Best Merrill Lynch 401K Apps

204+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.6★, the merrill lynch 401k category is one of the App Store's strongest. Browse all 204+ apps we track, sorted so the most loved ones surface first.

Top Picks for Merrill Lynch 401K

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
💰 Finance
4.6😞(28K ratings)
Free
#61in Finance
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Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
J.P. Morgan Retirement Link#2

J.P. Morgan Retirement Link by Empower Annuity Insurance Company of America

J.P. Morgan Retirement Link
Strong Contender
💰 Finance
4.8😞(4.2K ratings)
FreeAds
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Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

What We Love

  • 👍 User-friendly
  • 🚀 Easily manage finances
  • ⚙️ Convenient auto-feature

Room to Improve

  • 🐛 Frequent app crashes
  • 🔒 Inability to access account
  • 🤯 Poor customer support
Vanguard: Save, Invest, Retire#3

Vanguard: Save, Invest, Retire by The Vanguard Group, Inc.

Investing, Advice, Retirement
Worth Considering
💰 Finance
4.6😞(177K ratings)
FreeAds
#77in Finance
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The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

What We Love

  • 🚀 Comprehensive investment app
  • 🤖 Exceptional way to recover lost funds
  • 👍 Majestic interface
  • 🤑 Best financial app

Room to Improve

  • 🕰️ Long wait times for customer service
  • 🐛 Inconsistent functionality
  • 🤯 Worthless app

More Merrill Lynch 401K apps to explore

4
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

An investment app designed to help users easily track and manage their investment portfolios with real-time updates, personalized recommendations, and insightful analytics. Start making informed investment decisions today with our user-friendly platform.

💰 Finance
(73K)
5
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

This app helps you manage your finances on the go, offering features such as trading stocks, ETFs, and more, secure login options, real-time market data, customizable watchlists, and mobile check deposits. Take charge of your financial future today!

💰 Finance
(2.9K)
6
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

💰 Finance
(3.1M)
7
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
8
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access your retirement plan information easily on the go with an app designed for participants in employer-sponsored plans managed by Milliman. Stay engaged with your account, view details, make changes, and ensure security through multi-factor authentication. Visit the full site for advanced functionalities.

💰 Finance
(6.5K)
9
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Track your financial goals with a secure mobile app that helps you manage your retirement savings with features like viewing account activity, balances, and asset allocation. Invest with confidence and take control of your financial future.

💰 Finance
(23K)
10
Schwab Workplace Retirement
Schwab Workplace Retirement
Schwab Workplace Retirement
by The Charles Schwab Corporation
Free

This mobile application for retirement planning offers support for dark mode, access to financial guides, security enhancements, and bug fixes. User options may vary based on plan and participant settings. Explore your retirement planning with this app.

💰 Finance
(63K)
11
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

This app is designed for participants in American Funds RecordkeeperDirect 401k plans to manage their retirement accounts. Users can view account details, make changes to their account, and access various account management features provided by Capital Group, home of American Funds. Contact your employer to determine if this app is suitable for your plan.

💰 Finance
(9.6K)
12
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

💰 Finance
(8.4K)
13
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

💰 Finance
(34K)
14
BPAS University
BPAS University
BPAS University
The Road to Financial Security
Free

Embark on the path to financial security with BPAS U, offering virtual classrooms, modeling tools, risk assessments, quizzes, research resources, and notifications to simplify retirement and benefit planning. Start saving early and optimize your financial future with BPAS U.

📚 Education
(1.6K)
15
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise
Free

Access financial information, connect with your advisor, track progress, view accounts, collaborate securely, and complete tasks all in one place with the Ameriprise Financial app. Make informed financial decisions and manage your portfolio on-the-go. Visit the website for more information on privacy and security.

💰 Finance
(37K)
16
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

💰 Finance
(386K)
17
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Access and manage your Transamerica retirement account on-the-go with this app. View account balance, investment performance, make changes to savings, and utilize the OnTrack® tool to optimize your retirement strategy. Log in to stay on top of your retirement goals anytime, anywhere.

💰 Finance
(3.2K)
18
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings easily with our mobile app - view account balance, adjust investments, get personalized recommendations, and more. Take control of your financial future now!

💰 Finance
(16)
19
IRA Financial
IRA Financial
IRA Financial
SDIRA, Solo 401(k), ROBS
Free

Manage your self-directed retirement accounts with ease using this mobile app, featuring account management, diverse investment options, secure transactions, and expert resources. Download the app to unlock your retirement potential and take control of your financial future.

💰 Finance
(38)
20
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement account easily with the Alerus Retirement mobile app. Check balances, view investment performance, receive alerts, and manage contributions securely. Take control of your retirement planning today!

💰 Finance
(997)