Best New Tech Bank Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

The best new tech bank apps on iPhone average 4.4★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top New Tech Bank Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Newtek Mobile BankingNewtek Mobile BankingFree4.5★ (345)YesNoSep 2026
2Robinhood BankingRobinhood BankingFree4.9★ (92K)NoNoSep 2026
3Tech CUTech CUFree4.8★ (2.8K)NoNoSep 2026
4Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoSep 2026
5FNBT & FCB MobileFNBT & FCB MobileFree4.7★ (148K)NoNoSep 2026
6I.BankI.BankFree1.0★ (1)NoNoAug 2026
7LHV BankLHV BankFreeNoNoSep 2026
8Fintech BankFintech BankFreeNoNoAug 2026

Top Picks for New Tech Bank

4.5😞(345 ratings)
FreeAds
Newtek Mobile Banking screenshot 1
Newtek Mobile Banking screenshot 2
Newtek Mobile Banking screenshot 3
Newtek Mobile Banking screenshot 4
Newtek Mobile Banking screenshot 5
Newtek Mobile Banking screenshot 6

Manage your business finances on the go with secure access. Track account balances, transfer funds, and deposit checks remotely using your device's camera. Review all your recent transactions easily.

What We Love

  • 👍 User-friendly app and website
  • ✨ High interest rates
  • 🚀 Works great with linked accounts
  • 🌟 Minimalist application dream
  • 💯 Add free

Room to Improve

  • ⏳ Extremely long transfer times
  • 🚫 Deposits refused for being too large
  • 😠 Poor customer service
  • 🔒 Sketchy terms and consent requirements
  • 🗓️ Confusing transfer scheduling interface
  • ❌ Cannot shut down account
  • ⚠️ Difficulty accessing or saving terms
  • ⏳ Transfers take too many days to clear
  • 🚫 No same-day transfer option
  • ⏳ Transfers delayed by several days
  • ❌ Code not sending to email
Robinhood Banking#2

Robinhood Banking by Robinhood Markets, Inc.

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(92K ratings)
Free
#59in Finance
Robinhood Banking screenshot 1
Robinhood Banking screenshot 2
Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards
  • 🤑 Ability to invest rewards
  • 🤩 Seamless integration with Robinhood platform

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
  • 💸 Potential for reduced cash back when redeeming points
4.8😐(2.8K ratings)
Free
Tech CU screenshot 1
Tech CU screenshot 2
Tech CU screenshot 3
Tech CU screenshot 4

Manage your finances with a streamlined and secure mobile banking app. Access account information, send money, pay bills, and customize your financial wellness tools 24/7. Enhanced security features provide peace of mind for all your banking needs.

What We Love

  • 🚀 Easy to navigate
  • 👍 Intuitive interface
  • 🚀 Quick mobile deposits
  • 🚀 Convenient banking features
  • 👍 Reliable app performance
  • 👍 Consistent improvements

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable mobile deposit
  • 🐛 Clunky account management
  • 🐛 Slow and buggy app
  • 🐛 Inconsistent user experience
  • 🐛 Lack of essential features

More New Tech Bank apps to explore

FAQ about New Tech Bank

What are the best new tech bank apps for iPhone?
Newtek Mobile Banking tops our new tech bank apps ranking as of September 2026, with a 4.5-star average from 345 App Store ratings, and it's free to download.
Yes — 20 of the top new tech bank apps we rank are free to download, including Newtek Mobile Banking and Robinhood Banking.
Newtek Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ new tech bank apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to manage your business finances securely on your mobile device. You can track account balances, review financial statements, transfer cash between accounts, deposit checks remotely using your device's camera, and review recent transactions.
Your information is protected with advanced security features, including fingerprint and face ID recognition. This ensures that only authorized users can access your sensitive financial data.