75+ iOS apps curated and reviewed
The best pay deema apps on iPhone average 4.2★ across 75+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.0★ (41) | No | No | Jul 2026 |
| 2 |  | Free | 4.8★ (83K) | No | No | Jul 2026 |
| 3 |  | Free | — | No | No | Jul 2026 |
| 4 |  | Free | 4.7★ (59K) | No | No | Jul 2026 |
| 5 |  | Free | 3.8★ (13) | No | No | Jul 2026 |
| 6 |  | Free | 4.9★ (36K) | Yes | No | Jul 2026 |
| 7 |  | Free | 4.7★ (5.3K) | No | No | Jul 2026 |
| 8 |  | Free | 4.6★ (11K) | Yes | No | Jul 2026 |
This is Kuwait's first licensed Buy Now, Pay Later service, offering simple installment plans for easier shopping. It requires a valid Kuwaiti Civil ID and mobile number for registration.
Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.
This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.
This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.
Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.
A digital wallet for individuals and businesses, allowing easy and secure payments, bill payments, and money transfers locally and internationally. You can also split bills with friends and family, and make purchases using a digital card or QR code.
A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.
Easily send money globally or locally, pay bills, and manage your finances. Securely transfer funds, use a linked card for spending, and track expenses with smart insights. Licensed by the Saudi Central Bank.
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
Manage your cash flow, pay for purchases later with flexible, Sharia-compliant payment plans. Access financial well-being with transparent terms and generous credit limits.
This app helps you understand your spending habits by consolidating your bank accounts and tracking transactions in real-time. It also offers investment opportunities to help you grow your money and achieve financial goals.
Easily manage your mobile services online. Top up your balance, activate data and voice packages, and pay your bills for Dhiraagu and SuperNet. Securely process all recharge and bill payments automatically.
Manage your mobile and fixed services with ease. Pay bills, purchase add-ons, and explore a range of digital features. Stay connected and prepared for the future with this comprehensive utility app.
This app offers a digital solution for paying domestic helpers in Kuwait. It allows for easy salary, bonus, and allowance payments, with options for online transfers and ATM cash withdrawals. The service is designed to be safe, simple, and accessible in multiple languages.
Order coffee and browse store products from Iraq's first dedicated coffee app. Enjoy in-café ordering, convenient pick-up, and digital gift cards. Earn loyalty points with every purchase.
Manage your electricity services and digital wallet with this secure and easy-to-use payment app. Top up meters, track payments, and manage your balance all from your mobile device.
This app offers digital payment services for employees, facilitating payroll needs for low-income workers. It enables secure money transfers, bill payments, and online transactions, with a dashboard to monitor finances and access transaction history.
This electronic payment app allows merchants and service providers to receive payments from customers via QR code or SMS. It offers features like refunds, detailed transaction history, and financial management for multiple branches, facilitating direct transfers to accounts.