Best Oppam Apps

27+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

OneMain is the household name in oppam, but it's far from the only option. We track 27+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Oppam Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OneMainOneMainFree4.8★ (84K)NoNoJul 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoJul 2026
3Cash Advance & Borrow MoneyCash Advance & Borrow MoneyFreeNoNoJun 2026
4Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)YesNoJul 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
6Payday Cash Advance Loans: MAFPayday Cash Advance Loans: MAFFree4.6★ (105)NoNoMay 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (861K)NoNoJul 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026

Top Picks for Oppam

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
💰 Finance
4.8😐(84K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(38K ratings)
Free
#82in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Oppam apps to explore

4
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
6
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Borrow Money: Instant Approval
Free

This platform helps users discover and compare cash advance and personal loan offers from various providers. It simplifies the research process by presenting options in one place, allowing users to review rates, terms, and repayment details before making informed financial decisions.

Compare loan offers from multiple providersPersonalized loan matchesLoan calculator for payment estimation
💰 Finance
(105)
free
7
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
9
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(320K)
free with in-app purchases
10
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(359K)
free with in-app purchases
11
Cash Advance: TJ Payday Loans
Cash Advance: TJ Payday Loans
Cash Advance: TJ Payday Loans
Get Funds Fast. No Interest
Free
💰 Finance
(0)
12
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(36K)
free
13
Cash Advance by Loan Link
Cash Advance by Loan Link
Cash Advance by Loan Link
Payday Loans in Minutes
Free

Explore, apply for, and manage personal and business loan opportunities with confidence. This financial companion offers a simple application process, real-time loan status tracking, and helpful tools like loan calculators and eligibility estimators.

Simple loan application processReal-time loan status trackingSecure and private financial data
💰 Finance
(69)
free
14
Borrow Cash - ATEAM Loan
Borrow Cash - ATEAM Loan
Borrow Cash - ATEAM Loan
Money Instantly. Easy Advance
Free
💰 Finance
(0)
15
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Money, Loan Terms & APR Tools
Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation
💰 Finance
(48)
free
16
Fast Cash Advance - MoneyBrick
Fast Cash Advance - MoneyBrick
Fast Cash Advance - MoneyBrick
Borrow Money - Online Lenders
Free
💰 Finance
(0)
17
Payday Loans - Greenleaf
Payday Loans - Greenleaf
Payday Loans - Greenleaf
Cash Advance. Borrow Money
Free

Quickly find cash advance and same-day loan offers from trusted lenders. The app simplifies borrowing money with an intuitive interface and fast verification, even for those with less-than-perfect credit. It connects you with lenders, presenting personalized offers without hidden fees.

Instant cash advance offersSame-day loan optionsNetwork of trusted lenders
💰 Finance
(31)
free
18
Instant Cash Matches - Motofix
Instant Cash Matches - Motofix
Instant Cash Matches - Motofix
Discover Payday Loan Offers
Free

Engage in three fast-paced arcade mini-games to test your reflexes and score. After playing, explore personalized loan offers from partner lenders by completing a simple form.

Three arcade mini-gamesCatch falling cash gamePlatform jumping challenge
💰 Finance
(1)
free
19
Loans & Money: AI Debt Coach
Loans & Money: AI Debt Coach
Loans & Money: AI Debt Coach
Cash Advance and Borrow Wisely
Free

This AI-powered personal finance tool helps you create a clear, step-by-step plan to manage and pay off debt. It analyzes your financial situation and provides strategies to break free from cycles of borrowing and reduce financial stress.

AI-powered debt analysisCustomized payoff strategiesStep-by-step action plans
💰 Finance
(8)
free
20
Cash Flow & Goals・Advance Hub
Cash Flow & Goals・Advance Hub
Cash Flow & Goals・Advance Hub
Build Savings & Manage Loans
Free

Manage debts, plan savings, and explore borrowing opportunities with this financial companion. It offers tools to track payments, estimate loan eligibility, and build emergency funds for greater financial control.

Debt tracking with avalanche/snowball strategiesSavings goal creation and progress monitoringLoan eligibility estimation
💰 Finance
(28)
free

FAQ about Oppam

What are the best oppam apps for iPhone?
OneMain tops our oppam apps ranking as of May 2026, with a 4.8-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top oppam apps we rank are free to download, including OneMain and Upstart: Personal Loans + More.
OneMain has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 27+ oppam apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.
This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

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