Best Personal Loan Apps

246+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Looking for free personal loan apps? 20 of our 246+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Personal Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (138K)NoNoOct 2026
2SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
3PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (35)NoNoOct 2026
4CASH 1 LOANSCASH 1 LOANSFree3.2★ (24)NoNoOct 2026
5LendingPointLendingPointFree4.8★ (3.2K)NoNoOct 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (925K)NoNoOct 2026
7Cash Advance & Money BorrowingCash Advance & Money BorrowingFree——NoOct 2026
8Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (84K)NoNoOct 2026

Top Picks for Personal Loan Apps

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Editor's Choice
💰 Finance
4.8😐(138K ratings)
Free
#79in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
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Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)
SoLo Funds: Lend, Borrow, Bank#2

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Strong Contender
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
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SoLo Funds: Lend, Borrow, Bank screenshot 3

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
PayMe - Personal loan app#3

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Worth Considering
💰 Finance
3.5(35 ratings)
Free
PayMe - Personal loan app screenshot 1
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This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

More Personal Loan Apps apps to explore

FAQ about Personal Loan Apps

What are the best personal loan apps for iPhone?
Possible: Fast Cash & Credit tops our personal loan apps ranking as of October 2026, with a 4.8-star average from 138K App Store ratings, and it's free to download.
Yes — 20 of the top personal loan apps we rank are free to download, including Possible: Fast Cash & Credit and SoLo Funds: Lend, Borrow, Bank.
Possible: Fast Cash & Credit has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ personal loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.