Best Peer To Peer Payments Apps

4.8😞(14K ratings)

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Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

🦄 Unicorn features
💳 Seamless Apple Pay integration
💸 Great rates for freelancing

Room to Improve

🚫 Terminated accounts without reason
🤖 Limited functionality beyond talking to a robot
💰 No way to withdraw funds after payment
🔒 Suspicious and sketchy app

BE$TOW: Private P2P Payments by HORUS FOSTER INC

TAP & GO to PAY & SHARE

Strong Contender

4.0(16 ratings)

Free

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Facilitate private peer-to-peer payments and information sharing with a simple tap. This patented technology allows for anonymous transactions and instant digital content exchange without needing recipient details or QR codes.

Visa Pay by Visa

Fast & secure payments!

Worth Considering

2.4(125 ratings)

FreeAds

A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

More Peer To Peer Payments apps to explore

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(872K)

Cherry: The Smarter Way to Pay

Make payments and manage plans

Manage multiple payment plansMake payments in secondsTrack payment progress

Manage multiple payment plans easily and make payments in seconds. Track your progress and plan for the future with no surprises. Access health and wellness services through manageable payment plans.

(303)

Klover - Instant Cash Advance

Up to $750 Before Payday

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

(390K)

RedotPay: Crypto Card & Pay

Crypto Card & Payment & Wallet

Spend crypto like cash worldwideStablecoin-based virtual & physical cardsCrypto credit account

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

(4.1K)

Zapper™ QR Payments & Rewards

The rewarding way to pay.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

(3.9K)

Pay and earn with friends

Peer: Pay & Earn

Non-custodial crypto walletPrivate crypto transactionsZero Knowledge Proofs for privacy

Explore cryptocurrency and Web3 privately and easily with friends. This non-custodial wallet offers a fast and simple way to manage digital assets, powered by advanced privacy technology. Start your crypto journey in under a minute.

This app facilitates person-to-person payments over time, allowing buyers to purchase items and pay in installments without credit checks or interest. Sellers can list products or services and receive automatic, scheduled payments from buyers, building their online credibility.

Person-to-person payments over timeNo credit checks or interest for buyersSellers receive automatic, scheduled payments

This app simplifies sending and receiving money, managing balances, and making secure online payments. It also facilitates group collections, payment requests, and even allows for pre-ordering foreign currency.

Send and receive moneyManage in-app balanceOnline shopping payments

(2.3K)

by Alternative Payments Ltd

PayMate - Pay your mates

by DiTronics Financial Services, LLC

P2P money transfersOnline bankingPayroll distribution

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

by Vipps MobilePay AS

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

(2.4K)

Swish payments

by Getswish AB

Send money to contactsPay companies and organizationsSplit bills

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

(82)

Branch: A Better Payday

Your money—fast

Fast wage accessDigital bank accountDebit card

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

(68K)

Peer - the everything app.

The "everything app" for you.

Book flights and hotelsPay bills and shop at physical storesSend/receive gift cards

This financial super app offers a wide range of services including booking flights and hotels, paying bills, managing funds, and purchasing insurance. It aims to provide a refreshing financial experience for users globally, with features like virtual cards and mini-games.

Razorpay - Accept Payments Now

(1)

ad-supported

Accept & track digital payment

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

(23)

LendPal - Borrow & Lend Money + Items to Friends

by Codemotion

Track lent itemsTrack lent moneySet item reminders

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

(614)

BitValve: P2P Crypto Exchange

Buy BTC, ETH, USDT and more.

Peer-to-peer crypto tradingBuy and sell Bitcoin, Ethereum, LitecoinMultiple payment methods

This peer-to-peer exchange facilitates the buying and selling of various cryptocurrencies like Bitcoin and Ethereum. Users can utilize diverse payment methods, including gift cards and bank transfers, for instant, anonymous trading.

(717)