Best Relay Business Banking Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Relay | Business Banking is the household name in relay business banking, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Relay Business Banking Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Relay | Business BankingRelay | Business BankingFree4.8★ (3.6K)NoNoSep 2026
2Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoSep 2026
3Amex Business Blueprint™Amex Business Blueprint™Free4.8★ (8.5K)NoNoSep 2026
4Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoSep 2026
5Found: Business BankingFound: Business BankingFree4.8★ (34K)NoNoSep 2026
6Revolut BusinessRevolut BusinessFree4.9★ (2.9K)NoNoSep 2026
7Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoSep 2026
8Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoSep 2026

Top Picks for Relay Business Banking

Relay | Business Banking#1
4.8😞(3.6K ratings)
Free
Relay | Business Banking screenshot 1
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This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

What We Love

  • 🚀 Easy to use
  • 🚀 Great for business banking
  • 🚀 Helpful customer service
  • 🚀 Useful features like virtual cards
  • 🚀 Profit First integration

Room to Improve

  • 🐛 App crashes and bugs
  • 🐛 Slow check deposit times
  • 🐛 Account freezing and verification issues
  • 🐛 Poor communication from support
  • 🐛 Unreliable transactions and transfers
Novo - Small Business Checking#2

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Strong Contender
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
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This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
  • 🤖 Overreliance on chatbots instead of live agents
  • 💸 Unexpected account closures and fund freezes
Amex Business Blueprint™#3

Amex Business Blueprint™ by American Express

Efficient Cash Flow Management
Worth Considering
💰 Finance
4.8😞(8.5K ratings)
Free
Amex Business Blueprint™ screenshot 1
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This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

What We Love

  • 🚀 Lightning-fast mobile check deposit
  • 👍 Simple and straightforward app
  • 💡 Convenient line of credit when needed

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔒 Lack of security features like Touch ID
  • 💸 High interest rates and short repayment periods
  • 🔍 Limited transaction details and account information

More Relay Business Banking apps to explore

FAQ about Relay Business Banking

What are the best relay business banking apps for iPhone?
Relay | Business Banking tops our relay business banking apps ranking as of September 2026, with a 4.8-star average from 3.6K App Store ratings, and it's free to download.
Yes — 20 of the top relay business banking apps we rank are free to download, including Relay | Business Banking and Novo - Small Business Checking.
Relay | Business Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ relay business banking apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include the ability to create up to 20 checking accounts to separate funds for operations, payroll, and taxes. Users can issue multiple debit and credit cards with built-in spend policies to organize spending by team or project. The app also offers 1.5% cash back on credit card purchases, savings accounts with up to 3.00% APY, and automations for money movement.
This app is designed for small business owners who need a robust and flexible banking solution. It's particularly beneficial for those who want to meticulously organize their spending, manage cash flow effectively, and potentially grow their reserves through interest-earning savings accounts and cash back rewards.