Best Money Tracking App Free

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

If you already know Monefy, this is the deeper bench. 250+ money tracking app free for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Money Tracking App Free (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesOct 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (114K)NoYesOct 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
5Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
6NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoOct 2026
7Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoOct 2026
8The Cash AI – Money TrackerThe Cash AI – Money TrackerFree—NoYesAug 2026

Top Picks for Money Tracking App Free

Monefy: Bills & Money Tracker#1

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Editor's Choice
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
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Monefy: Bills & Money Tracker screenshot 3
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Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface
  • 👍 Reliable and smooth performance
  • 👍 Great value for money
  • 👍 Useful for budgeting and saving
  • 👍 Excellent customer support

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
  • 🐛 Inability to change categories in free version
  • 🐛 Slow startup without internet connection
  • 🐛 Inability to reverse or change expenses
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
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Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(114K ratings)
FreeIn-App Purchases
#8in Finance
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Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times

More Money Tracking App Free apps to explore

FAQ about Money Tracking App Free

What is the best money tracking app free for iPhone?
Monefy: Bills & Money Tracker tops our money tracking app free ranking as of October 2026, with a 4.7-star average from 6.6K App Store ratings, and it's free to download.
Monefy: Bills & Money Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ money tracking app free on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.