Best Payday Loans Apps

244+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 244+ payday loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Payday Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5ā˜… (88K)YesYesOct 2026
2Paycheck Advance Instant MoneyPaycheck Advance Instant MoneyFree—NoNoOct 2026
3Borrow Money app - Velvet CashBorrow Money app - Velvet CashFree——NoSep 2026
4Keystone: Instant Cash AdvanceKeystone: Instant Cash AdvanceFree4.5ā˜… (142)NoNoOct 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8ā˜… (158K)NoNoOct 2026
6Rain Instant PayRain Instant PayFree4.8ā˜… (44K)NoNoOct 2026
7Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8ā˜… (390K)YesNoOct 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9ā˜… (46K)NoNoOct 2026

Top Picks for Payday Loans

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
šŸ’° Finance
4.5šŸ˜ž(88K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • šŸš€ Smooth app experience
  • šŸ‘ User-friendly interface
  • šŸ’” Innovative peer-to-peer lending model
  • šŸ¤ Helpful when in financial need

Room to Improve

  • šŸ› Frequent app crashes
  • šŸ•°ļø Slow customer support response times
  • šŸ’³ Issues with bank account linking
  • šŸ¤·ā€ā™€ļø Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Payday Loans apps to explore

FAQ about Payday Loans

What are the best payday loans apps for iPhone?
Lenme: Borrowing and Lending tops our payday loans apps ranking as of October 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top payday loans apps we rank are free to download, including Lenme: Borrowing and Lending and Paycheck Advance Instant Money.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 244+ payday loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches