Best Oppam Apps

27+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Upstart is the household name in oppam, but it's far from the only option. We track 27+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Oppam Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoSep 2026
2Cash Advance & Borrow MoneyCash Advance & Borrow MoneyFree—NoNoJun 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (137K)NoNoSep 2026
5Payday Cash Advance Loans: MAFPayday Cash Advance Loans: MAFFree4.6★ (105)NoNoMay 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (908K)NoNoSep 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
8MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (327K)YesNoSep 2026

Top Picks for Oppam

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(44K ratings)
Free
#81in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Oppam apps to explore

FAQ about Oppam

What are the best oppam apps for iPhone?
Upstart: Personal Loans + More tops our oppam apps ranking as of May 2026, with a 4.9-star average from 44K App Store ratings, and it's free to download.
Yes — 20 of the top oppam apps we rank are free to download, including Upstart: Personal Loans + More and Cash Advance & Borrow Money.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 27+ oppam apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.

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