Best Peer-To-Peer Payments Apps

0+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated April 2026

If you already know BE$TOW, this is the deeper bench. 0+ peer-to-peer payments apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of April 2026.

Top Picks for Peer-To-Peer Payments

BE$TOW: Private P2P Payments#1

BE$TOW: Private P2P Payments by HORUS FOSTER INC

TAP & GO to PAY & SHARE
Editor's Choice
💰 Finance
4.0(16 ratings)
Free
BE$TOW: Private P2P Payments screenshot 1
BE$TOW: Private P2P Payments screenshot 2
BE$TOW: Private P2P Payments screenshot 3
BE$TOW: Private P2P Payments screenshot 4
BE$TOW: Private P2P Payments screenshot 5
BE$TOW: Private P2P Payments screenshot 6

This private peer-to-peer payment app allows users to make instant, anonymous cash payments with a simple tap of their phone, eliminating the need to exchange information or use QR codes. With this app, users can also easily share social media profiles, websites, and digital business cards by tapping their phone to another device.

PayPal - Send, Manage, Pay#3

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
💰 Finance
4.7😐(190K ratings)
FreeAds
#5in Finance
PayPal - Send, Manage, Pay screenshot 1
PayPal - Send, Manage, Pay screenshot 2
PayPal - Send, Manage, Pay screenshot 3
PayPal - Send, Manage, Pay screenshot 4
PayPal - Send, Manage, Pay screenshot 5
PayPal - Send, Manage, Pay screenshot 6

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Peer-To-Peer Payments apps to explore

4
Krak: Send & Receive Money
Krak: Send & Receive Money
Krak: Send & Receive Money
Send USD and Bitcoin Globally
Free

Send money globally in seconds, earn rewards, and hold multiple currencies and crypto assets with our app. No hidden fees, instant transfers, and transparent conversion rates make sending money feel as simple as texting a friend.

💰 Finance
(438)
5
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
6
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

💰 Finance
(3.9K)
7
Hundy - Money When You Need It
Hundy - Money When You Need It
Hundy - Money When You Need It
Zero fee, P2P loan replacement
Free
💰 Finance
(1.6K)
8
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Make payments and manage plans
Free
💰 Finance
(275)
9
WinWinX Inc.
WinWinX Inc.
WinWinX Inc.
by WinWinX, Inc.
Free

This platform connects buyers and sellers directly, allowing for person-to-person payments over time without credit checks, interest, or bank involvement. By building a community based on trust, it enables flexible payments, automatic transactions, and a secure marketplace where users can establish their credibility and make real deals.

💰 Finance
(16)
10
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(346K)
11
Peer: Pay & Earn
Peer: Pay & Earn
Peer: Pay & Earn
Crypto, Web3 with Friends
Free
💰 Finance
(16)
12
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

An app that enables quick credit card payments on the go, with features like tap-to-pay on iPhone, bank-grade encryption, and responsive customer support. Available in various countries, it prioritizes user privacy and data security. Accept payments easily and securely anytime, anywhere.

💰 Finance
(1.3K)
13
bit ביט
bit ביט
bit ביט
by Bank Hapoalim
Free

A leading payment app in Israel, facilitating easy and secure money transfers. Shop online, order foreign currency, collect money from groups, send payment reminders, receive insurance and pension refunds, pay utilities, and enjoy benefits with the Carrefour Club credit card. Start using it now!

💰 Finance
(2.2K)
14
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Simplify your payments with friends through an app that lets you easily collect and send money for various activities, fantasy football, businesses, and school events. Enjoy secure transactions and efficient money management features that go beyond just collecting funds, such as transferring money via Whatsapp and sending payment links to debtors.

💰 Finance
(1.1K)
15
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

A versatile wallet app that consolidates all accounts for contactless payments, branded card options, person-to-person transfers, dividends, and cashless wagering across various platforms. It also offers payroll distribution cards for efficient payroll management and financial control for employees. Take control of your finances conveniently in one place with this all-in-one solution.

💰 Finance
(2K)
16
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
💼 Business
(1.1K)
17
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

This mobile application enables businesses to accept various forms of payment, including credit cards, debit cards, and digital wallets, both in-person and online, with secure and private transactions. With features like instant invoicing, payment links, and multi-user support, businesses can easily manage payments and access funds quickly, making it ideal for retail settings and teams with multiple employees.

💰 Finance
(21)
18
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

💰 Finance
(66K)
19
Peer - the everything app.
Peer - the everything app.
Peer - the everything app.
The "everything app" for you.
Free

This financial super app offers a wide range of services, including booking flights and hotels, paying bills, sending and receiving gift cards, managing funds, shopping, and purchasing insurance, all in one platform. Download the app to experience a new take on financial services and discover a world of possibilities.

💰 Finance
(1)
20
Swish payments
Swish payments
Swish payments
by Getswish AB
Free

This mobile payment application allows users to send money to friends, companies, and organizations, as well as make online and in-store payments using their mobile phone. Simply connect your phone number to the app, activate it, and start sending money, scanning QR codes to pay in stores, or using it as a payment option when shopping online.

💰 Finance
(70)