Best Pay In 4 In Store Apps

247+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.9β˜…, the pay in 4 in store category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.

Compare top Pay In 4 In Store Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8β˜… (85K)NoNoSep 2026
2Shop: Track, Pay, DiscoverShop: Track, Pay, DiscoverFree4.8β˜… (7.1M)NoNoSep 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9β˜… (858K)NoNoSep 2026
4Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9β˜… (1.7M)NoNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9β˜… (753K)NoNoSep 2026
6Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9β˜… (2.4M)YesNoSep 2026
7PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8β˜… (6.3M)YesNoSep 2026
8Sapperton Liquor StoreSapperton Liquor StoreFreeβ€”NoNoAug 2026

Top Picks for Pay In 4 In Store

Tabby: Send, spend and save#1

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Editor's Choice
πŸ’° Finance
4.8😞(85K ratings)
Free
Tabby: Send, spend and save screenshot 1
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Tabby: Send, spend and save screenshot 6

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • πŸ’‘ Convenient installment payments
  • πŸ‘ Easy to use app
  • πŸš€ Smooth and efficient service
  • πŸ€‘ Helps manage budget and afford purchases

Room to Improve

  • πŸ› Unclear purchasing power and lack of transparency
  • πŸ€·β€β™€οΈ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🀬 Inaccurate payment charges and unprofessional customer service
  • πŸ™…β€β™€οΈ Unauthorized notifications and spam
  • πŸ€” Inconsistent and unreliable service
  • 🚫 Limited availability in certain regions
Shop: Track, Pay, Discover#2

Shop: Track, Pay, Discover by Shopify Inc.

Shopping app & package tracker
Strong Contender
πŸ›οΈ Shopping
4.8😐(7.1M ratings)
Free
#5in Shopping
Shop: Track, Pay, Discover screenshot 1
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Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

What We Love

  • πŸš€ Tracking all packages in one place
  • πŸ“¦ Automatic package tracking
  • πŸ—ΊοΈ Live package location map
  • πŸ”” Delivery notifications
  • ✨ Seamless user experience

Room to Improve

  • πŸ•°οΈ Slow or delayed tracking updates
  • πŸ€” Confusing or missing package details
  • πŸ”„ Duplicate tracking entries
  • πŸ—ΊοΈ Inaccurate location mapping
  • πŸ”’ Lack of customer support
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
πŸ›οΈ Shopping
4.9😊(858K ratings)
Free
#54in Shopping
Zip - Buy Now, Pay Later screenshot 1
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Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • πŸ’³ Convenient payment option
  • πŸ€‘ Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🀝 Helpful customer service
  • πŸ†™ Increasing credit limits
  • πŸͺ Wide range of merchant partners

Room to Improve

  • πŸ› Unreliable app performance
  • πŸ€” Unclear refund/return policies
  • πŸ€·β€β™€οΈ Inconsistent customer support
  • πŸ”’ Security/account issues
  • πŸ’° Unexpected fees/charges

More Pay In 4 In Store apps to explore

FAQ about Pay In 4 In Store

What are the best pay in 4 in store apps for iPhone?
Tabby: Send, spend and save tops our pay in 4 in store apps ranking as of August 2026, with a 4.8-star average from 85K App Store ratings, and it's free to download.
Yes β€” 20 of the top pay in 4 in store apps we rank are free to download, including Tabby: Send, spend and save and Shop: Track, Pay, Discover.
Tabby: Send, spend and save has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ pay in 4 in store apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Tabby is rated 4+ and is suitable for users of all ages.
The latest version of Tabby is 4.84.0, and it was last updated on June 19, 2026. Updates ensure the app is reliable and offers the latest features.