Best Momo Business Apps

184+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated July 2026

Looking for free momo business apps? 20 of our 184+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Momo Business Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo PSB BusinessMoMo PSB BusinessFree3.7★ (3)NoNoAug 2026
2MoMo MerchantMoMo MerchantFree2.4★ (7)NoNoMay 2026
3MoMo PSBMoMo PSBFree4.5★ (4.8K)NoNoAug 2026
4MoMo AgentMoMo AgentFree3.0★ (20)NoNoMay 2026
5MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
6MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
7Merchant MoMoMerchant MoMoFreeNoMay 2026
8My MTN GhanaMy MTN GhanaFree4.3★ (22K)YesNoAug 2026

Top Picks for Momo Business

MoMo PSB Business#1

MoMo PSB Business by MTN Nigeria

Editor's Choice
💼 Business
3.7(3 ratings)
Free
MoMo PSB Business screenshot 1
MoMo PSB Business screenshot 2
MoMo PSB Business screenshot 3
MoMo PSB Business screenshot 4

Manage business finances on the go with this app. Accept various digital payments, track revenue, issue invoices, and analyze performance with detailed reports. It's designed for business owners to simplify financial operations.

MoMo Merchant#2

MoMo Merchant by MTN Group LTD

Strong Contender
💰 Finance
2.4(7 ratings)
Free
MoMo Merchant screenshot 1
MoMo Merchant screenshot 2
MoMo Merchant screenshot 3
MoMo Merchant screenshot 4
MoMo Merchant screenshot 5
MoMo Merchant screenshot 6

Manage all your business payments and transactions in one place. This app allows for quick bill, salary, and supplier payments, digitizes small change, and provides a comprehensive view of all financial activities. You can also generate revenue by selling airtime and bill payments for customers.

MoMo PSB#3

MoMo PSB by MTN Nigeria

Better than cash.
Worth Considering
💰 Finance
4.5😐(4.8K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

What We Love

  • 🚀 Fast and reliable transfers
  • 👍 Easy to use and navigate
  • 💯 Convenient transactions
  • 🔒 Secure platform

Room to Improve

  • 🐛 Login and password issues
  • ⏱️ Slow and frustrating performance
  • 💰 Excessive fees and deductions

More Momo Business apps to explore

4
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
💰 Finance
(20)
free
5
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
💰 Finance
(1.2K)
free
6
MTN MoMo
MTN MoMo
MTN MoMo
MoMo
Free

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Send money to friends and familyTop up airtimePurchase bundles
💰 Finance
(572)
free
7
Merchant MoMo
Merchant MoMo
Merchant MoMo
by ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Free
💰 Finance
(0)
8
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(22K)
ad-supported
9
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
10
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
11
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
12
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
by ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
💰 Finance
(4.1K)
free with in-app purchases
13
Momos Business Manager
Momos Business Manager
Momos Business Manager
Restaurant Care Simplified
Free

Gain insights into customer behavior and preferences with advanced analytics. Tailor your offerings and create personalized experiences to encourage repeat business.

Customer behavior analyticsPreference insightsTailored offerings
💼 Business
(17)
free
14
ChatGPT
ChatGPT
ChatGPT
Your everyday AI assistant
Free

This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.

Image generation from textAdvanced voice conversationsPhoto upload and transcription
📊 Productivity
(9.2M)
free with in-app purchases
15
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
💰 Finance
(1)
ad-supported
16
BossMom
BossMom
BossMom
by Boss Mom LLC
Free

Connect with a supportive community of mothers who understand the demands of both business and family life. Share advice, brainstorm ideas, and build connections in a distraction-free forum designed for your unique journey.

Dedicated community forumBusiness and motherhood supportBrainstorming and advice sharing
🌐 Social Networking
(40)
free
17
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
18
GTWorld
GTWorld
GTWorld
by Guaranty Trust Bank PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(45K)
free
19
ZaloPay Merchant
ZaloPay Merchant
ZaloPay Merchant
by ZION JOINT STOCK COMPANY
Free

This app helps businesses manage ZaloPay transactions efficiently. It offers features for viewing transaction history, detailed statistics, reconciliation information, and user management with different access levels.

Transaction history managementDetailed statistics and reportsReconciliation and payment information
💰 Finance
(12)
free
20
TPBank Mobile
TPBank Mobile
TPBank Mobile
by TienPhong Bank
Free

Manage your entire bank from your phone, anytime, anywhere. Open accounts instantly, make transactions, and enjoy unique features like voice payments and personalized account numbers. Experience a modern, digital banking service.

Instant online account openingNickname/Shopname as account numberFree money transfers
💰 Finance
(339)
free with in-app purchases

FAQ about Momo Business

What are the best momo business apps for iPhone?
MoMo PSB Business tops our momo business apps ranking as of July 2026, with a 3.7-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top momo business apps we rank are free to download, including MoMo PSB Business and MoMo Merchant.
MoMo PSB Business has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 184+ momo business apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
MoMo PSB Business supports a variety of digital payment methods, including QR codes, cards, and mobile wallets, allowing for flexible transactions.
Yes, the app provides detailed financial analytics and reports, enabling you to track revenue growth and gain insights into your business performance.