Best Peer To Peer Lending Platform Apps

0+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

P2Vest is the household name in peer to peer lending platform, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Peer To Peer Lending Platform Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
2The Blender PlatformThe Blender PlatformFree3.4★ (31)YesYesMay 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
4Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (84K)YesYesAug 2026
5LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026
6Kiva - Lend for GoodKiva - Lend for GoodFree4.9★ (2.4K)NoNoAug 2026
7Lendee AppLendee AppFree3.3★ (103)NoNoAug 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (454K)NoNoAug 2026

Top Picks for Peer To Peer Lending Platform

P2Vest - Loan & Insurance App#1

P2Vest - Loan & Insurance App by p2Vest Technology Limited

P2P Lending | Buy Insurance
Editor's Choice
💰 Finance
3.6(165 ratings)
Free
P2Vest - Loan & Insurance App screenshot 1
P2Vest - Loan & Insurance App screenshot 2
P2Vest - Loan & Insurance App screenshot 3

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

The Blender Platform#2

The Blender Platform by Lender Block LC

Power to Your Wallet.
Strong Contender
💰 Finance
3.4(31 ratings)
FreeAdsIn-App Purchases
The Blender Platform screenshot 1
The Blender Platform screenshot 2
The Blender Platform screenshot 3
The Blender Platform screenshot 4
The Blender Platform screenshot 5
The Blender Platform screenshot 6

This app facilitates peer-to-peer lending and borrowing using blockchain technology. Users can create credit lines, set interest rates, and assess borrower credibility. Funds are managed through a virtual wallet with interest accruing upon withdrawal.

SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Peer To Peer Lending Platform apps to explore

4
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(84K)
subscription
5
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
💰 Finance
(614)
free
6
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
🌐 Social Networking
(2.4K)
free with in-app purchases
7
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
💰 Finance
(103)
free with in-app purchases
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(454K)
subscription
9
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
10
The Lending Hub
The Lending Hub
The Lending Hub
Crowd Lending platform in KSA
Free

Connects individuals needing funds with investors seeking returns through a secure, user-friendly, and Shari’ah compliant platform. Offers streamlined applications for borrowers and attractive investment opportunities for lenders.

Shari’ah compliant platformConnects borrowers and investorsStreamlined application process
💰 Finance
(1)
free
11
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
Buy. Sell. Receive. Send. Pay.
Free

Easily buy, sell, and hold Bitcoin with flexible funding options and automated strategies. Access loans against your Bitcoin holdings and manage your portfolio with ease. Send payments and global money transfers using Bitcoin or cash.

Automated Bitcoin buying (DCA, target orders)Bitcoin-backed loansDirect deposit salary to Bitcoin
💰 Finance
(28K)
free with in-app purchases
12
Peer: Pay & Earn
Peer: Pay & Earn
Peer: Pay & Earn
Pay and earn with friends
Free

Explore cryptocurrency and Web3 privately and easily with friends. This non-custodial wallet offers a fast and simple way to manage digital assets, powered by advanced privacy technology. Start your crypto journey in under a minute.

Non-custodial crypto walletPrivate crypto transactionsZero Knowledge Proofs for privacy
💰 Finance
(18)
free
13
The Partner Platform
The Partner Platform
The Partner Platform
by Lender Block LC
Free

This platform facilitates interest-free closed lending groups among trusted members. It leverages blockchain technology for secure record-keeping, automated scheduling, and fund distribution. Members can contribute funds and take turns withdrawing the pool's value on a cyclical basis.

Networked fund-sharingBlockchain-powered groupsAutomated scheduling
💰 Finance
(14)
ad-supported
14
myAccess: Borrower Platform
myAccess: Borrower Platform
myAccess: Borrower Platform
by TriState Capital Bank
Free

Manage your line of credit with digital tools for secure self-management. Request funds, make payments, and check balances efficiently. Set up alerts and autopay for a streamlined transactional process.

Request fundsMake paymentsRequest line increase
💰 Finance
(50)
ad-supported
15
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.

Lend money online to borrowersEarn higher than average returnsPaperless KYC & Verification
💰 Finance
(0)
free
16
IndiaMoneyMart - P2P Lending
IndiaMoneyMart - P2P Lending
IndiaMoneyMart - P2P Lending
by Fair Vinimay Services Pvt Ltd
Free

This platform connects creditworthy small businesses seeking loans with lenders looking for attractive returns. It offers a secure, regulated marketplace with meticulous borrower evaluation and direct on-ground assessment to facilitate P2P lending.

Connects lenders and borrowersRBI Registered NBFC-P2PDirect on-ground borrower assessment
💰 Finance
(1)
free
17
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
18
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
19
Faircent - P2P Investment
Faircent - P2P Investment
Faircent - P2P Investment
Indias largest P2P-Lending App
Free

Invest in personal and business loans through a peer-to-peer lending marketplace. Earn monthly returns and diversify your investment portfolio. Start with as little as INR 500.

Invest in personal and business loansEarn monthly returns (12%-35% p.a.)Create passive income
💰 Finance
(10)
free with in-app purchases
20
WinWinX Inc.
WinWinX Inc.
WinWinX Inc.
by WinWinX, Inc.
Free

This app facilitates person-to-person payments over time, allowing buyers to purchase items and pay in installments without credit checks or interest. Sellers can list products or services and receive automatic, scheduled payments from buyers, building their online credibility.

Person-to-person payments over timeNo credit checks or interest for buyersSellers receive automatic, scheduled payments
💰 Finance
(17)
ad-supported

FAQ about Peer To Peer Lending Platform

What are the best peer to peer lending platform apps for iPhone?
P2Vest - Loan & Insurance App tops our peer to peer lending platform apps ranking as of June 2026, with a 3.6-star average from 165 App Store ratings, and it's free to download.
Yes — 20 of the top peer to peer lending platform apps we rank are free to download, including P2Vest - Loan & Insurance App and The Blender Platform.
P2Vest - Loan & Insurance App has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
P2Vest is a peer-to-peer (P2P) lending platform that directly connects borrowers with lenders. It aims to simplify the loan acquisition process for borrowers and provide investment opportunities for lenders by facilitating direct fund transfers and loan agreements.
To get a loan, you need to create an account, set up your loan profile, and then apply for a loan. If approved, the loan will be disbursed directly to your bank account. Completing KYC can increase your loan limit.