Best Momo Payment Apps

250+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our momo payment list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Momo Payment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo PSBMoMo PSBFree4.5β˜… (4.8K)NoNoAug 2026
2MoMo AppMoMo AppFree3.5β˜… (1.2K)NoNoAug 2026
3MTN MoMoMTN MoMoFree3.1β˜… (572)NoNoAug 2026
4MoMo PSB BusinessMoMo PSB BusinessFree3.4β˜… (5)NoNoAug 2026
5Merchant MoMoMerchant MoMoFreeβ€”β€”NoMay 2026
6MTN MoMo SAMTN MoMo SAFree5.0β˜… (1)YesNoAug 2026
7Yummy MomoYummy MomoFreeβ€”NoNoMay 2026
8Mr. MomoMr. MomoFreeβ€”NoNoAug 2026

Top Picks for Momo Payment

MoMo PSB#1

MoMo PSB by MTN Nigeria

Better than cash.
Editor's Choice
πŸ’° Finance
4.5😐(4.8K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3
MoMo PSB screenshot 4
MoMo PSB screenshot 5
MoMo PSB screenshot 6

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

What We Love

  • πŸš€ Fast and reliable transfers
  • πŸ‘ Easy to use and navigate
  • πŸ’― Convenient transactions
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Login and password issues
  • ⏱️ Slow and frustrating performance
  • πŸ’° Excessive fees and deductions
MoMo App#2

MoMo App by MTN FINTECH(PTY) LTD

Your Ultimate Financial App
Strong Contender
πŸ’° Finance
3.5😞(1.2K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • πŸš€ Fast transactions
  • πŸ’‘ Innovative features
  • πŸ‘ User-friendly interface

Room to Improve

  • πŸ› Bugs and glitches
  • πŸ”’ Security issues
  • πŸ”‹ Performance problems
MTN MoMo#3

MTN MoMo by MTN

MoMo
Worth Considering
πŸ’° Finance
3.1😞(572 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • πŸ‘ Useful for money transfers
  • πŸ’‘ Suggestion for resending from transaction history
  • πŸ‘ Decent app interface and design

Room to Improve

  • πŸ› Frequent crashes and bugs
  • πŸ”’ Security issues with saved login details
  • πŸ” Difficult to log in and register

More Momo Payment apps to explore

4
MoMo PSB Business
MoMo PSB Business
MoMo PSB Business
by MTN Nigeria
Free

Manage business finances on the go with this app. Accept various digital payments, track revenue, issue invoices, and analyze performance with detailed reports. It's designed for business owners to simplify financial operations.

Accept digital paymentsTrack revenue growthIssue invoices
πŸ’Ό Business
(5)
free
5
Merchant MoMo
Merchant MoMo
Merchant MoMo
by ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Free
πŸ’° Finance
(0)
6
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
πŸ’° Finance
(1)
ad-supported
7
Yummy Momo
Yummy Momo
Yummy Momo
by Kanwaljit Singh
Free
πŸ” Food & Drink
(0)
8
Mr. Momo
Mr. Momo
Mr. Momo
by 1869831 Ontario Inc.
Free
πŸ” Food & Drink
(0)
9
Bota MoMo
Bota MoMo
Bota MoMo
by INGRAILS
Free

Enhance your experience with Bota Simply MoMo. This application aims to provide users with an improved way to interact with MoMo services.

Enhanced MoMo experienceCloser connection to Bota Simply MoMoImproved user interaction
πŸ” Food & Drink
(2)
free
10
Momo To Go
Momo To Go
Momo To Go
Easy ordering & rewards
Free

Order directly from your favorite restaurant for the best prices and exclusive discounts. Earn rewards points for free food and enjoy convenient, fast ordering with real-time tracking and secure payments.

Best prices and discountsRewards points for free foodFast and convenient ordering
πŸ” Food & Drink
(2)
free
11
MoMo Agent
MoMo Agent
MoMo Agent
by MTN
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
πŸ’° Finance
(20)
free
12
MoMo Merchant
MoMo Merchant
MoMo Merchant
by MTN
Free

Manage all your business payments and transactions in one place. This app allows for quick bill, salary, and supplier payments, digitizes small change, and provides a comprehensive view of all financial activities. You can also generate revenue by selling airtime and bill payments for customers.

Receive and make paymentsManage business transactionsBill, salary, and supplier payments
πŸ’° Finance
(7)
free
13
momo: Calculator Pro
momo: Calculator Pro
momo: Calculator Pro
Smart Math & Unit Converter
Free
πŸ”§ Utilities
(0)
14
TIP MoMo
TIP MoMo
TIP MoMo
TiP Wallet
Free
πŸ’Ό Business
(0)
15
MOMO Curry Forney
MOMO Curry Forney
MOMO Curry Forney
Easy ordering & rewards
Free
πŸ” Food & Drink
(0)
16
Didi ko Momo
Didi ko Momo
Didi ko Momo
Momos, Chowmins and more...
Free
πŸ” Food & Drink
(0)
17
Ama Momo
Ama Momo
Ama Momo
Order, pay and skip the wait
Free
πŸ” Food & Drink
(0)
18
SendSmart: MoMo Fee Calc GH
SendSmart: MoMo Fee Calc GH
SendSmart: MoMo Fee Calc GH
Ghana's #1 MoMo Fee Optimizer
Free
πŸ”§ Utilities
(0)
19
Momo2go
Momo2go
Momo2go
by 1869831 Ontario Inc.
Free

Order freshly made momos and Asian-inspired street food for delivery or pickup. Track your order in real-time, pay securely, and access exclusive deals. Plan ahead with future ordering and discover new local favorites.

Order momos and Asian snacksLive order trackingSecure mobile payments
πŸ” Food & Drink
(4)
free
20
MoMo-Trợ Thα»§ TΓ i ChΓ­nh vα»›i AI
MoMo-Trợ Thα»§ TΓ i ChΓ­nh vα»›i AI
MoMo-Trợ Thα»§ TΓ i ChΓ­nh vα»›i AI
by M-SERVICE JSC
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
πŸ’° Finance
(4.1K)
free with in-app purchases

FAQ about Momo Payment

What are the best momo payment apps for iPhone?
MoMo PSB tops our momo payment apps ranking as of August 2026, with a 4.5-star average from 4.8K App Store ratings, and it's free to download.
Yes β€” 20 of the top momo payment apps we rank are free to download, including MoMo PSB and MoMo App.
MoMo PSB has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ momo payment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to send and receive money, buy airtime and data bundles, and pay bills. You can also check your account balances in real-time and manage your finances conveniently. It serves as a one-stop shop for various MoMo services.
No, the app is completely free to use. MoMo users have unlimited free access, meaning there are no data charges incurred while using the application.

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