Best New Tech Bank Apps

208+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

The best new tech bank apps on iPhone average 4.6★ across 208+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top New Tech Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Newtek Mobile BankingNewtek Mobile BankingFree4.5★ (345)YesNoJul 2026
2Tech CUTech CUFree4.8★ (2.5K)NoNoAug 2026
3N26 — Love your bankN26 — Love your bankFree4.6★ (12K)NoNoAug 2026
4NBT BankNBT BankFree4.7★ (38K)YesNoAug 2026
5MB BankMB BankFree4.7★ (25K)NoNoAug 2026
6First Bank Digital BankingFirst Bank Digital BankingFree4.6★ (5.7K)YesNoAug 2026
7Tam - Digital BankingTam - Digital BankingFree4.5★ (1.6K)NoNoAug 2026
8D360 BankD360 BankFree3.9★ (185)YesNoAug 2026

Top Picks for New Tech Bank

Tech CU#2

Tech CU by Technology Credit Union

Strong Contender
💰 Finance
4.8😐(2.5K ratings)
Free
Tech CU screenshot 1
Tech CU screenshot 2
Tech CU screenshot 3
Tech CU screenshot 4

Manage your finances with a streamlined and secure mobile banking app. Access account information, send money, pay bills, and customize your financial wellness tools 24/7. Enhanced security features provide peace of mind for all your banking needs.

What We Love

  • 🚀 Easy to navigate
  • 👍 Intuitive interface
  • 🚀 Quick mobile deposits
  • 🚀 Convenient banking features

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable mobile deposit
  • 🐛 Clunky account management
N26 — Love your bank#3

N26 — Love your bank by N26 AG

Bank, save, and invest
Worth Considering
💰 Finance
4.6😞(12K ratings)
Free
N26 — Love your bank screenshot 1
N26 — Love your bank screenshot 2
N26 — Love your bank screenshot 3
N26 — Love your bank screenshot 4
N26 — Love your bank screenshot 5
N26 — Love your bank screenshot 6

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

What We Love

  • 🚀 Easy and fast account setup
  • 💳 Great mobile banking app experience
  • 🌍 Convenient for international users
  • 💳 No fees for ATM withdrawals

Room to Improve

  • 🐛 Unreliable customer support
  • 🔒 Security and account freezing issues
  • 💳 Limited banking features compared to competitors

More New Tech Bank apps to explore

4
NBT Bank
NBT Bank
NBT Bank
by NBT Bancorp, Inc.
Free

Manage your personal or business finances conveniently from your mobile device. This app allows you to view balances, transfer funds, pay bills, deposit checks, and locate branches or ATMs. It also offers advanced features like biometric authentication and real-time alerts for enhanced security and ease of use.

View account balances and transactionsTransfer funds between accountsPay bills and manage payees
💰 Finance
(38K)
free
5
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(25K)
free
6
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by First Bancorp
Free

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile
💰 Finance
(5.7K)
free with in-app purchases
7
Tam - Digital Banking
Tam - Digital Banking
Tam - Digital Banking
by Kuwait Finance House
Free

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Open account on the goInstant virtual debit/prepaid cardEasy money transfers
💰 Finance
(1.6K)
free
8
D360 Bank
D360 Bank
D360 Bank
A bank with you in mind
Free

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

Seamless onboardingFast transactions and transfersCompetitive pricing
💰 Finance
(185)
free with in-app purchases
9
Tri City National Bank
Tri City National Bank
Tri City National Bank
by Tri City National Bank
Free

Manage your finances conveniently from any device with comprehensive digital banking services. Access features like credit score insights and online banking to help you achieve your financial goals.

Digital banking servicesOnline bankingCredit score insights
💰 Finance
(2.3K)
free
10
First Financial Bank Texas
First Financial Bank Texas
First Financial Bank Texas
by First Financial Bank National Association
Free

Manage your finances securely and conveniently with a suite of mobile banking tools. Track accounts, pay bills, deposit checks, and control debit cards. Offers features for both individual and business customers.

