Best Personal Loan Apps

3.5(33 ratings)

Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter

Strong Contender

4.9😞(43K ratings)

Free

#81in Finance

Upstart: Personal Loans + More screenshot 1

Upstart: Personal Loans + More screenshot 2

Upstart: Personal Loans + More screenshot 3

Upstart: Personal Loans + More screenshot 4

Upstart: Personal Loans + More screenshot 5

Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances

Worth Considering

Brigit: Cash Advance & Credit

4.8😐(134K ratings)

Free

#63in Finance

Possible: Fast Cash & Credit screenshot 1

Possible: Fast Cash & Credit screenshot 2

Possible: Fast Cash & Credit screenshot 3

Possible: Fast Cash & Credit screenshot 4

Possible: Fast Cash & Credit screenshot 5

Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

🚀 Quick approval and fund disbursement
💳 Helps build credit score
🗓️ Flexible payment schedule
🆓 No credit check required
🤝 Good customer service (in some cases)

Room to Improve

🐛 App issues (crashes, bugs, login problems)
🕰️ Slow customer support response times
💰 High interest rates
🤖 Outsourced/poor customer service
🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Personal Loan Apps apps to explore

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(560K)

FloatMe: Fast Cash Advance App

Support When You Need Money

Cash advances up to $50No credit checks or interestCash flow calendar

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Borrow Money Fast: Loan Calc

(154K)

subscription

Instant Loan & EMI Calculator

Instant EMI calculationPersonal loan planningBusiness loan calculations

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Rewards Checking, Loans, Cards

(382)

ad-supported

Upgrade - Mobile Banking

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

(84K)

Lenme: Borrowing and Lending

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

MoneyLion: Cash Advance App

(88K)

subscription

Cashback rewards & Loan Offers

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

(326K)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

SoLo Funds: Lend & Borrow

(899K)

freemium

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

(41K)

FUTR Agent

AI-Powered Loan Payment

AI-powered loan payment optimizationReal-time loan repayment progress trackingView upcoming debit and payment schedules

This app simplifies loan payment management with intelligent monitoring and real-time progress tracking. It provides a clear overview of upcoming debits, payment history, and account settings through a secure mobile interface.

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods

Quick Loan - Credit Cash Calc

(124K)

free

Instant loan EMI Planner

Loan type educationMonthly repayment estimationLoan eligibility assessment

This personal finance education app helps users understand various loan types, estimate monthly payments, and make informed borrowing decisions. It offers educational content on loan categories, eligibility, and responsible borrowing, along with tools for EMI calculation and loan comparison.

Loan Cash - Loan App Calc

Instant Loan & EMI Calculator

Loan Buddy - EMI Calculator

(0)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

Secure loans between friends

(5.2M)

free

PactApp - Loan Contracts

Bright: Loans & Credit Builder

(0)

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.