Best Payment Gateway Pakistan Apps

0+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good payment gateway pakistan apps. We benchmark 0+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Payment Gateway Pakistan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoAug 2026
2iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
3bKashbKashFree3.9★ (11K)NoNoAug 2026
4Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoAug 2026
5Mobily PayMobily PayFree4.7★ (3.6K)YesNoAug 2026
6WavePayWavePayFree3.8★ (1.8K)YesNoAug 2026
7BenefitPayBenefitPayFree4.7★ (11K)NoNoAug 2026
8urpayurpayFree4.6★ (11K)NoNoAug 2026

Top Picks for Payment Gateway Pakistan

Tamara | Own your Dream#1

Tamara | Own your Dream by Tamara FZE

Pay in up to 24, No late fees
Editor's Choice
💰 Finance
4.7😞(59K ratings)
Free
Tamara | Own your Dream screenshot 1
Tamara | Own your Dream screenshot 2
Tamara | Own your Dream screenshot 3
Tamara | Own your Dream screenshot 4

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

What We Love

  • 👍 Easy to use
  • 💡 Helpful payment splitting
  • 🚀 Smooth and fast transactions
  • 🙏 Excellent customer service

Room to Improve

  • 🐛 Unreliable payment processing
  • 🤬 Terrible customer support
  • ❌ Unauthorized charges
iMobile: Loan, Cards & Banking#2

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Strong Contender
💰 Finance
4.8😞(66K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
bKash#3

bKash by bKash Limited

Transactions, now that simple
Worth Considering
💰 Finance
3.9😐(11K ratings)
Free
bKash screenshot 1
bKash screenshot 2
bKash screenshot 3
bKash screenshot 4
bKash screenshot 5
bKash screenshot 6

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

What We Love

  • 🚀 Easy money transfer
  • 🔒 Secure transactions
  • 👍 User-friendly interface
  • ✨ Reliable service

Room to Improve

  • 🐛 Frequent app crashes
  • ⚠️ Verification issues
  • 🔒 Restricted access abroad

More Payment Gateway Pakistan apps to explore

4
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
5
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
💰 Finance
(3.6K)
free with in-app purchases
6
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
7
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
8
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
9
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
💰 Finance
(10K)
free
10
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
11
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
Free

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Instant money sending and receivingLink bank accounts and Meeza cardsSend via mobile number or Instant Payment Address
💰 Finance
(687)
free
12
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7.4K)
free
13
Zain Cash Jordan
Zain Cash Jordan
Zain Cash Jordan
Finance
Free

Manage your finances with a secure mobile payment service. Easily pay bills, transfer money, top up your mobile, and shop online. Get a Mastercard and control your financial life from your phone.

Electronic mobile payment serviceSecure financial transactionsPay bills
💰 Finance
(5.3K)
free
14
MyFatoorah   ماي فاتورة
MyFatoorah   ماي فاتورة
MyFatoorah ماي فاتورة
MyFatoorah - ماي فاتورة
Free

This online payment solution helps businesses in Kuwait efficiently accept payments online. It allows users to invoice clients and process transactions through a secure gateway, simplifying cash flow and improving customer experience.

Online payment solutionInvoice clientsAccept payments online
💼 Business
(3.3K)
free
15
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
16
PayBy – Mobile Payment
PayBy – Mobile Payment
PayBy – Mobile Payment
Mobile Payment
Free

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

Facial recognition and fingerprint securityQR code paymentsCashless and contactless transactions
🌟 Lifestyle
(11)
free
17
ePay Punjab
ePay Punjab
ePay Punjab
by PITB
Free

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

Digital tax paymentsInternet bankingATM payments
💰 Finance
(1.4K)
free
18
JazzCash Business
JazzCash Business
JazzCash Business
Track, Manage & Accept Payment
Free

Manage your business finances on the go. Track performance, accept payments via QR codes or invoices, and make disbursements. Features include instant refunds, debit card management, and earning rewards for referrals.

Track business performanceAccept and manage paymentsGenerate invoices and reminders
💰 Finance
(143)
free
19
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
20
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

This app provides a fast and secure platform for individuals and businesses in the UAE to send, receive, and manage money. It offers features for personal payments, business transactions, and contactless payment acceptance directly on an iPhone.

Send and receive money instantlyAccept contactless payments on iPhoneBusiness payment processing
💰 Finance
(761)
free with in-app purchases

FAQ about Payment Gateway Pakistan

What are the best payment gateway pakistan apps for iPhone?
Tamara | Own your Dream tops our payment gateway pakistan apps ranking as of July 2026, with a 4.7-star average from 59K App Store ratings, and it's free to download.
Yes — 20 of the top payment gateway pakistan apps we rank are free to download, including Tamara | Own your Dream and iMobile: Loan, Cards & Banking.
Tamara | Own your Dream has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Tamara is a financial super-app that provides users with flexible payment options for their purchases. It allows you to shop now and pay later, either by splitting your payment into installments or paying in full. The app aims to give users more control over their finances and their shopping experience.
You can choose to pay for your purchases in installments, with options to split payments into 4 or more. This feature is available at thousands of partner stores, both online and in-store. The app emphasizes no late fees, ever, making it a predictable way to manage your spending.