Best Hpt Smartpay Apps

212+ iOS apps curated and reviewed

4.4 avg rating

20 free apps

Updated May 2026

HPT SmartPay is the household name in hpt smartpay, but it's far from the only option. We track 212+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Hpt Smartpay Apps (May 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	HPT SmartPay	Free	—	No	No	Sep 2026
2	SmartPay Anywhere	Free	4.3★ (6)	No	No	May 2026
3	DailyPay On-Demand Pay	Free	4.8★ (487K)	No	No	Sep 2026
4	Papaya: Securely Pay Any Bill	Free	4.8★ (118K)	No	No	Sep 2026
5	WavePay	Free	3.8★ (1.8K)	Yes	No	Sep 2026
6	GCash	Free	3.3★ (2.8K)	No	No	Sep 2026
7	FastPay Wallet	Free	4.3★ (5.4K)	No	No	Sep 2026
8	Payactiv	Free	4.7★ (78K)	No	No	Sep 2026

Top Picks for Hpt Smartpay

#1

HPT SmartPay by Modeshift Inc.

Editor's Choice

✈️ Travel

0.0(0 ratings)

Free

HPT SmartPay screenshot 1

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#2

SmartPay Anywhere by OneCause, Inc

Strong Contender

🌟 Lifestyle

4.3(6 ratings)

Free

SmartPay Anywhere screenshot 1

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Process payments and manage event registrations conveniently from any device. This platform allows for easy payment collection via web browser or mobile app, streamlining event management.

#3

DailyPay On-Demand Pay by Daily Pay Inc.

Your money, when you need it!

Worth Considering

💰 Finance

4.8😞(487K ratings)

Free

#62in Finance

DailyPay On-Demand Pay screenshot 1

DailyPay On-Demand Pay screenshot 2

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DailyPay On-Demand Pay screenshot 5

DailyPay On-Demand Pay screenshot 6

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

What We Love

🚀 Convenient access to paycheck
💡 Helpful for emergencies and budgeting
👍 Decent customer service in some cases

Room to Improve

🐛 Inconsistent balance updates
💰 Excessive fees for instant transfers
🔒 Concerns about account security and access

More Hpt Smartpay apps to explore

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing

Digital Payments

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases

free with in-app purchases

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts

free with in-app purchases

Secured & Most Convenient

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money

On-demand pay and beyond

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools

by Paycor, Inc.

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off

QuickBooks GoPayment POS

QuickBooks GoPayment POS

QuickBooks GoPayment POS

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts

free with in-app purchases

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction

free with in-app purchases

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments

free with in-app purchases

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments

Live The Life You Earned

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers

Dayforce Wallet: On-demand Pay

Dayforce Wallet: On-demand Pay

Dayforce Wallet: On-demand Pay

Get paid as you earn.

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending

by Duvera Billing Services, LLC

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay

TrueMoney - Pay & Earn Coins

TrueMoney - Pay & Earn Coins

TrueMoney - Pay & Earn Coins

Effortless Money Management

This financial app simplifies everyday transactions, offering cashless payments for bills, mobile top-ups, and purchases. It provides secure money management, exclusive deals, and investment options, while also supporting business growth.

Cashless and cardless paymentsMobile top-ups and bill paymentsOnline and offline purchases

free with in-app purchases

Unattended Payments

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

Pay for laundry machinesPay for EV chargersAppliance payment

PayPal POS (ex Zettle)

PayPal POS (ex Zettle)

PayPal POS (ex Zettle)

Grow with our point of sale.

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting

free with in-app purchases

Smart Axiata's Selfcare App

This app is a comprehensive self-care solution for managing your mobile and home Wi-Fi services. It allows you to control your balance, subscriptions, profile, and top-ups. Additionally, you can explore exclusive discounts, loyalty rewards, and even enjoy in-app games.

Manage balance, plans, and subscriptionsSubscribe to services and add-onsUpdate profile information

📊 Productivity

free with in-app purchases

FAQ about Hpt Smartpay

Are there free hpt smartpay apps for iPhone?

Yes — 20 of the top hpt smartpay apps we rank are free to download, including HPT SmartPay and SmartPay Anywhere.

Does HPT SmartPay have ads or in-app purchases?

HPT SmartPay has no ads and has no in-app purchases, according to its App Store listing as of May 2026.

How many hpt smartpay apps are on the App Store?

We track 212+ hpt smartpay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.