234+ iOS apps curated and reviewed
The best otm card apps on iPhone average 4.8★ across 234+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | — | No | No | May 2026 |
| 2 |  | Free | 4.8★ (187K) | No | No | Jul 2026 |
| 3 |  | Free | 4.0★ (403) | No | No | Jul 2026 |
| 4 |  | Free | 4.9★ (12K) | No | No | Jul 2026 |
| 5 |  | Free | 4.8★ (4.9K) | No | No | Jul 2026 |
| 6 |  | Free | 4.9★ (4.3M) | No | No | Jul 2026 |
| 7 |  | Free | 4.9★ (61K) | Yes | No | Jul 2026 |
| 8 |  | Free | 4.7★ (390) | No | No | Jul 2026 |
Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.
Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.
This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.
Manage your credit card account conveniently from your mobile device. Check balances, pay bills, view transactions, and set up account alerts for important activity. Securely access your account with biometric login options.
Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.
This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.
Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.
Manage your EFS or Fleet One cards with real-time balances, transaction details, and fuel location finder. This app allows drivers to quickly access card functions, register checks, and manage funds on the go.
Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.
Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.
This event app helps you connect with the right people at trade shows using AI matchmaking. Manage leads, schedule meetings, and access event information all in one place.
Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.
Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.
This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.
Create and share a professional digital business card in minutes. Customize with over 20 fields, including social media and unique links. Share via text, email, QR code, or NFC for seamless networking.
Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.
Manage your prepaid card finances with this mobile app. Easily check balances, review transactions, lock your card, and transfer funds. Customize alerts and security settings for enhanced control over your spending.
Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.
Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.