Debit Card ControlsMobile Check DepositBill Pay
💰 Finance
(11K)
free
11
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
12
FNBT & FCB Mobile
FNBT & FCB Mobile
FNBT & FCB Mobile
Banking on the Go!
Free

Manage your finances conveniently with this banking application. It allows for easy fund transfers, bill payments, and mobile check deposits. Securely access account information, manage debit cards, and even open new accounts or apply for loans.

Mobile Check DepositFund TransfersBill Pay
💰 Finance
(141K)
free
13
TBC Bank
TBC Bank
TBC Bank
Exceptionally easy
Free

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers
💰 Finance
(117K)
free with in-app purchases
14
Capital City Bank Mobile
Capital City Bank Mobile
Capital City Bank Mobile
by Capital City Bank
Free

Manage your finances on the go with this mobile banking app. View balances, transaction history, and alerts. Initiate transfers and pay bills securely from your device.

View account balancesCheck transaction historyReceive account alerts
💰 Finance
(4.2K)
free
15
Citi Private Bank In View
Citi Private Bank In View
Citi Private Bank In View
Citi Private Bank
Free

Access a comprehensive view of your financial accounts and explore your investment portfolios in detail. Analyze metrics, compare performance, and discover insights on core themes with an intuitive digital banking experience.

View asset allocation by region, currency, and class360° view of entire Citi relationshipAccess holdings, performance, and activity
💰 Finance
(69)
free
16
Mechanics Bank Mobile Plus
Mechanics Bank Mobile Plus
Mechanics Bank Mobile Plus
Mechanics Bank Mobile Plus
Free

Manage your finances on the go with this mobile banking app. Features include mobile deposits, card controls, bill payments, and secure login options. Designed for former HomeStreet Bank customers and new Mechanics Bank accounts opened after March 22, 2026.

Mobile DepositCard ControlsDigital Assistance
💰 Finance
(630)
ad-supported
17
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
18
Liberty Bank and Trust Company
Liberty Bank and Trust Company
Liberty Bank and Trust Company
by Liberty Bank and Trust Company
Free

Manage your bank accounts conveniently from your smartphone. Check balances, transfer funds, and deposit checks on the go. Experience the power of online banking with the ease of your mobile device.

Check account balancesTransfer fundsDeposit checks
💰 Finance
(714)
free with in-app purchases
19
Spruce – Mobile banking
Spruce – Mobile banking
Spruce – Mobile banking
Spruce up your financial life
Free

Manage your daily finances and budget for future goals with this mobile banking app. It offers a spending account, a high-yield savings account, and tools to track spending and set savings goals. Build a better relationship with your money through easy-to-use financial management features.

Spending account managementHigh-yield savings accountFinancial goal setting
💰 Finance
(5.2K)
free
20
Forbright Bank
Forbright Bank
Forbright Bank
by Forbright Bank
Free

Manage your savings and CD accounts with ease. Access your funds, update personal information, and connect with customer support. This FDIC-insured bank offers competitive rates and supports community and environmental initiatives.

Manage accounts and fundsUpdate personal informationAccess customer support
💰 Finance
(2.3K)
free

FAQ about New Tech Bank

What are the best new tech bank apps for iPhone?
Newtek Mobile Banking tops our new tech bank apps ranking as of July 2026, with a 4.5-star average from 345 App Store ratings, and it's free to download.
Yes — 20 of the top new tech bank apps we rank are free to download, including Newtek Mobile Banking and Tech CU.
Newtek Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 208+ new tech bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to manage your business finances securely on your mobile device. You can track account balances, review financial statements, transfer cash between accounts, deposit checks remotely using your device's camera, and review recent transactions.
Your information is protected with advanced security features, including fingerprint and face ID recognition. This ensures that only authorized users can access your sensitive financial data.