Best Lend Up Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Looking for free lend up apps? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Lend Up Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
3FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (158K)NoNoOct 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
5Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (41K)YesNoOct 2026
6Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (137K)NoNoOct 2026
7EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (460K)NoNoOct 2026
8Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026

Top Picks for Lend Up

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#15in Finance
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Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(46K ratings)
Free
#74in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
FloatMe: Fast Cash Advance App#3

FloatMe: Fast Cash Advance App by FloatMe

Instant Money Before Payday
Worth Considering
💰 Finance
4.8😞(158K ratings)
Free
#64in Finance
FloatMe: Fast Cash Advance App screenshot 1
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Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service

More Lend Up apps to explore

FAQ about Lend Up

What are the best lend up apps for iPhone?
Lenme: Borrowing and Lending tops our lend up apps ranking as of October 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top lend up apps we rank are free to download, including Lenme: Borrowing and Lending and Upstart: Personal Loans + More.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ lend up apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.