Best National Debt Relief App

182+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

Every iPhone needs a few good national debt relief app. We benchmark 182+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top National Debt Relief App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (19K)NoNoJul 2026
2National Debt - USA & WorldNational Debt - USA & WorldFree4.7★ (1.6K)YesYesJul 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026
4Relief: Get out of debtRelief: Get out of debtFree4.6★ (1.8K)NoNoJul 2026
5FDR CommunityFDR CommunityFree4.5★ (30)NoNoJul 2026
6Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoJul 2026
7OneMainOneMainFree4.8★ (84K)NoNoJul 2026
8YNABYNABFree4.8★ (61K)NoYesJul 2026

Top Picks for National Debt Relief App

Freedom Debt Relief#1

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Editor's Choice
💰 Finance
4.9😊(19K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly
National Debt - USA & World#2

National Debt - USA & World by Caramba App Development

US Debt Clock + 180 Countries!
Strong Contender
💰 Finance
4.7😊(1.6K ratings)
FreeAdsIn-App Purchases
National Debt - USA & World screenshot 1
National Debt - USA & World screenshot 2
National Debt - USA & World screenshot 3
National Debt - USA & World screenshot 4

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

What We Love

  • 👍 Easy to use
  • 🚀 Informative data
  • 💡 Interesting comparisons
  • 🔍 Helpful for understanding debt levels

Room to Improve

  • 🐛 Occasional crashes
  • ⚠️ Inaccurate or outdated data
  • 💰 Annoying ads/upgrade prompts
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#17in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns

More National Debt Relief App apps to explore

4
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(1.8K)
free with in-app purchases
5
FDR Community
FDR Community
FDR Community
Client Community
Free

Connect with peers and financial experts for support and guidance on your debt relief journey. Access a network for instant knowledge, growth, and encouragement to achieve your financial goals. This free app offers a trusted space for sharing experiences and gaining insights.

Peer support networkInstant knowledge accessFinancial goal guidance
💰 Finance
(30)
ad-supported
6
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
7
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(84K)
free
8
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
9
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.5K)
free with in-app purchases
10
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(38K)
free
11
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
The best way to see the debt
Free

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

Daily US National Debt displayInteractive debt trending charts30-year historical debt data
💰 Finance
(772)
ad-supported
12
Avoloan: your way out of debt
Avoloan: your way out of debt
Avoloan: your way out of debt
Say bye to high interest
Free

Consolidate your credit card debt into a single loan with a lower interest rate. Get a clear debt-free date from the start and stop overpaying on high APRs. Apply securely through the app for a simpler path to financial freedom.

Consolidate credit card debtLower interest ratesSingle monthly payment
💰 Finance
(3)
free
13
DebtApp
DebtApp
DebtApp
by DebtApp, LLC
Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

View unsecured debt balancesTrack current savingsManage creditor settlement offers
💰 Finance
(54)
free
14
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
15
US National Debt
US National Debt
US National Debt
Public Policy
Free

This app provides a real-time clock of the US national debt and estimates its growth. It breaks down debt contributions by presidential administrations, highlighting its bipartisan nature.

Real-time US national debt clockDebt growth estimationPresidential debt contribution breakdown
🌟 Lifestyle
(3)
free
16
US Debt Clock .org
US Debt Clock .org
US Debt Clock .org
by Chrono Numeric Labs LLC
$4.99

Access real-time economic data for the US Federal Government, all 50 states, and the world. Explore historical financial performance, compare state debt and GDP, and view future projections. Discover detailed information on agency budgets, space programs, war costs, and more.

Real-time US and global economic dataHistorical financial performance by presidentState debt and GDP comparison
💰 Finance
(535)
free
17
US National Debt Clock
US National Debt Clock
US National Debt Clock
Real Time - US Debt Clock
Free

This app provides real-time data and historical trends on the US national debt, including debt per person, population, revenue, spending, and deficit figures. It also offers insights into the debt-to-GDP ratio and the impact of US presidents on national debt.

Real-time US debt figuresDebt per person calculationUS population data
💰 Finance
(13)
free
18
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief, LLC
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
💰 Finance
(2)
free
19
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(20K)
free
20
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported

FAQ about National Debt Relief App

What is the best national debt relief app for iPhone?
Freedom Debt Relief tops our national debt relief app ranking as of July 2026, with a 4.9-star average from 19K App Store ratings, and it's free to download.
Yes — 19 of the top national debt relief app we rank are free to download, including Freedom Debt Relief and National Debt - USA & World.
Freedom Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 182+ national debt relief app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include instant push notifications for settlement offers, the ability to review and authorize offers with a single tap, a comprehensive overview of deposits and account balances, tracking of enrolled debts and active settlements, and a view of your total savings.
This app is designed for existing clients of Freedom Debt Relief who are enrolled in a debt relief plan. It provides them with a convenient way to monitor and manage their plan's progress directly from their mobile device.