Best Points Earning Card Apps & Games

0+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated July 2026

Bilt Rewards is the household name in points earning card, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Points Earning Card Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bilt RewardsBilt RewardsFree4.9★ (210K)YesNoAug 2026
2CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (10K)NoYesAug 2026
3AwardWallet: Track RewardsAwardWallet: Track RewardsFree4.8★ (2.8K)YesYesAug 2026
4X1 CardX1 CardFree4.9★ (12K)NoNoAug 2026
5Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (258K)NoNoAug 2026
6MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoAug 2026
7CheckPoints #1 Rewards AppCheckPoints #1 Rewards AppFree4.0★ (4.2K)YesNoAug 2026
8Gift card on TbayGift card on TbayFree4.8★ (2.8K)NoNoAug 2026

Top Picks for Points Earning Card

Bilt Rewards#1

Bilt Rewards by Bilt Technologies, Inc.

Start earning points on rent.
Editor's Choice
💰 Finance
4.9😐(210K ratings)
FreeAds
#95in Finance
Bilt Rewards screenshot 1
Bilt Rewards screenshot 2
Bilt Rewards screenshot 3

Turn your largest monthly expense, rent, into valuable rewards. Earn points on rent payments, build credit history, and unlock exclusive benefits at local businesses. Redeem points for travel, future rent, or even a down payment on a home.

What We Love

  • 🚀 Easy to use app
  • 💡 Earn points on rent payments
  • 👍 Great rewards program
  • 🚀 Streamlined functionality

Room to Improve

  • 🐛 Unreliable payment processing
  • 🔒 Security concerns and fraud issues
  • 👎 Confusing and cluttered app interface
CardPointers for Credit Cards#2

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Strong Contender
💰 Finance
4.7😊(10K ratings)
FreeIn-App Purchases
#51in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
AwardWallet: Track Rewards#3

AwardWallet: Track Rewards by AwardWallet, LLC

Track Loyalty Points & Miles
Worth Considering
✈️ Travel
4.8😞(2.8K ratings)
FreeAdsIn-App Purchases
#52in Travel
AwardWallet: Track Rewards screenshot 1
AwardWallet: Track Rewards screenshot 2
AwardWallet: Track Rewards screenshot 3
AwardWallet: Track Rewards screenshot 4
AwardWallet: Track Rewards screenshot 5

This app helps you track all your loyalty points, miles, and credit card rewards in one place. It also manages travel plans, analyzes spending habits for maximum point earning, and monitors account balances and transactions.

What We Love

  • 🚀 Best Travel Reward Tracking App
  • 👍 Love having my points in one place
  • 👍 Works well for frequent travelers
  • 👍 Helps keep track of rewards effortlessly

Room to Improve

  • 🔺 Subscription Increase $20
  • 🐛 Can't find AA
  • 🐛 Doesn't work with chase

More Points Earning Card apps to explore

4
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
5
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(258K)
free with in-app purchases
6
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
💰 Finance
(17K)
free with in-app purchases
7
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
The app that pays you back!
Free

Earn rewards for everyday activities like shopping and sharing opinions. Turn your purchases into points redeemable for cash or gift cards from popular brands. Make everyday errands a rewarding experience.

Earn points for walking into storesScan products for pointsShare opinions for rewards
🛍️ Shopping
(4.2K)
ad-supported
8
Gift card on Tbay
Gift card on Tbay
Gift card on Tbay
Gift Card
Free

This app provides real-time exchange rates for various gift cards. Users can calculate prices for different gift cards and stay updated with the latest news in the gift card market.

Real-time gift card ratesGift card price calculatorGift card news updates
🔧 Utilities
(2.8K)
free
9
Center Stage: Sports Cards
Center Stage: Sports Cards
Center Stage: Sports Cards
Fastest way to identify a card
Free

Instantly identify sports cards and access historical sales data. Digitize your collection, connect with other collectors, and buy or sell cards on a social marketplace. Offers tiered membership plans for enhanced features.

Instant price guide with historical salesSocial marketplace for buying/sellingDigitize collection in two taps
⚽ Sports
(7.5K)
free with in-app purchases
10
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Best in Cards, Bills & Gadgets
Free

This app offers virtual dollar cards for online payments, facilitates buying and selling gift cards, and allows users to pay bills and purchase gadgets at discounted prices. It aims to provide financial freedom and convenience for users in Africa.

