Best Money Tracking App Free

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

If you already know Monefy, this is the deeper bench. 250+ money tracking app free for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Money Tracking App Free (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesSep 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
4NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoSep 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (386K)YesYesSep 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
7Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (328K)YesNoSep 2026
8SabiFunds - Money ManagerSabiFunds - Money ManagerFreeNoYesJul 2026

Top Picks for Money Tracking App Free

Monefy: Bills & Money Tracker#1

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Editor's Choice
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
Monefy: Bills & Money Tracker screenshot 2
Monefy: Bills & Money Tracker screenshot 3
Monefy: Bills & Money Tracker screenshot 4
Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#53in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Money Tracking App Free apps to explore

4
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(125K)
free with in-app purchases
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(386K)
free with in-app purchases
6
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
7
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(328K)
subscription
8
SabiFunds - Money Manager
SabiFunds - Money Manager
SabiFunds - Money Manager
Expenses, budgets & projects
Free

Manage your money, track expenses, and plan budgets with this comprehensive financial tool. Organize finances into projects, monitor spending across multiple currencies, and gain smart insights into your financial habits. Secure bank connections and AI assistance are available.

Organize finances into projectsProject budget trackingMulti-currency money tracking
💰 Finance
(0)
free with in-app purchases
9
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases
10
Follow the Money: Bill Tracker
Follow the Money: Bill Tracker
Follow the Money: Bill Tracker
Serial numbers & bill value
Free

Track the journey of US paper bills by photographing their serial numbers. Receive notifications when another user logs a bill you've previously scanned, revealing its path and travel time. Explore community-wide statistics and visualize bill movements on a map.

Photograph US paper billsAutomatic serial number detectionReal-time cross-user bill matching
🎬 Entertainment
(6)
free
11
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
12
My Money - An Expense Tracker
My Money - An Expense Tracker
My Money - An Expense Tracker
Multi-Currency
Free
💰 Finance
(0)
13
FinWin.app
FinWin.app
FinWin.app
Privacy first money tracker
Free
💰 Finance
(0)
14
Ledgey: Minimal Money Tracker
Ledgey: Minimal Money Tracker
Ledgey: Minimal Money Tracker
Personal Finance Manager
Free
💰 Finance
(0)
15
Budget Flow - Money Tracker
Budget Flow - Money Tracker
Budget Flow - Money Tracker
Plant habits. Grow your money.
Free

This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.

Multi-account trackingSmart budget bucketsFixed expense management
💰 Finance
(2)
free
16
Eggplant: Budget & Track Money
Eggplant: Budget & Track Money
Eggplant: Budget & Track Money
Track expenses, find peace.
Free
📊 Productivity
(0)
17
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
18
Money: Simple Tracker
Money: Simple Tracker
Money: Simple Tracker
지출 및 예산 관리
Free
💰 Finance
(0)
19
SetMoney: Budget App
SetMoney: Budget App
SetMoney: Budget App
Money Manager, Expense Tracker
Free

This app helps you manage your personal budget and finances by tracking income and expenses. It offers tools to save money, understand spending habits, and organize financial transactions with customizable categories and detailed insights.

Secure and private data encryptionSavings tracking and progress updatesTrack income and expenses
💰 Finance
(4)
free
20
Sikaflow - Easy Money Tracking
Sikaflow - Easy Money Tracking
Sikaflow - Easy Money Tracking
Understand your money
Free
💰 Finance
(0)

FAQ about Money Tracking App Free

What is the best money tracking app free for iPhone?
Monefy: Bills & Money Tracker tops our money tracking app free ranking as of August 2026, with a 4.7-star average from 6.6K App Store ratings, and it's free to download.
Monefy: Bills & Money Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ money tracking app free on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Monefy is a personal finance app designed to help you track your income and expenses. It allows for quick entry of transactions, provides visual reports of your spending, and supports multiple currencies and accounts.
You can safely synchronize your financial data between devices using your own Google Drive or Dropbox account. This ensures your records, categories, and changes are updated across all your linked devices.