Best Merrill Lynch 401K Apps

204+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.6โ˜…, the merrill lynch 401k category is one of the App Store's strongest. Browse all 204+ apps we track, sorted so the most loved ones surface first.

Top Picks for Merrill Lynch 401K

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(29K ratings)
Free
#55in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile access
  • ๐Ÿ”’ Secure document upload
  • ๐Ÿ’ก Helpful retirement planning tools

Room to Improve

  • ๐Ÿ› Buggy and glitchy
  • ๐Ÿ•ธ๏ธ Feels like a mobile website, not a true app
  • ๐Ÿค” Confusing navigation and user experience
J.P. Morgan Retirement Link#2

J.P. Morgan Retirement Link by Empower Annuity Insurance Company of America

J.P. Morgan Retirement Link
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(4.2K ratings)
FreeAds
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Securely access your retirement account anytime, anywhere. Track your progress towards your retirement goal, manage investments, and research loan details. Enhanced security features protect your personal information.

What We Love

  • ๐Ÿ‘ User-friendly
  • ๐Ÿš€ Easily manage finances
  • โš™๏ธ Convenient auto-feature

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ”’ Inability to access account
  • ๐Ÿคฏ Poor customer support
Vanguard: Save, Invest, Retire#3

Vanguard: Save, Invest, Retire by The Vanguard Group, Inc.

Investing, Advice, Retirement
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(177K ratings)
FreeAds
#90in Finance
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Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

What We Love

  • ๐Ÿš€ Comprehensive investment app
  • ๐Ÿค– Exceptional way to recover lost funds
  • ๐Ÿ‘ Majestic interface
  • ๐Ÿค‘ Best financial app

Room to Improve

  • ๐Ÿ•ฐ๏ธ Long wait times for customer service
  • ๐Ÿ› Inconsistent functionality
  • ๐Ÿคฏ Worthless app

More Merrill Lynch 401K apps to explore

4
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
๐Ÿ’ฐ Finance
(73K)
free with in-app purchases
5
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrowยฎ
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
๐Ÿ’ฐ Finance
(1.2M)
free with in-app purchases
6
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
๐Ÿ’ฐ Finance
(3.2M)
free with in-app purchases
7
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
๐Ÿ’ฐ Finance
(11K)
ad-supported
8
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
๐Ÿ’ฐ Finance
(6.6K)
free
9
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
INVEST WITH CONFIDENCEยฎ
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
๐Ÿ’ฐ Finance
(23K)
free
10
Schwab Workplace Retirement
Schwab Workplace Retirement
Schwab Workplace Retirement
by The Charles Schwab Corporation
Free

This application provides recordkeeping and related services for retirement plans. It is part of the services offered by a financial institution to manage your retirement accounts.

Retirement plan recordkeepingRelated administrative servicesAccount management
๐Ÿ’ฐ Finance
(63K)
free with in-app purchases
11
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history
๐Ÿ’ฐ Finance
(10K)
free
12
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Manage your retirement accounts on the go with this intuitive app. Access financial wellness resources, view your balance, and make changes to contributions and investments. Supports English and Spanish, with robust security measures.

Retirement account managementFinancial wellness resourcesBiometric login
๐Ÿ’ฐ Finance
(8.4K)
free
13
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
๐Ÿ’ฐ Finance
(35K)
free
14
BPAS University
BPAS University
BPAS University
The Road to Financial Security
Free

This app simplifies retirement and benefit planning with educational resources and tools. Access a virtual classroom, savings calculators, and risk assessment to optimize your financial future. Learn about investing, health savings accounts, and more to achieve financial security.

Virtual classroom with educational multimediaSavings calculators and planning guidesSocial Security estimates
๐Ÿ“š Education
(1.6K)
free
15
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
๐Ÿ’ฐ Finance
(37K)
free
16
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
17
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
๐Ÿ’ฐ Finance
(3.2K)
free
18
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
๐Ÿ’ฐ Finance
(16)
free
19
IRA Financial
IRA Financial
IRA Financial
SDIRA, Solo 401(k), ROBS
Free

Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

Account managementDiverse investment optionsSecure transactions
๐Ÿ’ฐ Finance
(38)
free
20
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
๐Ÿ’ฐ Finance
(997)
free