1. Home
  2. Topics
  3. Merchant Account

Best Merchant Account Apps

208+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good merchant account apps. We benchmark 208+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Merchant Account

Found: Business Banking#1

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Editor's Choice
💰 Finance
4.8😐(31K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

Found: Business Banking is a comprehensive banking app designed for the self-employed, offering features like business checking, tax tools, invoicing, bookkeeping, and more. It allows users to manage their business finances easily, from organizing expenses to paying taxes, all in one place. Join today for a seamless business banking experience with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
SwipeSimple - Point of Sale#2

SwipeSimple - Point of Sale by CardFlight, Inc.

Accept Payments Anywhere
Strong Contender
💼 Business
4.8😐(5.6K ratings)
Free
SwipeSimple - Point of Sale screenshot 1
SwipeSimple - Point of Sale screenshot 2
SwipeSimple - Point of Sale screenshot 3
SwipeSimple - Point of Sale screenshot 4

Accept credit card payments anytime, anywhere with SwipeSimple. Simply sign up for an account, download the app, and connect to your reader to start processing transactions. Enjoy features like automatic tax calculation, tip prompts, real-time reporting, and inventory management all in one place. Visit the website to learn more and get started today.

What We Love

  • 👍 Easy to use
  • 🚀 Seamless payment processing
  • 💳 Reliable card reader
  • 📱 Convenient mobile app

Room to Improve

  • 🐛 Connectivity issues with Bluetooth card reader
  • 🔍 Limited reporting and analytics
  • 💰 Hidden fees and unexpected charges
Merchant.app#3

Merchant.app by Merchant Platforms, Inc.

A modern approach to payments
Worth Considering
💰 Finance
5.0(6 ratings)
Free
Merchant.app screenshot 1
Merchant.app screenshot 2
Merchant.app screenshot 3
Merchant.app screenshot 4

This payment processing system helps businesses streamline transactions and enhance customer experience through fast and secure payments via phone or email. With a real-time dashboard, businesses can easily track transactions and refunds, while ensuring the safety and security of their data.

More Merchant Account apps to explore

4
CASHDROP
CASHDROP
CASHDROP
Sell online from your phone
Free

Sell online or in-person without fees using a versatile point-of-sale app. Accept various payment methods, manage inventory, and access marketing tools with ease. Start saving money and streamlining your sales process today.

💼 Business
(284)
5
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

💼 Business
(6.4K)
6
PayTrace Go
PayTrace Go
PayTrace Go
Mobile Payment Processing
Free

Discover a mobile payment solution enabling merchants to effortlessly process credit card transactions, capture signatures, send receipts, and manage customer data all on the go. Simplify your payment processing with ease.

💼 Business
(744)
7
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

A comprehensive point-of-sale system that streamlines sales, inventory management, and customer data for small businesses. Upgrade your business operations with our user-friendly POS solution today.

💼 Business
(16K)
8
ChargeStripe: Stripe POS
ChargeStripe: Stripe POS
ChargeStripe: Stripe POS
Mobile Credit Card Processing
Free

An innovative payment solution for businesses, enabling easy processing of transactions through Stripe. Simplify your point-of-sale system with ChargeStripe for efficient payments and seamless financial transactions. Sign up now for a smarter way to handle payments.

💰 Finance
(2.1K)
9
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

💼 Business
(652)
10
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

Apply online for a modern small business checking account with free banking tools, a business debit card, and virtual card with Novo. Focus on your business while managing payments, transfers, checks, and savings easily within the app.

💰 Finance
(20K)
11
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

A comprehensive mobile banking app that allows users to securely manage finances, pay bills, transfer funds, deposit checks, and access various account features. Offers Touch ID and Face ID sign-in, bill management, money transfers, transaction searches, and customizable alerts. Business members can also add users, control access, and generate ACH payments. Experience the convenience of OnPoint Mobile for all your financial needs.

💰 Finance
(22K)
12
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

💰 Finance
(66K)
13
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

💰 Finance
(300)
14
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

This application allows merchants in the UAE and KSA to easily create payment links, invoices, and process in-person contactless payments using various methods like Tap to Pay, QR codes, and major credit cards. With a transparent pricing structure and the ability to invite and manage a team, it helps businesses streamline their payment processes and grow efficiently. Explore more at the provided link.

💼 Business
(52)
15
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

The InstaBIZ: Business Banking App is an all-in-one platform that provides comprehensive financial services for businesses, including current account management, loan applications, bill payments, export-import solutions, and merchant banking solutions, all accessible through a user-friendly mobile app.

💰 Finance
(596)
16
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

💰 Finance
(39K)
17
Wonder - Business Account
Wonder - Business Account
Wonder - Business Account
Omni-channel Business Solution
Free

This application provides an all-in-one digital solution for businesses to collect payments, manage transactions, and access detailed analytics, all within a secure and user-friendly platform. With no subscription costs or hidden fees, businesses can onboard quickly, start accepting various payment methods, and make data-driven decisions to grow their operations.

💰 Finance
(5)
18
JazzCash Business
JazzCash Business
JazzCash Business
Track, Manage & Accept Payment
Free

This mobile application helps businesses manage their finances on-the-go by providing a range of tools to track performance, accept and manage payments, and make disbursements efficiently. With features like payment requests, QR code payments, and instant refunds, businesses can streamline their financial operations and stay on top of their transactions.

💰 Finance
(130)
19
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

💰 Finance
(159K)
20
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

Manage your small business finances seamlessly with our application, offering banking, accounting, and financial tools all in one place. Stay organized, track expenses, and streamline your financial operations effortlessly.

💰 Finance
(7K)