72+ iOS apps curated and reviewed
The best pay deema apps on iPhone average 4.3★ across 72+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.0★ (41) | No | No | Aug 2026 |
| 2 |  | Free | 4.8★ (84K) | No | No | Sep 2026 |
| 3 |  | Free | 4.1★ (17) | No | No | Aug 2026 |
| 4 |  | Free | 5.0★ (1) | No | No | Aug 2026 |
| 5 |  | Free | 3.1★ (19) | No | No | Jul 2026 |
| 6 |  | Free | 3.0★ (34) | No | No | Sep 2026 |
| 7 |  | Free | — | No | No | May 2026 |
| 8 |  | Free | 4.9★ (40K) | No | No | Sep 2026 |
This is Kuwait's first licensed Buy Now, Pay Later service, offering simple installment plans for easier shopping. It requires a valid Kuwaiti Civil ID and mobile number for registration.
Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.
This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.
This financial platform provides a seamless Buy Now, Pay Later service for easy payment management. It offers inclusive, user-friendly financial solutions with a strong focus on security and ethical practices.
Manage your electricity services and digital wallet with this secure and easy-to-use payment app. Top up meters, track payments, and manage your balance all from your mobile device.
Easily send money globally or locally, pay bills, and manage your finances. Securely transfer funds, use a linked card for spending, and track expenses with smart insights. Licensed by the Saudi Central Bank.
Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
A digital wallet for individuals and businesses, allowing easy and secure payments, bill payments, and money transfers locally and internationally. You can also split bills with friends and family, and make purchases using a digital card or QR code.
A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.
Manage your cash flow, pay for purchases later with flexible, Sharia-compliant payment plans. Access financial well-being with transparent terms and generous credit limits.
This application simplifies online payments for merchants in Saudi Arabia by enabling them to send electronic invoices and receive payments instantly. It streamlines the process of online transactions, saving time and effort for both businesses and their customers.
This electronic payment app allows merchants and service providers to receive payments from customers via QR code or SMS. It offers features like refunds, detailed transaction history, and financial management for multiple branches, facilitating direct transfers to accounts.
