Best Installment Loans Bad Credit Apps

170+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to installment loans bad credit or looking for an upgrade, our curated collection of 170+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Installment Loans Bad Credit Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoJul 2026
2Together LoansTogether LoansFree3.5★ (167)NoNoJul 2026
3Big Picture LoansBig Picture LoansFree4.7★ (289)NoNoJul 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (37K)NoNoJul 2026
5Cash Advance – Access Cash AppCash Advance – Access Cash AppFreeNoJul 2026
6Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
7Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4★ (73K)YesYesJul 2026
8OneMainOneMainFree4.8★ (80K)NoNoJul 2026

Top Picks for Installment Loans Bad Credit

Together Loans#2

Together Loans by Transform Credit Inc.

Strong Contender
💰 Finance
3.5(167 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
Together Loans screenshot 3

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Big Picture Loans#3

Big Picture Loans by Big Picture Loans, LLC

Fast. Easy. Confidential.
Worth Considering
💰 Finance
4.7(289 ratings)
Free
Big Picture Loans screenshot 1
Big Picture Loans screenshot 2
Big Picture Loans screenshot 3
Big Picture Loans screenshot 4
Big Picture Loans screenshot 5

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

More Installment Loans Bad Credit apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(37K)
free
5
Cash Advance – Access Cash App
Cash Advance – Access Cash App
Cash Advance – Access Cash App
by ANDENES INVESTMENTS SL.
Free
💰 Finance
(0)
6
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
7
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
8
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(80K)
free
9
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
10
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(3K)
free
11
Mission Lane Card
Mission Lane Card
Mission Lane Card
by Mission Lane LLC
Free

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills
💰 Finance
(483K)
free
12
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
13
Americash Loans
Americash Loans
Americash Loans
by Americash Loans LLC
Free

Apply for installment loans quickly and easily through a streamlined mobile process. Manage your loan account, view repayment options, make payments, and access referral codes all in one place. Get funded the same day if you apply before 11:30a CST, subject to restrictions.

Fast loan applicationSame-day funding potentialCustomer profile management
💰 Finance
(8)
free
14
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
15
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Fast Money Between Paydays
Free
💰 Finance
(0)
16
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
17
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
18
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
💰 Finance
(3.3K)
free
19
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
No Credit Check, Easy & Secure
Free

This app provides quick access to loans for unexpected expenses like repairs, bills, or urgent purchases. It offers a clear, comfortable, and private borrowing experience directly from your phone, making the loan process feel more manageable.

Quick loan accessNo credit check requiredUser-friendly design
💰 Finance
(14)
free
20
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted
💰 Finance
(1)
free

FAQ about Installment Loans Bad Credit

What are the best installment loans bad credit apps for iPhone?
Cash Advance - Flash Advance tops our installment loans bad credit apps ranking as of July 2026, with a 3.8-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top installment loans bad credit apps we rank are free to download, including Cash Advance - Flash Advance and Together Loans.
Cash Advance - Flash Advance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 170+ installment loans bad credit apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
You can get up to $1,100 through cash advance and personal loan options. The exact amount you are offered will depend on the lender's approval criteria and your profile.
No hard credit pull is required at the initial matching stage. The app scans offers from multiple lenders based on your profile, and you can preview terms before accepting an offer.