Best P2P Loans Apps

136+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated May 2026

SoLo Funds is the household name in p2p loans, but it's far from the only option. We track 136+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for P2P Loans

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(36K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More P2P Loans apps to explore

4
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
5
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

💰 Finance
(61)
6
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

💰 Finance
(3.2K)
7
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

💰 Finance
(8K)
9
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Get instant access to loans, bill payments, and mobile wallet services with a dedicated financial app that offers quick and secure solutions for individuals and businesses. Download the app, sign up, and start enjoying 24/7 access to credit with no hidden fees and real-time alerts.

💰 Finance
(171)
10
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
11
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
12
Credit Wallet
Credit Wallet
Credit Wallet
by Princeps Credit Systems Limited
Free

This financial services application provides employees with flexible loan options and repayment plans, helping them take control of their finances with loan amounts ranging from ₦30,000 to ₦1,500,000 and interest rates from 2% - 7.5% per month. Download the app to access loans with easy repayment arrangements and enjoy a secure user experience with protected personal information.

💰 Finance
(7)
13
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Get approved for a loan of up to $4,000 within minutes and manage your loan and savings in one place. Apply now to receive your funds directly into your bank account and take advantage of flexible repayment options.

💰 Finance
(3)
14
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
Digital Banking Super App
Free
💰 Finance
(1)
15
Community P2P
Community P2P
Community P2P
by Community P2P SAL
Free
💰 Finance
(0)
16
LoanChat
LoanChat
LoanChat
by Private Lender Portal LLC
Free
💼 Business
(1)
17
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Get fast and flexible personal loans with a minimum salary requirement of Rs. 30,000/month, and enjoy customized repayment plans with options like Step Up, EMI Free, Term, and Overdraft. Apply now for a contactless, digital personal loan with a simple registration process and flexible loan tenures ranging from 3 months to 60 months.

💰 Finance
(2)
18
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free
💰 Finance
(111)
19
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your online installment loans with ease using our app - get funds quickly, with simple eligibility criteria, and secure, confidential transactions.

💰 Finance
(289)
20
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

💰 Finance
(398)