Best Installment Loans & Advance Apps

187+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our installment loans & advance list covers 187+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Installment Loans & Advance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeโ€”YesNoAug 2026
2Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeโ€”NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (40K)NoNoAug 2026
4Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (84K)YesYesAug 2026
5Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8โ˜… (5)NoNoAug 2026
6Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7โ˜… (3K)NoNoAug 2026
7Cash Advance: Instant BorrowCash Advance: Instant BorrowFreeโ€”NoNoAug 2026
8Together LoansTogether LoansFree4.3โ˜… (388)NoNoAug 2026

Top Picks for Installment Loans & Advance

Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(40K ratings)
Free
#88in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing

More Installment Loans & Advance apps to explore

4
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(84K)
subscription
5
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
๐Ÿ’ฐ Finance
(5)
free
6
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
๐Ÿ’ฐ Finance
(3K)
free
7
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
No Credit Check
Free
๐Ÿ’ฐ Finance
(0)
8
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
๐Ÿ’ฐ Finance
(388)
free
9
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
๐Ÿ’ฐ Finance
(0)
10
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
๐Ÿ’ฐ Finance
(134K)
free with in-app purchases
11
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
๐Ÿ’ฐ Finance
(258K)
subscription
12
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(38K)
free
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
๐Ÿ’ฐ Finance
(91K)
free
14
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
๐Ÿ’ฐ Finance
(3)
free
15
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
๐Ÿ’ฐ Finance
(289)
free
16
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(119K)
free with in-app purchases
17
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
๐Ÿ’ฐ Finance
(370K)
free with in-app purchases
18
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
๐Ÿ’ฐ Finance
(29K)
free with in-app purchases
19
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(454K)
subscription
20
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
Same day cash. Up to $4,000.
Free

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

24/7 cash accessLoan managementCheck available credit
๐Ÿ’ฐ Finance
(155)
free

FAQ about Installment Loans & Advance

Are there free installment loans & advance apps for iPhone?
Yes โ€” 20 of the top installment loans & advance apps we rank are free to download, including Money Borrowing: Cash Advance and Instant Cash Advance - Zora.
Money Borrowing: Cash Advance shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 187+ installment loans & advance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.