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Best Peer To Peer Payment App

250+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Looking for free peer to peer payment app? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Peer To Peer Payment App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
2VenmoVenmoFree4.8★ (15M)NoNoOct 2026
3Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
4BE$TOW: Private P2P PaymentsBE$TOW: Private P2P PaymentsFree4.0★ (16)NoNoSep 2026
5Peer: Pay & EarnPeer: Pay & EarnFree4.7★ (21)NoNoOct 2026
6Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (4K)NoNoOct 2026
7PayMate - Pay your matesPayMate - Pay your matesFree—NoNoMay 2026
8360Pay360PayFree—NoNoSep 2026

Top Picks for Peer To Peer Payment App

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Venmo#2

Venmo by Venmo

Send Money, Debit card
Strong Contender
💰 Finance
4.8😞(15M ratings)
Free
#6in Finance
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(606K ratings)
Free
#30in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts

More Peer To Peer Payment App apps to explore

FAQ about Peer To Peer Payment App

What is the best peer to peer payment app for iPhone?
PayPal - Pay, Send, Save tops our peer to peer payment app ranking as of August 2026, with a 4.8-star average from 6.3M App Store ratings, and it's free to download.
Yes — 20 of the top peer to peer payment app we rank are free to download, including PayPal - Pay, Send, Save and Venmo.
PayPal - Pay, Send, Save shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ peer to peer payment app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.