Best How To Get Better Interest Rates On Loans Apps

178+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

If you already know Upstart, this is the deeper bench. 178+ How to get better interest rates on loans apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for How To Get Better Interest Rates On Loans

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Editor's Choice
💰 Finance
4.9😞(33K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Strong Contender
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

Start saving on your mortgage and calculate your loan payments with our all-in-one Mortgage Pal tool. Includes Mortgage Payment Calculator, Mortgage Affordability Calculator, and current mortgage rates. Make smarter mortgage decisions today!

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan calculator: Installment#3

Loan calculator: Installment by Anh Nguyen Thi Ngoc

Amortization and interest rate
Worth Considering
💰 Finance
4.5😐(818 ratings)
FreeIn-App Purchases
Loan calculator: Installment screenshot 1
Loan calculator: Installment screenshot 2
Loan calculator: Installment screenshot 3
Loan calculator: Installment screenshot 4
Loan calculator: Installment screenshot 5

Get quick answers to your loan questions with our Loan Calculator app. Calculate monthly payments, interest rates, loan amounts, and terms easily by entering just a few details. Download now for a simple way to manage your finances.

What We Love

  • 👍 Simple and effective
  • 🚀 Straightforward and fast
  • 💡 Useful for loan calculations
  • 👍 Easy to use

Room to Improve

  • 🐛 Freezes up and doesn't function well
  • 🔍 Lacks some payment options (weekly, bi-weekly)
  • 💸 Ads get in the way of use

More How To Get Better Interest Rates On Loans apps to explore

4
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access quick and convenient employee loans through our application, designed to meet your financial needs without the hassle of traditional banking. Get fast approval and easy repayment options - take control of your finances today!

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5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

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6
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

An app designed to simplify mortgage processes: e-sign your application, communicate through in-app messages, track your to-do list, manage payments, receive push notifications, and access loan documents easily. Your mortgage simplified in one place!

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7
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

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8
Provident Funding
Provident Funding
Provident Funding
Low Rates. Great Service.
Free

Access low mortgage rates, manage your mortgage account, view rates, make payments, apply for new loans, and more with this convenient app. Take control of your finances from your mobile device today.

💰 Finance
(1.2K)
9
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

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10
Mortgage News Daily
Mortgage News Daily
Mortgage News Daily
Mortgage Calculators and Rates
Free

An all-in-one mortgage application providing calculators, real-time rates, market analysis, and news updates on mortgages and housing. Stay informed with instant alerts and make well-informed mortgage decisions.

📡 News
(51)
11
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

An application to rapidly build your credit history and improve your credit score, offering quick results in just weeks with a transparent pricing model starting at $6/month. Includes a Credit Builder Card for easy payments and lowering credit utilization, and a Secured Credit Building Account to report positive behavior to credit bureaus quickly.Unlock a better financial future with Ava.

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12
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

💰 Finance
(8K)
13
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Get approved for a loan of up to $4,000 within minutes and manage your loan and savings in one place. Apply now to receive your funds directly into your bank account and take advantage of flexible repayment options.

💰 Finance
(3)
14
Republic Finance
Republic Finance
Republic Finance
Consumer Loans
Free
💰 Finance
(74)
15
Interest Rate Calculation
Interest Rate Calculation
Interest Rate Calculation
Helping you easy to calculate
Free

This application helps users easily calculate and convert various interest rates and interest types, including single and compound interest rates, annuities, and loan interest rates. Try it out to effortlessly determine interest rates and visualize data in a chart view.

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(5)
16
Loan EMI Credit Calculator
Loan EMI Credit Calculator
Loan EMI Credit Calculator
Monthly Amortization & Cost
Free

This calculator helps you determine your monthly payments and total cost for a fixed-rate loan. Try it out to get a clear picture of your loan's amortization and cost, and make informed financial decisions.

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17
Personal Loan: Adel Funds
Personal Loan: Adel Funds
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Installment Loans & Borrowing
Free
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18
Mortgage Calculator- Home Loan
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Payment Payoff Amortization
Free
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(412)
19
Mutual of Omaha Mortgage
Mutual of Omaha Mortgage
Mutual of Omaha Mortgage
by Mutual Of Omaha
Free

This mortgage application offers personalized home loan solutions with expert guidance, competitive rates, and efficient processing, helping customers navigate life's transitions with trusted financial services. By choosing this application, customers can expect customized solutions, prompt updates, and a smooth loan experience.

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20
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
by Muthoot Finance Limited
Free

This digital platform allows users to apply for instant loans, manage and repay various types of loans, pay utility bills, recharge mobiles, and shop online, all from one secure app. With features like smart loan management, exclusive offers, and personalized notifications, users can easily manage their finances and get instant access to a wide range of loan products.

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