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Best M-Pesa Kenya Apps

234+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good m-pesa kenya apps. We benchmark 234+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top M-Pesa Kenya Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My-OneAppMy-OneAppFree2.8★ (74)YesNoJul 2026
2MySafaricom AppMySafaricom AppFree4.8★ (12K)YesNoJul 2026
3M-PESA for BusinessM-PESA for BusinessFree4.5★ (144)NoNoJul 2026
4M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6★ (572)NoNoJul 2026
5Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (83K)NoNoJul 2026
6M-Pesa TanzaniaM-Pesa TanzaniaFree4.8★ (1.5K)YesNoJul 2026
7WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesJul 2026
8Equity MobileEquity MobileFree4.8★ (6.1K)NoNoJul 2026

Top Picks for M-Pesa Kenya

My-OneApp#1

My-OneApp by Safaricom Limited

Editor's Choice
💰 Finance
2.8😊(74 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5
My-OneApp screenshot 6

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • 🚀 Convenient and easy to use
  • 🚀 Reliable and efficient transactions
  • 🚀 Accessible from anywhere with internet
  • 🚀 Seamless integration with contacts and payment methods

Room to Improve

  • 🐛 Occasional app crashes or freezes
  • 🐛 Delayed transaction history updates
  • 🐛 Inability to view full transaction history
MySafaricom App#2

MySafaricom App by Safaricom Limited

Strong Contender
🌟 Lifestyle
4.8😐(12K ratings)
FreeAds
MySafaricom App screenshot 1
MySafaricom App screenshot 2
MySafaricom App screenshot 3
MySafaricom App screenshot 4
MySafaricom App screenshot 5
MySafaricom App screenshot 6

Manage all your Safaricom services in one place. Send money, pay bills, top up airtime, buy data bundles, and access home fibre services. You can also view account balances and read the daily e-paper.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure money transfer via M-PESA
  • 👍 User-friendly interface
  • 🚀 Efficient app performance

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • 🔍 Difficult to find account information
  • 🔍 Lack of transparency on charges and fees
M-PESA for Business#3

M-PESA for Business by Safaricom Limited

Track and manage your business
Worth Considering
💰 Finance
4.5(144 ratings)
Free
M-PESA for Business screenshot 1
M-PESA for Business screenshot 2
M-PESA for Business screenshot 3
M-PESA for Business screenshot 4

This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.

More M-Pesa Kenya apps to explore

4
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
by Safaricom Telecommunications Ethiopia Plc
Free

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

Send moneyPay bills and merchantsBuy airtime and bundles
💰 Finance
(572)
free
5
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
6
M-Pesa Tanzania
M-Pesa Tanzania
M-Pesa Tanzania
by VODACOM TANZANIA PLC
Free

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

Cross-border money transfersQR code payments for bills and merchantsLoan payments for friends
💰 Finance
(1.5K)
free with in-app purchases
7
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
8
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
💰 Finance
(6.1K)
free
9
New KCB Mobile
New KCB Mobile
New KCB Mobile
KCB Group
Free

Manage your finances with a secure and personalized banking experience. Easily deposit mobile money, open new accounts, and enjoy advanced biometric security for all your transactions.

Customizable user experienceInstant mobile money depositsAdvanced biometric security
💰 Finance
(120)
free
10
Co-op Bank App
Co-op Bank App
Co-op Bank App
Co-op Bank App - Fast & Secure
Free

Manage your finances with this comprehensive digital banking app. View accounts, transfer funds, pay bills, and apply for loans. Securely manage your cards and make payments with ease.

Account management and transaction historyCard management and virtual card creationBill payments (utilities, government, school fees)
💰 Finance
(676)
free
11
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
12
My Airtel Africa
My Airtel Africa
My Airtel Africa
Airtel Africa
Free

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

Prepaid recharge and data bundle purchasePostpaid bill payment and plan managementAirtel Money transactions and payments
🔧 Utilities
(4.4K)
free
13
Jiji Kenya
Jiji Kenya
Jiji Kenya
Buy & Sell Online
Free

This app allows users to buy and sell a wide variety of items online in Kenya. Discover millions of ads across 16 categories, communicate with sellers, and pay on delivery after inspection. It also offers tools to easily sell your own items and promote your business.

Browse millions of adsSell items easilyPay on delivery
🛍️ Shopping
(137)
free with in-app purchases
14
Messenger
Messenger
Messenger
SMS, 음성 및 영상 통화
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
15
Kenya News Today- Latest Nairobi & Mombasa Updates
Kenya News Today- Latest Nairobi & Mombasa Updates
Kenya News Today- Latest Nairobi & Mombasa Updates
by Juicestand Inc
Free

Stay informed with breaking news and latest headlines from Kenya, including local updates from major cities and corporate news. Receive notifications for important updates and access informative videos on various topics.

Breaking Kenya newsLocal city updatesCorporate news
📡 News
(15)
free with in-app purchases
16
Stanbic Bank Kenya
Stanbic Bank Kenya
Stanbic Bank Kenya
by The Standard Bank of South Africa Limited
Free

Manage your bank accounts conveniently and securely from your mobile device. Perform real-time transfers, pay bills, top up airtime, and access account statements anytime, anywhere. Offers automated salary advances for eligible customers.

Real-time funds transfersBill paymentsAirtime top-up
💰 Finance
(298)
free with in-app purchases
17
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
💰 Finance
(1.1K)
free
18
M-PESA Lehulum
M-PESA Lehulum
M-PESA Lehulum
by Safaricom Telecommunications Ethiopia Plc
Free

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

Send money to any bank or mobile money providerBuy airtime instantlyPay bills for utilities and TV
💰 Finance
(8)
free
19
SC Mobile Kenya
SC Mobile Kenya
SC Mobile Kenya
by Standard Chartered Bank
Free

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

Open accounts in minutesSave and resume applicationsView and manage finances
💰 Finance
(668)
free with in-app purchases
20
M-Pesa Business Tanzania
M-Pesa Business Tanzania
M-Pesa Business Tanzania
by VODACOM TANZANIA PLC
Free

This app helps M-Pesa merchants in Tanzania manage their transactions and track collections and disbursements. It offers a straightforward interface for business operations, available in English and Swahili.

Track M-Pesa collectionsManage M-Pesa disbursementsMerchant transaction management
💰 Finance
(40)
free

FAQ about M-Pesa Kenya

What are the best m-pesa kenya apps for iPhone?
My-OneApp tops our m-pesa kenya apps ranking as of July 2026, with a 2.8-star average from 74 App Store ratings, and it's free to download.
Yes — 20 of the top m-pesa kenya apps we rank are free to download, including My-OneApp and MySafaricom App.
My-OneApp shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ m-pesa kenya apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.
You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.