Best Money Tracking App Free

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

If you already know Monefy, this is the deeper bench. 250+ money tracking app free for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Money Tracking App Free (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7β˜… (6.8K)YesYesNov 2026
2NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8β˜… (126K)YesNoNov 2026
3Spending TrackerSpending TrackerFree4.8β˜… (20K)YesYesNov 2026
4Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.7β˜… (343K)YesNoNov 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7β˜… (84K)NoYesNov 2026
6Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9β˜… (118K)NoYesNov 2026
7Money Network Mobile AppMoney Network Mobile AppFree4.3β˜… (146K)NoNoNov 2026
8Budget app - spending trackerBudget app - spending trackerFree4.7β˜… (16K)NoYesNov 2026

Top Picks for Money Tracking App Free

Monefy: Bills & Money Tracker#1

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Editor's Choice
πŸ’° Finance
4.7😊(6.8K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
Monefy: Bills & Money Tracker screenshot 2
Monefy: Bills & Money Tracker screenshot 3
Monefy: Bills & Money Tracker screenshot 4
Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entry. Synchronize your data across devices and manage categories to gain insights into your spending habits with informative charts and reports.

What We Love

  • πŸ‘ Very easy to use
  • πŸ‘ Helpful for tracking expenses
  • πŸ‘ Customizable categories
  • πŸ‘ Intuitive interface
  • πŸ‘ Reliable and smooth performance
  • πŸ‘ Great value for money
  • πŸ‘ Useful for budgeting and saving
  • πŸ‘ Excellent customer support

Room to Improve

  • πŸ› Synchronization issues
  • πŸ› Pricing errors and lack of refunds
  • πŸ› Ads and paywalls for basic features
  • πŸ› Inability to change categories in free version
  • πŸ› Slow startup without internet connection
  • πŸ› Inability to reverse or change expenses
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Strong Contender
πŸ’° Finance
4.8😐(126K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • πŸ’‘ Helpful financial insights
  • πŸ‘ User-friendly interface
  • πŸš€ Comprehensive account tracking
  • πŸ’‘ Personalized recommendations

Room to Improve

  • πŸ› Frequent connection issues
  • πŸ› Inaccurate account balances
  • πŸ› Unreliable account linking
  • πŸ› Inconsistent transaction categorization
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
πŸ’° Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
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Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful reports and charts
  • πŸ’° One-time fee for premium features
  • πŸ” Recurring transactions
  • πŸ—‚οΈ Multiple accounts and categories
  • πŸ”’ Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • πŸ—“οΈ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • πŸ› Occasional syncing issues
  • πŸ”’ Lack of fortnightly budget option
  • πŸ—‚οΈ Difficulty deleting unused categories
  • πŸ’° Paid upgrade required for some features
  • πŸ“ˆ Limited budget tracking within categories

More Money Tracking App Free apps to explore

FAQ about Money Tracking App Free

What is the best money tracking app free for iPhone?
Monefy: Bills & Money Tracker tops our money tracking app free ranking as of October 2026, with a 4.7-star average from 6.8K App Store ratings, and it's free to download.
Monefy: Bills & Money Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ money tracking app free on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.