Best Installment Loans Bad Credit Apps

4.8😐(137K ratings)

Free

#72in Finance

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Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

🚀 Quick approval and fund disbursement
💳 Helps build credit score
🗓️ Flexible payment schedule
🆓 No credit check required
🤝 Good customer service (in some cases)

Room to Improve

🐛 App issues (crashes, bugs, login problems)
🕰️ Slow customer support response times
💰 High interest rates
🤖 Outsourced/poor customer service
🚫 Bank account issues (unlinked, unauthorized withdrawals)

Cash Advance: Borrow Money App by Rue des Jardins S.A.

Quick Payday & Personal Loans

Strong Contender

2.1(11 ratings)

FreeAds

#42in Finance

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Quickly find personal loans from $100 to $2,500 to cover unexpected expenses. The app offers a simple application process, fast decisions, and connects you with lenders, regardless of credit score. Get funds as soon as the next business day.

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter

Worth Considering

Fast. Easy. Confidential.

4.9😞(46K ratings)

Free

#74in Finance

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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

More Installment Loans Bad Credit apps to explore

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Manage existing loansCheck balances and due datesMake payments

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Keystone: Instant Cash Advance

Quick Cash, No Credit Check

Explore cash options up to $1,500Compare APR up to 35%Repayment terms from 3 to 24 months

Explore flexible cash options up to $1,500 to cover bills, emergencies, or short-term gaps before payday. Compare key details from third-party providers in one convenient app without any obligation to accept an offer.

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments

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AF247 - Advance Financial 24/7

Same day cash. Up to $4,000.

24/7 cash accessLoan managementCheck available credit

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

by Americash Loans LLC

Fast loan applicationSame-day funding potentialCustomer profile management

Apply for installment loans quickly and easily through a streamlined mobile process. Manage your loan account, view repayment options, make payments, and access referral codes all in one place. Get funded the same day if you apply before 11:30a CST, subject to restrictions.

by Americash Loans LLC

Loan application up to $4,000Same-day fund depositCustomer profile editing

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

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AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

The smartest way to pay.

Apply for financingAffordable interest ratesLow monthly payments

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

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Cash Advance – Quick Borrow

Fast Money Between Paydays

Explore loan options $100-$2,500Fast, fully digital processCompare repayment terms and APRs

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted

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Lenme: Borrowing and Lending

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

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subscription

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

free with in-app purchases

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Lexington Law - Credit Repair

Credit Repair, Score & Reports

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

free with in-app purchases

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by Tower Loan

Check balance and due dateMake and schedule paymentsView and download e-statements

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

by Turns Financing Services, Inc

Easily calculate payday loan repayments and apply for short-term loans up to $1,500 in the USA. Get access to top lenders, even with bad credit, and receive funds within hours. Secure your data with password protection for faster future applications.

Payday loan calculatorApply for loans up to $1,500Access to top US lenders

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