Best Payday Loans Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 234+ payday loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Payday Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Cash Advances & LoansLenme: Cash Advances & LoansFree4.5β˜… (97K)YesYesNov 2026
2Paycheck Advance Instant MoneyPaycheck Advance Instant MoneyFree4.3β˜… (434)NoNoOct 2026
3Keystone: Instant Cash AdvanceKeystone: Instant Cash AdvanceFree4.7β˜… (1K)NoNoOct 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8β˜… (161K)NoNoNov 2026
5Rain Instant PayRain Instant PayFree4.8β˜… (47K)NoNoNov 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8β˜… (401K)YesNoNov 2026
7Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9β˜… (48K)NoNoNov 2026
8Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8β˜… (933K)NoNoNov 2026

Top Picks for Payday Loans

Lenme: Cash Advances & Loans#1

Lenme: Cash Advances & Loans by Lenme Inc.

Quick Loans and Smart Lendings
Editor's Choice
πŸ’° Finance
4.5😞(97K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Cash Advances & Loans screenshot 1
Lenme: Cash Advances & Loans screenshot 2
Lenme: Cash Advances & Loans screenshot 3
Lenme: Cash Advances & Loans screenshot 4
Lenme: Cash Advances & Loans screenshot 5
Lenme: Cash Advances & Loans screenshot 6

Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

What We Love

  • πŸš€ Smooth app experience
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative peer-to-peer lending model
  • 🀝 Helpful when in financial need

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ•°οΈ Slow customer support response times
  • πŸ’³ Issues with bank account linking
  • πŸ€·β€β™€οΈ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Payday Loans apps to explore

FAQ about Payday Loans

What are the best payday loans apps for iPhone?
Lenme: Cash Advances & Loans tops our payday loans apps ranking as of October 2026, with a 4.5-star average from 97K App Store ratings, and it's free to download.
Yes β€” 20 of the top payday loans apps we rank are free to download, including Lenme: Cash Advances & Loans and Paycheck Advance Instant Money.
Lenme: Cash Advances & Loans shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 234+ payday loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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