Best Money Tracking App Free

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

If you already know Monefy, this is the deeper bench. 250+ money tracking app free for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Money Tracking App Free (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesSep 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
3Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
4Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (393K)YesYesSep 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
6NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoSep 2026
7Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (110K)NoYesSep 2026
8Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (333K)YesNoSep 2026

Top Picks for Money Tracking App Free

Monefy: Bills & Money Tracker#1

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Editor's Choice
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
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Monefy: Bills & Money Tracker screenshot 3
Monefy: Bills & Money Tracker screenshot 4
Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface
  • 👍 Reliable and smooth performance
  • 👍 Great value for money
  • 👍 Useful for budgeting and saving
  • 👍 Excellent customer support

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
  • 🐛 Inability to change categories in free version
  • 🐛 Slow startup without internet connection
  • 🐛 Inability to reverse or change expenses
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
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Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More Money Tracking App Free apps to explore

FAQ about Money Tracking App Free

What is the best money tracking app free for iPhone?
Monefy: Bills & Money Tracker tops our money tracking app free ranking as of September 2026, with a 4.7-star average from 6.6K App Store ratings, and it's free to download.
Monefy: Bills & Money Tracker shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ money tracking app free on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Monefy is a personal finance app designed to help you track your income and expenses. It allows for quick entry of transactions, provides visual reports of your spending, and supports multiple currencies and accounts.
You can safely synchronize your financial data between devices using your own Google Drive or Dropbox account. This ensures your records, categories, and changes are updated across all your linked devices.