Best Owe You App

247+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.5★, the owe you app category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.

Compare top Owe You App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweYou - Money That's YoursOweYou - Money That's YoursFree4.6★ (1.3K)YesYesAug 2026
2PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesAug 2026
3Settlemate: Claim SavingsSettlemate: Claim SavingsFree4.8★ (72K)YesYesAug 2026
4You OweYou OweFreeNoYesJul 2026
5You Owe YouYou Owe YouFreeNoNoMay 2026
6Pay Track: Know What You OwePay Track: Know What You OweFreeNoYesJun 2026
7Owemint - You Owe MeOwemint - You Owe MeFree5.0★ (5)NoYesAug 2026
8What Do I Owe You?What Do I Owe You?FreeNoNoMay 2026

Top Picks for Owe You App

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(1.3K ratings)
FreeAdsIn-App Purchases
#18in Finance
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Easily discover and file claims for unclaimed class action settlement money. This app simplifies the process, allowing users to answer a few questions, get matched with eligible settlements, and track their payouts without needing legal expertise.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Settlements, Bills & Savings
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Settlemate: Claim Savings#3

Settlemate: Claim Savings by Settlemate Inc

settlements, savings, and more
Worth Considering
💰 Finance
4.8😐(72K ratings)
FreeAdsIn-App Purchases
#12in Finance
Settlemate: Claim Savings screenshot 1
Settlemate: Claim Savings screenshot 2
Settlemate: Claim Savings screenshot 3
Settlemate: Claim Savings screenshot 4
Settlemate: Claim Savings screenshot 5

Discover unclaimed money from class action settlements. Easily check your eligibility, file claims without a lawyer, and track your payouts. Get alerts for new opportunities to claim what's rightfully yours.

What We Love

  • 🚀 Easy to use
  • 👍 Great user interface
  • 💰 Found eligible settlements
  • 💰 Got money from claims

Room to Improve

  • 🐛 UI issues
  • 💰 Can't use without paying
  • 💰 Potential settlements disappear

More Owe You App apps to explore

4
You Owe
You Owe
You Owe
Shared Expenses & Bill Split
Free
💰 Finance
(0)
5
You Owe You
You Owe You
You Owe You
by Agile Infoways
Free
💰 Finance
(0)
6
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Bill Organizer & Tracker
Free
💰 Finance
(0)
7
Owemint - You Owe Me
Owemint - You Owe Me
Owemint - You Owe Me
Money Owed & Debt Tracker
Free

This personal finance tool helps you manage money owed between people without spreadsheets or group chats. Easily track who owes what, record partial payments, and set due date reminders. Keep your debt records private and secure on your device.

Track money owed to and by youRecord partial paymentsSet and receive due date reminders
💰 Finance
(5)
freemium
8
What Do I Owe You?
What Do I Owe You?
What Do I Owe You?
A simple way to split the bill
Free
💰 Finance
(0)
9
iOweYou: Debt Tracker
iOweYou: Debt Tracker
iOweYou: Debt Tracker
by Nikolai Nobadi
Free
💰 Finance
(0)
10
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(88K)
free
11
Who Owes Me - OweList
Who Owes Me - OweList
Who Owes Me - OweList
Track Who Owes You
Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Track money owed and borrowedRecord partial repaymentsMonitor individual balances
💰 Finance
(3)
free with in-app purchases
12
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(444K)
free with in-app purchases
13
HeyMoney App
HeyMoney App
HeyMoney App
Chill reminders, get you paid
Free
🌟 Lifestyle
(0)
14
UOMI app
UOMI app
UOMI app
by Philippe Tran
Free

Easily track items and money lent to friends and customers. Send customizable reminders and request payments to ensure you know exactly what's owed to you. Never forget who borrowed what or when again.

Track lent itemsTrack lent moneySend customizable reminders
📊 Productivity
(3)
ad-supported
15
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

Manage who owes you moneyTrack what you owe othersOrganize debts with items
💰 Finance
(1)
free
16
What Do You Owe?
What Do You Owe?
What Do You Owe?
Know What You Owe!
Free

Easily calculate individual shares of a bill when dining with friends. Quickly determine exactly what you owe to simplify group payments and avoid awkward math.

Split bills with friendsCalculate individual sharesSimplify group payments
🌟 Lifestyle
(4)
freemium
17
Debtio – Track What You Owe
Debtio – Track What You Owe
Debtio – Track What You Owe
Organize loans and payments
Free
💰 Finance
(0)
18
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
💰 Finance
(614)
free
19
Owe Pay
Owe Pay
Owe Pay
Track Loans & Manage Debt
Free
💰 Finance
(0)
20
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free

Easily track money borrowed between friends with a simple interface. Add up to six users and manage transfers. Future updates will include reminders and banking app integration.

Track borrowed moneyAdd up to 6 usersTransfer money records
🔧 Utilities
(6)
free

FAQ about Owe You App

What is the best owe you app for iPhone?
OweYou - Money That's Yours tops our owe you app ranking as of August 2026, with a 4.6-star average from 1.3K App Store ratings, and it's free to download.
Yes — 20 of the top owe you app we rank are free to download, including OweYou - Money That's Yours and PayMe - Claim Your Money.
OweYou - Money That's Yours shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 247+ owe you app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
OweYou helps users find and file claims for unclaimed money from class action settlements. It simplifies the process by asking a few quick questions, matching users with eligible settlements, and allowing them to track their payouts. The app aims to make it easy for everyday people to collect money from companies that have broken rules.
To file a claim, you'll need to answer a few quick questions within the app. Based on your answers, OweYou will match you with eligible settlements. You can then proceed to file your claims directly through the app, and track any payouts you are eligible for.