Best New Tech Bank Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

The best new tech bank apps on iPhone average 4.5★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top New Tech Bank Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Newtek Mobile BankingNewtek Mobile BankingFree4.5★ (346)NoNoSep 2026
2TBC BankTBC BankFree4.9★ (117K)YesNoOct 2026
3Robinhood BankingRobinhood BankingFree4.9★ (107K)NoNoOct 2026
4Tech CUTech CUFree4.8★ (3K)NoNoOct 2026
5Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoOct 2026
6N26 — Love your bankN26 — Love your bankFree4.6★ (12K)NoNoOct 2026
7VST bank businessVST bank businessFree—NoNoSep 2026
8MB BankMB BankFree4.7★ (26K)NoNoOct 2026

Top Picks for New Tech Bank

4.5😞(346 ratings)
Free
Newtek Mobile Banking screenshot 1
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Newtek Mobile Banking screenshot 4
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Newtek Mobile Banking screenshot 6

Manage your business finances on the go with secure access. Track account balances, transfer funds, and deposit checks remotely using your device's camera. Review all your recent transactions easily.

What We Love

  • 👍 User-friendly app and website
  • ✨ High interest rates
  • 🚀 Works great with linked accounts
  • 🌟 Minimalist application dream
  • 💯 Add free

Room to Improve

  • ⏳ Extremely long transfer times
  • 🚫 Deposits refused for being too large
  • 😠 Poor customer service
  • 🔒 Sketchy terms and consent requirements
  • 🗓️ Confusing transfer scheduling interface
  • ❌ Cannot shut down account
  • ⚠️ Difficulty accessing or saving terms
  • ⏳ Transfers take too many days to clear
  • 🚫 No same-day transfer option
  • ⏳ Transfers delayed by several days
  • ❌ Code not sending to email
TBC Bank#2

TBC Bank by TBC Bank

Exceptionally easy
Strong Contender
💰 Finance
4.9😐(117K ratings)
FreeAds
TBC Bank screenshot 1
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TBC Bank screenshot 4
TBC Bank screenshot 5
TBC Bank screenshot 6

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

What We Love

  • 💎 Excellent service
  • 👍 User-friendly interface
  • 🔒 Secure banking
  • 🚀 Convenient and fast
  • 🤝 Great customer support

Room to Improve

  • 🐛 Frequent app crashes
  • 🔄 Too many forced updates
  • 🔑 Difficult password management
  • 🕰️ Slow performance
  • 📱 Compatibility issues with new devices
Robinhood Banking#3

Robinhood Banking by Robinhood Markets, Inc.

Credit Card & Banking
Worth Considering
💰 Finance
4.9😊(107K ratings)
Free
#89in Finance
Robinhood Banking screenshot 1
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Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards
  • 🤑 Ability to invest rewards
  • 🤩 Seamless integration with Robinhood platform

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
  • 💸 Potential for reduced cash back when redeeming points

More New Tech Bank apps to explore

FAQ about New Tech Bank

What are the best new tech bank apps for iPhone?
Newtek Mobile Banking tops our new tech bank apps ranking as of October 2026, with a 4.5-star average from 346 App Store ratings, and it's free to download.
Yes — 20 of the top new tech bank apps we rank are free to download, including Newtek Mobile Banking and TBC Bank.
Newtek Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ new tech bank apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.