Best Icredit Apps

42+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

If you already know Monibac, this is the deeper bench. 42+ icredit apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Icredit Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MonibacMonibacFree2.7★ (61)NoNoJul 2026
2iCreditWorksiCreditWorksFree4.8★ (1.2K)NoNoJul 2026
3eLendlyeLendlyFree2.2★ (49)NoNoJul 2026
4Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoJul 2026
5CUB VietnamCUB VietnamFree4.9★ (454)NoNoJul 2026
6Kwikee - Credit and SavingsKwikee - Credit and SavingsFree2.0★ (10)NoNoMay 2026
7On-CreditOn-CreditFree3.3★ (16)YesNoMay 2026
8Mcredit - Tài chính thông minhMcredit - Tài chính thông minhFree2.3★ (62)YesNoJul 2026

Top Picks for Icredit

Monibac#1

Monibac by Prime Zone Limited

Get access to loans on Monibac
Editor's Choice
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

iCreditWorks#2

iCreditWorks by iCreditWorks

The smartest way to pay.
Strong Contender
💰 Finance
4.8😊(1.2K ratings)
Free
iCreditWorks screenshot 1
iCreditWorks screenshot 2
iCreditWorks screenshot 3
iCreditWorks screenshot 4
iCreditWorks screenshot 5
iCreditWorks screenshot 6

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

What We Love

  • 🚀 Super easy to use
  • 👍 Convenient app experience
  • 🚀 Fast and efficient
  • 👍 Great customer service

Room to Improve

  • ⏱️ Lengthy financing process
  • 🐛 Inconsistent app performance
  • 🔍 Lack of transparency on fees
eLendly#3

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Worth Considering
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
eLendly screenshot 2
eLendly screenshot 3
eLendly screenshot 4
eLendly screenshot 5

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

More Icredit apps to explore

4
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
5
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.

100% online consumer loan applicationQuick loan approvalFast loan disbursement
💰 Finance
(454)
free
6
Kwikee - Credit and Savings
Kwikee - Credit and Savings
Kwikee - Credit and Savings
by MONEYMARQUE FINANCE LIMITED
Free

Access instant funds with a digital credit card and easily save money with various options. Manage your finances conveniently with features designed to improve your lifestyle.

Instant digital credit card accessSalary-based credit withdrawalAutomatic repayment via bank card
💰 Finance
(10)
free
7
On-Credit
On-Credit
On-Credit
by SIROKO FINANS, TOV
Free

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

Online loan consultingLoan application guidanceUp to 20,000,000 VND loans
💰 Finance
(16)
free with in-app purchases
8
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
by MB SHINSEI FINANCE LLC
Free

This app offers convenient and secure online loans and consumer credit solutions. It features a quick application process, automatic loan approval, and easy loan management. Access attractive promotions and various loan products, including cash loans up to 100,000,000 VND.

Online cash loan applicationsAutomatic loan approvalFast disbursement
💰 Finance
(62)
free with in-app purchases
9
iCreditate Access Control
iCreditate Access Control
iCreditate Access Control
by ITICKET, MMC
Free
🔧 Utilities
(0)
10
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
cash advance, instant loan
Free

This app provides quick and easy access to cash advances and short-term loans. Secure instant funds with competitive interest rates and flexible repayment options tailored to your financial needs.

Effortless loan applicationInstant approvalCompetitive interest rates
💰 Finance
(86)
free
11
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
12
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
13
UniCredit mBanking
UniCredit mBanking
UniCredit mBanking
by UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag
Free

Manage your finances conveniently from your mobile device. Open new accounts, apply for loans, and perform everyday banking tasks like payments, transfers, and card management. Securely access your accounts with biometric login and receive real-time transaction notifications.

Open accounts and apply for loansPerform payments and transfersManage debit and credit cards
💰 Finance
(274)
free
14
VietMoney
VietMoney
VietMoney
by VIET MONEY JOINT STOCK CORPORATION
Free

This financial service app provides a convenient channel for managing your finances. It offers a streamlined way to access financial services and information.

Convenient financial channelStreamlined financial servicesFinancial information access
💰 Finance
(6)
free
15
SmartCredit®
SmartCredit®
SmartCredit®
by ConsumerDirect Inc
Free

Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.

Credit score trackingPersonalized credit improvement plansCredit monitoring
📊 Productivity
(141)
free with in-app purchases
16
Kredit Evi
Kredit Evi
Kredit Evi
by Kredit Evi
Free
💰 Finance
(0)
17
mBanking
mBanking
mBanking
by UniCredit Bank SERBJA CJSC
Free

Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.

Biometric login (face/fingerprint)Account balance check without loginBill payments and shopping
💰 Finance
(4.1K)
free
18
Kredete Send Spend Save Credit
Kredete Send Spend Save Credit
Kredete Send Spend Save Credit
International Payment & Credit
Free

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

International money transfersUSD & EUR accountsDollar savings with daily yield
💰 Finance
(94)
free with in-app purchases
19
EKI mobilna aplikacija
EKI mobilna aplikacija
EKI mobilna aplikacija
by Leftor d.o.o.
Free
💰 Finance
(0)
20
UniCredit PL, BE
UniCredit PL, BE
UniCredit PL, BE
All-Inclusive Banking
Free

This banking app offers a fully digital account opening process and a range of financial services. It provides high-interest savings accounts, free virtual debit cards, and multi-currency accounts with competitive exchange rates for various transfer types.

100% digital account openingHigh-interest savings accountsFree virtual Mastercard Debit cards
💰 Finance
(207)
free with in-app purchases

FAQ about Icredit

What are the best icredit apps for iPhone?
Monibac tops our icredit apps ranking as of May 2026, with a 2.7-star average from 61 App Store ratings, and it's free to download.
Yes — 20 of the top icredit apps we rank are free to download, including Monibac and iCreditWorks.
Monibac has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 42+ icredit apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Monibac is a finance app that provides users with access to collateral-free loans and allows them to save money while earning interest. Users can easily deposit, withdraw funds, and receive reminders for loan repayments.
To be eligible for a loan, you must be over 18, live in Nigeria, and have saved on the platform for at least three months. After three months, you can request a loan of up to 150% of your total savings. Loan approval involves completing KYC documents and e-signing an agreement.

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