Virtual USD cardsBuy and sell gift cardsPay bills globally
🔧 Utilities
(8.1K)
free with in-app purchases
11
Shop Your Way
Shop Your Way
Shop Your Way
by Shop Your Way Inc.
Free

Earn points on everyday purchases online and in-store with a membership and linked card. Redeem accumulated points as statement credits for real savings on your bills. Discover exclusive deals and offers to maximize your rewards.

Earn points on purchasesRedeem points as statement creditLink membership and card
🛍️ Shopping
(4.6K)
free with in-app purchases
12
Cardparty
Cardparty
Cardparty
Play a fun relaxing card game
Free

Engage in a strategic, skill-based card game against players worldwide. Outsmart opponents, discard cards quickly, and win rewards. Enjoy team modes, custom rules, and a modern interface for endless fun.

Play with friends and strangers globallyTeam mode for cooperative playEarn coins and achievements
🎮 Games
(900)
free with in-app purchases
13
MyPoints: Cashback Rewards
MyPoints: Cashback Rewards
MyPoints: Cashback Rewards
Shopping Deals & Take Surveys
Free

Earn rewards by shopping at your favorite retailers or sharing your opinions through surveys. Discover deals on hotels and fashion, and redeem your points for free gift cards. It's a convenient way to earn extra rewards on the go.

Shop at favorite retailersTake surveys on the goFind hotel deals
🌟 Lifestyle
(6.2K)
ad-supported
14
Reward Card
Reward Card
Reward Card
by Loylogic AG
Free

Convert your loyalty program miles into cash and load them onto a Visa Reward Card. Spend your converted funds instantly online or in-store wherever Visa is accepted. Add your virtual card to Apple Wallet for convenient payments.

Convert miles to cashLoad onto Visa Reward CardWorldwide online and in-store spending
💰 Finance
(977)
free
15
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
💰 Finance
(403)
free
16
Sparrow Card App
Sparrow Card App
Sparrow Card App
Building Credit Smarter
Free

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

Virtual card access1% cashback on on-time paymentsReal-time notifications
💰 Finance
(3.3K)
free
17
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
🌟 Lifestyle
(87K)
free with in-app purchases
18
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
Maximize Credit Card Rewards
Free

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

Track credit card benefit usageMaximize annual fee valueMonitor expiring benefits
💰 Finance
(82)
free with in-app purchases
19
Uber Pro Card
Uber Pro Card
Uber Pro Card
Keep more of what you earn
Free

This business debit Mastercard and bank account is designed for Uber drivers and couriers. It offers cash back on gas, free automatic cashouts of earnings, and a backup balance feature. Users can also add the card to digital wallets and withdraw cash from ATMs.

Business debit Mastercard and bank accountUp to 7% cash back on gasFree automatic cashouts of earnings
💰 Finance
(215K)
free with in-app purchases
20
Card Centering Calculator
Card Centering Calculator
Card Centering Calculator
TCG & Sports Card Grading Tool
Free

This app helps collectors and traders measure card centering ratios for grading. It uses AI to detect centering or allows manual adjustments for precise measurements, displaying potential grades from major companies.

AI-powered card centering detectionManual centering measurement with zoomGrade comparisons for PSA, BGS, SGC, CGC, TAG, ACE
🔧 Utilities
(2.3K)
free with in-app purchases

FAQ about Points Earning Card

What are the best points earning card apps & games for iPhone?
Bilt Rewards tops our points earning card apps & games ranking as of July 2026, with a 4.9-star average from 210K App Store ratings, and it's free to download.
Yes — 20 of the top points earning card apps & games we rank are free to download, including Bilt Rewards and CardPointers for Credit Cards.
Bilt Rewards shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
Bilt Rewards transforms your rent payments into valuable points. You can earn points on rent, build your credit history by having your payments reported to credit bureaus, and access exclusive benefits at local businesses in your neighborhood. These points can then be redeemed for a variety of rewards.
You earn Bilt Points primarily by making on-time rent payments. Additionally, you can earn extra points by using linked cards at participating Neighborhood Benefits™ partners, such as restaurants, fitness studios, and on Lyft rides. The app also offers Rent Day® rewards with limited-time benefits each month.