we rank are free to download, including Axal: High Yield Savings and SoFi: Bank, Invest & Crypto.
Axal: High Yield Savings has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 95+ high yield apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Axal is a finance application designed to help users earn higher yields on their savings, offering up to 10% APY. It utilizes stablecoins for security and employs automated rebalancing to optimize fund placement for better returns.
Funds are kept in trusted stablecoins, which are designed to be protected from volatility and are fully compliant. While stablecoin yields are not FDIC insured or bank guaranteed and may lose value, the app aims to provide a secure environment for your savings.

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